Michael Michel Insurance Agency

Did you know that you can get a claim started by texting REPORTCLAIM to 29141? Save this number and information in your phone for a convenient way to contact us. Or if you'd like to give me a call, I can help, too.

You could be missing out on hundreds in savings. Let’s chat about how switching your auto insurance to Farmers could help you save.

You could be missing out on hundreds in savings. Let’s chat about how switching your home insurance to Farmers could help you save.

This MLK Day, the Farmers family is proud to be celebrating the equality of all. Best wishes to you and your loved ones for a safe and happy holiday.

In a recent survey, 43% of Americans admitted they'd leave their loved ones behind nothing more than photos and memories. Life insurance can help provide reassurance that your family's financial future will be taken care of. Luckily, it's easier than you think. Call me today.

I can discuss insurance options for your off-road vehicle in case it is stolen from a storage facility. Call me to get the wheels in motion on your plan, if you're worried about storage-facility theft.

With 2020 wrapping up, it's always good to sit back and think on how life has changed. Whether you welcomed home a new baby, new car, or even a new TV, make sure to update your policy to match your needs. Schedule a policy review with me today.

This time of the year means it’s time for New Year's resolutions. So resolve to start this year off on the right foot with a policy review to discuss changes in your insurance options and needs. Call me to ring in the new year the right way.

Good news for holiday road trips. Farmers now offers self-service towing and roadside assistance through the Farmers mobile app. If your family get-together gets interrupted, this optional service makes sure you won't be left out in the cold. Ask me for details.

Now available in California! You can’t always be there to help them focus on their driving. That’s why Farmers introduced the Signal app to customers, that will help encourage drivers to practice safer driving habits. Call me, or visit farmers.com/signal to learn more.

Hoping everyone has a great holiday filled with good food, good friends and lots of good memories whatever that looks like this year. And should you have any insurance questions, I'll be only a phone call away from helping so you can get back to your festivities. Happy holidays!

Now available in California! The Farmers Signal app helps encourage you to practice safer driving habits, like keeping your attention on the road and not on distractions like your phone. To learn more about the Signal app, give me a call, or visit farmers.com/signal.

This holiday season, watch out for the security of your personal information when shopping online. Look for the "s" in "https" before sharing your identity or financial information. The "s" indicates that information that travels between your browser and a website is encrypted.

One of the first insurers in California to offer a safe driving app to customers. Farmers is offering the Signal app, featuring a chance to enter and win rewards for being a focused driver. To learn more about the Signal app, give me a call, or visit farmers.com/signal.

If you're awaiting a sale or doing renovations, your vacant property could be susceptible to vandalism or other unique risks that some insurers won't cover. Call me and I can help you with coverage when no one's home.

Here’s a kernel of wisdom: With the Policy Perk Guaranteed Replacement Cost, Farmers will pay the full cost to rebuild your home, no matter how much. Give me a call to learn more.

A winter wonderland is pretty to drive through, but miserable to get stuck in. But with our optional towing and roadside assistance coverage, HONK, you can count on 24/7 support to help you get back on the road. Interested? Let's chat.

However you use vehicles to get your business moving, you'll probably want commercial auto insurance. Call me to get the wheels turning on a commercial car-insurance policy to help protect your business vehicles on the road.

Stowing away the RV for the season? An RV storage unit can help protect the exterior from the elements, while optional Replacement Cost can help provide coverage for your personal belongings inside. Curious if you have the coverage you want? Call me.

Wishing everyone a Happy Thanksgiving! And remember, no matter how good the football game is, don't leave cooking food unattended. I can't guarantee it'll make the turkey taste better, but it could prevent a family fire drill.

I take great pride in helping customers. That’s why I’m glad the Farmers Mobile App lets you call or email your agent and get directions to my office quickly and easily.

Worried about missing a payment on your premium bill? The Farmers mobile app can take the stress out of the process with automatic payments. You can turn it off anytime, and I’m always a phone call away if you have any questions about your plan.

Uninsured motorist wasn't always an available coverage option. In 1957, Farmers co-founder Thomas Leavey had the idea to offer uninsured motorist liability coverage for those struck by an uninsured driver. Call me to double-check your automobile coverage.

Happy Veterans Day! Thank you to all who have and continue to serve!

This Veterans Day, we honor the brave service members throughout history who have sacrificed so much to keep us safe. Thank you to our veterans at home and overseas, who serve our country with the utmost integrity.

A better auto rate may be waiting for you! Come visit my website for a personalized quote or just give me a call.

Looking to help the environment from the comfort of your home? Some homeowners policies offer Eco-Rebuild coverage, which helps pay for replacing materials or appliances with green alternatives. Call me to learn more.

As your business grows, your insurance should keep pace. Commercial property coverage can help with anything from damaged equipment to office repairs. Call me, so you can make sure your business has the coverage you want for your growing needs.

From my family to yours, have a safe and spooky Halloween. Visit my website below to learn more about how I'm helping others in your area with their insurance needs.

Afraid that natural disasters seem to be happening more frequently? Help protect yourself and learn how to prepare. Call me if you have questions about your insurance coverage for the unexpected.

When it rains, you can help stop it from pouring. If you have large assets you want to protect, an umbrella policy could limit their exposure to financial risks. Want to find out more? Let's chat.

Help protect yourself against road trip-ups this holiday season. Keep an emergency kit in your trunk. And if your car breaks down, safely pull off the road as far as you can until assistance arrives. Stay safe this holiday!

Make sure your rates won’t go up just because of an accident by choosing the Farmers Policy Perk Accident Forgiveness. Give me a call and we can find which Policy Perks are right for you.

What's better than a new-car smell? How about our new car pledge, where Farmers will replace your car with one of the same make and model in the event of an accident. Message me to learn more.

As more small businesses come online, so do the criminals. Cyber liability and data-breach response coverage may offer you and your customers credit monitoring in the event of a hack. Want to learn more? I'm only a message away.

Did you know that insurance claims for water damage are 7 times more frequent than claims related to theft or fire?* Drips and leaks can go unnoticed, causing mold and costly damage over time. Message me today to discuss how you can help protect your home.

When you’re dealing with real-life bumper cars, it’s good to have the Farmers Policy Perk Accident Forgiveness to keep your rates from going up because of an accident. Give me a call to learn more.

Storing your boat on a trailer in your driveway or backyard this winter? Don't forget to make sure your trailer is covered. I can help you understand the range of coverage options before boating season ends.

When you crash your car in the most ironic of places, or just a normal place, the Policy Perk Accident Forgiveness will come in handy. It’ll keep your rates from going up because of an accident. Give me a call to see which Policy Perks are right for you.

Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time.

I know from experience that home claims seem to happen at the worst times. That's why our award-winning Farmers Claim Department is available 24 hours, seven days a week. If you need help getting your home back on track, reach out anytime.

Don’t let your totaled new ride place you in deep water. With the Policy Perk New Car Replacement, Farmers will cover the cost to replace it with a new one of the same make and model. Give me a call to discuss your coverage options.

Owning your own life insurance policy means coverage that doesn't depend on job security. Do you have the coverage you want? I can help.

Simplified underwriting lets you apply for life insurance from the safety of home, without in-person meetings or medical exams. Approval depends on the information you give us when you apply.

Smoking could cause hundreds of thousands of dollars in fire and smoke damage each year, which is why non-smokers may qualify for lower homeowners policy premiums. Give me a call for hot tips on other insurance discounts that may apply to you.

Life insurance doesn't have to be complicated to be important. Simplified underwriting avoids medical exams and blood/urine testing to get you a decision faster. Approval depends on the information you give us when you apply.

Every good captain knows the value of safety out on the sea. With Farmers, it's no different. If you complete an approved boating safety course and/or carry an approved marine license, you could be eligible for a discount. Call me to find out more.

70% of Americans say they need life insurance. Do you? *2020 Insurance Barometer, LIMRA, p.16

More than 1/3 of Americans say they intend to buy life insurance this year. If it's your time to buy, I'm here to help. *2020 Insurance Barometer, LIMRA, p.7

Farmers workers’ compensation insurance can help manage a workplace injury, to help you get your employee back to work efficiently and safely. We offer other business insurance options, too. Need more? Call me.

The only thing more fun than a holiday on the boat is first making sure that it's safe. Before you set sail, get a free inspection from the U.S. Coast Guard Auxillary. Click the link to get started: http://cgaux.org/vsc/

Got a new RV? Think about getting a new policy to match. With Total Loss Replacement Coverage, you may be able to replace any destroyed RV with a brand-new one of similar quality. Send me a message to find out more.

Did you know that Farmers can provide you with coverage options for your seasonal or vacation property? Call me before your family heads to the cottage, cabin or condo this fall.

Bundle home and auto with Farmers and you could save up to 20%. I can help you explore coverage options and discuss available discounts. Send me a message for more info!

46% of American adults don't have life insurance to help them protect their families' financial futures. Do you? *2020 Insurance Barometer, LIMRA, p.7

Did you know you can access your ID cards for auto and home policies on the Farmers Mobile App without logging in? You can also email your cards to a recipient of your choice and save them to a third-party app. Call me if you have any questions

When your movie night turns into a kernel inferno, the Farmers Policy Perk Guaranteed Replacement Cost might come in handy. With it, Farmers will cover the cost to rebuild your home, no matter how much. Give me a call to learn more.

Most Americans overestimate the cost of life insurance by 300%. Want to know the real cost? I'm here to help. *2020 Insurance Barometer, LIMRA, p.7

Fire up that grill, but do it safely this Labor Day. Fat can cause grease flare-ups and dousing the flames in water can make the fire spread. Make sure to smother, turn off the gas or cover a charcoal grill before your cookout becomes a flameout.

Need a reason to copy or save all your important documents to the cloud in case of an emergency? September is National Preparedness Month. Take steps to help prepare yourself for the unexpected. It's a little prep work now for helpful relief later.

As a small business owner myself, I know how daunting starting out can be. That's why I want to help you as you set up your business. Whether it's a retail store or a restaurant, l can help guide you to find the coverage you want. Let's chat.

According to the latest data from the FBI, property losses from burglaries in the U.S. reached $3.4 billion in 2018. Small jewels are a huge part of that. If you have small valuables, they may need additional coverage. Give me a ring, so we can talk over your bling.

If you're taking friends on your boat this summer, consider an umbrella policy for additional coverage beyond your home, auto, and watercraft insurance. It may provide a little comfort in case the seas get rough.

No one likes to discover a broken window and a missing laptop. But if it happens, filing a claim with Farmers is quick and easy. Simply go online to Farmers.com or use your Farmers Mobile App. And remember I’m always here to help or answer questions if the unexpected happens.

If you're a landlord, be smart about your renters. Farmers offers tenant screening through TransUnion to get credit, eviction and criminal reports on current and potential tenants. Call me for details and insurance options on your rental property.

Be careful when pulling your RV into wooded campgrounds this summer. A low-hanging branch could rake your ride (and your wallet) if you don't have comprehensive RV coverage. I can help you review your policy and understand your options.