Prasanna Rangaswamy

I am now licensed for mortgage loan originations in the state of Georgia as well. Please let me know if you or your friends and family are looking for purchase / refinancing options. . Prasanna Rangaswamy MBA/Realtor/Mortgage Loan Officer CalDRE #01974788/ NMLS #1314117... ARCUS HOMES/ ARCUS LENDING (510)209-3085 . . . #realestate #realtor #realestateagent #home #property #forsale #investment #realtorlife #dreamhome #newhome #househunting #house #realty #properties #homeownership #mortgagerefinance #mortgage #mortgagebroker #mortgagebanker #arcuslending #arcushomes #firsthomebuyer #firsttimehomebuyer #firsthomebuyers #bayarearealestate See more

While a pre-approval doesn’t guarantee you’ll get a mortgage, being pre-approved does have some advantages. Here are three reasons you might want a mortgage pre-approval: - It gives you confidence in your search. When you know how much mortgage you can afford, you can look for houses within your budget. That way, you won’t have to deal with the heartbreak of falling in love with a house only to discover you can’t afford it. - It puts you on the fast track to closing. Because ...most of your information is in the lender’s system, a mortgage pre-approval accelerates the loan process once you make an offer. - It establishes your credibility as a homebuyer. A mortgage pre-approval shows home sellers that you have your finances in check, that you’re serious about buying a house, and that you won’t be denied a mortgage if they decide to sell you their home. . Prasanna Rangaswamy MBA/Realtor/Mortgage Loan Officer CalDRE #01974788/ NMLS #1314117 ARCUS HOMES/ ARCUS LENDING (510)209-3085 . . . #realestate #realtor #realestateagent #home #property #forsale #investment #realtorlife #dreamhome #newhome #househunting #house #realty #properties #homeownership #mortgagerefinance #mortgage #mortgagebroker #mortgagebanker #arcuslending #arcushomes #firsthomebuyer #firsttimehomebuyer #firsthomebuyers #bayarearealestate See more

Determine how much you can save for a down payment to put towards your first home. In today’s market, expect your mortgage lender to require at least a 10 percent down payment unless you’re getting an FHA loan or another special program loan. If you have it, consider putting 20 percent down to avoid private mortgage insurance (PMI)costly insurance that protects your mortgage lender should you foreclose prior to building sufficient equity in the property. Commit to the maximu...m you want to spend before beginning the mortgage approval process. . Prasanna Rangaswamy MBA/Realtor/Mortgage Loan Officer CalDRE #01974788/ NMLS #1314117 ARCUS HOMES/ ARCUS LENDING (510)209-3085 . . . #realestate #realtor #realestateagent #home #property #forsale #investment #realtorlife #dreamhome #newhome #househunting #house #realty #properties #homeownership #mortgagerefinance #mortgage #mortgagebroker #mortgagebanker #arcuslending #arcushomes #firsthomebuyer #firsttimehomebuyer #firsthomebuyers #bayarearealestate See more

/ & . Prasanna Rangaswamy MBA/Realtor/Mortgage Loan Officer CalDRE #01974788/ NMLS #1314117... ARCUS HOMES/ ARCUS LENDING (510)209-3085 . . . #realestate #realtor #realestateagent #home #property #forsale #investment #realtorlife #dreamhome #newhome #househunting #house #realty #properties #homeownership #mortgagerefinance #mortgage #mortgagebroker #mortgagebanker #arcuslending #arcushomes #firsthomebuyer #firsttimehomebuyer #firsthomebuyers #bayarearealestate See more