The Mark Newman-Kuzel Agency at Farmers Insurance

#DidYouKnow? Stay-at-home parents contribute the equivalent of a $178,201 annual salary to their households [Source: Salary.com]. If the unthinkable were to happen, a surviving partner would have a slew of new expenses that the stay-at-home parent previously shouldered. Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

GOING BEYOND ASSOCIATION INSURANCE - CONDO COVERAGE! There are many reasons why people purchase a condominium. Some choose a condo for the building security and luxury amenities. Some appreciate the low-maintenance aspect of condo ownership. Some are wanting to move from a rental to ownership, and some purchase a condo to use as a rental property for additional income. Whatever the reason for purchasing a condo, you need to make smart choices about protecting your investment.... As a condo owner, you’re generally covered by two types of insurance: Condo Association insurance (known as a master policy or HOA insurance), and Condo insurance for your individual unit (known as an HO-6 policy). Your building’s HOA insurance insures the exterior of the building and covers the common areas up to a specified limit. If a guest is accidentally injured in a common area, the shared policy may also cover liability expenses related to the injury. Condo insurance protects everything inside your condo, including coverage for your personal possessions and dwelling coverage for the structure of your unit. Your condo insurance should also include loss assessment coverage to cover your portion of damages to building common areas. As your Condo insurance coverage needs are directly impacted by what is insured by your homeowners association (HOA), you’ll want to be sure that your Condo insurance coverage essentially picks up where the master policy leaves off to avoid any gaps in coverage. Here are some additional coverages that you should consider adding to your Condo insurance: Medical payments coverage can help with expenses when a visitor is injured at your residence. Coverage for additional living expenses can help with the costs of temporary relocation when a covered event (such as a fire) makes your condo uninhabitable during repairs. If your luggage or personal property is stolen while traveling, Farmers can help up to your condo policy’s limit. Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

It's time to check get Life Insurance off your to-do list. Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

80% of the homes in California are underinsured! Don’t be one of them. Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

Life Insurance is the single most important policy you will ever need! And, the one guaranteed to be used!! Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers #lifehappens

Welcome DTLA! Another Downtown City Dweller has entrusted me to serve as his Insurance Advisor. The views are all the better with top-drawer Condo coverages in place. Thank you Jonathan Yuen of Coldwell Banker for the referral.... Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

80% of California homes are underinsured! Don't be one of them!! Homeowners Insurance, Condo Coverage, California Wildfires. It's all here in my October E-News. https://conta.cc/34QDroX... Thank you to Kat Podmolik and Space Loft Six for making it happen. #mnkdtla #themarknewmankuzelagency #wearefarmers

COVERAGES ARE AVAILABLE! Many Californians are having an incredibly difficult time finding Insurance coverages due to the massive wildfires. Even you're not directly affected by The Fires, several insurers are canceling coverage, not taking the risk to begin with, or gouging their clients with massive premiums. Farmers Insurance insures more homes in the fire areas than all the others. And we work with the California Fair Plan to make that happen.... Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themarknewmankuzelagency #wearefarmers

Welcome Beverly Hills! Despite the incredibly high fire line and brush score, this home and its happy new owners are now Protected, Safe, and Secure with top-drawer Insurance coverages. Thank you Gwen Banta of Sothebys International Realty Beverly Hills for the referral. Much appreciated!!... #mnkdtla #themarknewmankuzelagency #wearefarmers

Welcome DTLA! Starting the weekend off right with another City Dweller entrusting me to serve as their Insurance Advisor. Thank you Bill Cooper of Coldwell Banker for the referral. Much appreciated!!... Keeping Californians Protected, Safe, and Secure. #mnkdtla #themarknewmankuzelagency #wearefarmers

Earthquake Insurance! It's not a matter of "if", but "when". https://www.iii.org/art/earthquake-insurance-for-homeowners... Are you Protected, Safe, and Secure? (323) 660-0076 #mnkdtla #themmarknewmankuzelagency ##wearefarmers

Welcome Inglewood! Another SoCal first-time homeowner has entrusted me to serve as their Insurance Advisor to keep them Protected, Safe, and Secure. Thank you Monica Singer of Keller Williams DTLA for the referral. Much appreciated!!... #mnkdtla #themarknewmankuzelagency #wearefarmers

Life Insurance! Yes, you need it!! Only cancer and heart disease will kill more Americans this year than Covid. Already, the virus has killed more than twice as many Americans as either strokes or Alzheimer’s disease, about four times as many as diabetes and more than eight times as many as either gun violence or vehicle accidents. Are you Protected, Safe, and Secure? (323) 660-0076... #mnkdtla #themarknewmankuzelagency #wearefarmers #lifehappens