The Mortgage Hub

Your effective mortgage rate is a combination of two factors: the upfront cost and the interest rate. Simple enough... until you start comparing loan cost structures and their differing effects on your financial situation. https://hubs.ly/H0wVbHY0

In this post, I answer two key questions for every investor and homebuyer: First, how does occupancy type affect your mortgage cost? And second, what qualifies as an investment property, second home, and primary home? https://hubs.ly/H0wg1p90

5 Questions New Homebuyers Should Ask their Prospective Mortgage Broker - How do you know you can trust a prospective mortgage broker to help you buy your first home? The key is to ask the right questions so you can find out if your broker is a good fit. https://hubs.ly/H0vHWHb0

Another amazing property from our realtor partners, Sonia and Fernando Vasquez, and what a breathtaking property it is! Prime location with views that will leave you in awe. Check it out for yourself this weekend at the open house: Saturday, Feb. 9, from 1 pm to 3 pm Sunday, Feb. 10, from 1 pm to 3 pm... https://hubs.ly/H0gvdSR0

Wow! Check this out! Beautiful & Spacious Home https://hubs.ly/H0gv8W50

I'm so lucky to work with such amazing and talented people. Congratulations to Debra Kahookele for being a top producer for Remax, out of about 800 agents!!! Cindi Deb, I know how hard you work and how much you care for your clients- your success is a direct reflection of that. Wishing you all the best in 2019! Cheers!

Our favorite time of the year is almost here...it's time for the Long Beach Santa Crawl! On Dec. 8th starting at 4 pm, you and a group of friends can dress up in your favorite holiday costumes and head to the best restaurants and bars that downtown Long Beach has to offer. All participating bars and restaurants will have a special drink menu just for crawlers. There's a group pic and video opp at Harvey Mill Park at 9 pm and to top it all off, multiple after parties throug...hout downtown starting at 10 pm! It's going to be such a fun night! Oh, and most importantly, this is event is a fundraiser and benefits our local charities. So what better way to get the holiday feels than to have a little fun as we help out our community? Click here for more info and to buy your tickets...http://www.lbsantacrawl.com

What's your strategy to beat out cash offers on your dream home? Here is a true story about a couple who are first-time homebuyers and how they were able to get their dream home by beating out multiple cash offers. Special thanks to Bobbi Vogel of Keller Williams Shoreline (their agent) for trusting us to get this deal done! First-Time Homebuyer in Fullerton Beats Out Higher Cash Offers with an Assist from TMH https://hubs.ly/H0f6hpc0