Neoterra Insurance Services, Inc.

Why You Should Have an Annual Business Insurance Review When you own a business, you are faced with a constant checklist. There are daily tasks, monthly duties and things that must be taken care of annually. There are also those items that just need to be done once. #businessinsurance

The Two Biggest Factors That Make Life Insurance Rates Increase If you could buy gas for your car cheaper in the morning would you make the effort to get it then? If there were steps to decrease your home mortgage payments or car payments would you consider them? Would you pay more than necessary for credit card interest? Most people would say no. #insurance #LifeInsurance

The Great Recreational Vehicle Revival Normally, an economic downturn or an uncertain economy would mean a significant slowdown in the recreational vehicle industry. In 2020, however, RV sales are said to be skyrocketing. While COVID-19 has created layoffs and an uncertain economic future, people are being drawn to the great outdoors in a wide variety of recreational vehicles. #autoinsurance

Want to Add Value to Your Home? Consider Upgrading Your Landscaping Many homeowners who are focused on improving the value of their homes will take on expensive interior projects like a kitchen or bath remodel. These, of course, can pay big dividends but they can also be extremely costly. #homeinsurance

Weird Stuff You May Not Know About Grocery Shopping At some point or another we've all done it. We likely do it with someone else or by ourselves, but we rarely do it in groups. For as frequently as we do it, we know relatively little about it. Of course, what we are talking about is grocery shopping. #GeneralInterest

Tapping Into The Genius of Your Staff to Make Your Business Better When you think about the assets of your business you may think about the equipment, furnishings, inventory, technology and financial resources. Many companies talk about how their employees are one of their greatest assets. #businessinsurance

Life Insurance: Buy What You Can Afford There are a myriad of formulas that can help you determine how much life insurance you should carry. Some use a multiple of your annual income, others will consider your current debt and dependents. Is there a simpler way to determine how much life insurance a person should have? It may be as simple as purchasing an amount that you can afford. #insurance #LifeInsurance

The 10% Rule: Should You Drop Your Comprehensive & Collision Insurance? One of the most frequently asked questions about automobile insurance for those who own an older vehicle is when is it no longer economically wise to carry comprehensive collision coverage on that vehicle. For most, the 10% rule is a reasonable guideline. Here is how it works. #autoinsurance

This Biggest Cause of House Fires May Surprise You It wasn't that long ago fires could destroy major cities virtually overnight. London, Chicago and San Francisco are among the examples. Wooden structures crowded together, poor and inadequate fire fighting equipment and narrow streets all contributed to these catastrophic fires. #homeinsurance

The Benefits of Downsizing Your Household Many people decide to downsize their households as they get closer to retirement age. There are a lot of good reasons for that, but there are benefits to downsizing even sooner. Here are just some of the benefits you can enjoy by downsizing your household. There's Less Clutter... There are multiple benefits to having less clutter. #GeneralInterest

Five Cost-Effective Marketing Ideas for a Small Business If you have a small business, you understand the importance of name recognition and keeping new prospects and customers flowing in. You are also probably faced with minimal resources when it comes to advertising and marketing. Here are five cost-effective marketing ideas small business can use to gain more attention and customers. #businessinsurance

Why an Independent Agent is Your Best Option for Life Insurance Quotes Congratulations! You made the decision to either acquire or increase the amount of life insurance coverage you carry. Maybe the decision is participated by a marriage, the birth of a child or maybe you just decided it's time to start adulting. The next question is where to get started. #insurance #LifeInsurance

Independent Agents and Car Insurance: How They Can Save You Money Who doesn't want to save money? Driver's have been known to shop for a car for weeks to save a few hundred dollars or drive miles to save a few cents per gallon on gas. We are always looking for the best price on oil changes, tires and other routine maintenance. #autoinsurance