Gerard Real Estate / Berkshire Hathaway / DRE 01034441

Your household items could be more valuable than you think. Here are some tips for repurposing to save.

Which task is usually left undone? Here are some management tips so you can get it done next time around.

These tips are sure to brighten your day. What makes you smile?

Knowing how much money you have in the bank is just the start to early retirement planning.

For a relatively low cost, a home warranty can make buying a home a lot less worrisome.

Establish goals and habits now to prepare.

State-sponsored 529 accounts are a tax-free way to pay for a child's college education.

Comfort your pet with these tips.

Community Update: Home Values are Going UP! - https://mailchi.mp/gerardpropertygr/jan20newsletter-5049350

Have a medical bill with an upcoming late payment date? Take care of it before it impacts your credit.

https://gerardpropertygroup.com/5-secrets-buyers-and-selle/

This insightful article suggests haggling can be done to reduce your costs for phone, cable TV, internet service or even for big-ticket purchases like a household appliance.

Old stone fireplace? Keep it safe and looking lovely with a quick, easy facelift.

Here are some ways to ensure your children keep their credit history secure

Sick of talking about the weather? You're not alone!

Check out these pros and cons.

Having cash in your pocket may seem counterintuitive, but a study by the Urban Institute has found the opposite to be true.

Thinking of adding a splash of red to your home? Here's how!

Looking to create a comfortable space? These design tips can help.

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

Set it and forget it!

Looking to change the mood of the day? A little creativity can go a long way.

Daddy daughter dinner out. . . #lifeisgood #fatherhoodrocks #grateful #blessed

Community Update: HOT Real Estate Market! - https://mailchi.mp/gerardpropertygr/jan20newsletter-4992430

Having trouble hitting your hydration marks? These tips might help.

Need a home that grows with you?. . With interest rates are at historic lows, NOW is the time to move UP! . Call Mike Gerard 714-883-2943. Gerard Real Estate Berkshire Hathaway Monarch Beach. DRE# 01034441.... . . #lagunaniguelrealestate #lagunaniguel #danapoint #danapointrealestate #lagunaniguellifestyle #happyclients #testimonials #homebuyer #realestate #newhome #homevalues #lifeisgood #berkshirehathawayhomeservicescaliforniaproperties #dre01034441 #MikeGerard #property #luxuryrealestate #realty #investment #luxuryhomes #dreamhome #properties #broker #househunting #homesforsale #luxuryhome #homes #luxuryliving #invest See more

Curious about the value of your home?. . . Call Mike Gerard 714-883-2943. Gerard Real Estate | Berkshire Hathaway Monarch Beach. DRE# 01034441. .... It’s probably worth more than you think!. . #homevalues #home #forsale #orangecounty #realestate #lagunaniguellifestyle #luxuryrealestate #california #gerardlifestylerealestate #danapoint #lagunaniguel See more

Low credit shouldn't stop you from getting a second mortgage to pay off debt or make home repairs. What home project would you use the money for?

Want to refinance your home loan? Start by improving your credit score.

Did you know you can make your home eco-friendly and save money at the same time? Here's how!

It was such an honor to work with Shaun Tomson on this feature story for the July Issue of Laguna Niguel Lifestyle!

Do you plan to repaint? Don't forget about gray as a color choice.

The entryway of your home can say a lot about you.

You could be holding yourself back from saving. Here's how to get your head in the game.

Have you tried any of these unique home accents?

Do you love that farmhouse vibe? Here's a few more ways to get it!

Taking a driver safety course can reduce your premiums by 5 - 15. Find other great money-saving ideas here.

Helpful tips for managing your budget.

Did you know you can keep ants out of your kitchen with a lemon?

Does your bathroom reflect your own personal style?

Everything in your home should have a place. Even those pesky, unsightly cables.

Dear Friends - As you know, our local restaurants are the backbone of our community and lifestyle... And, due to COVID-19, they are struggling! Laguna Niguel Lifestyle, in partnership with 17 local restaurants, has just launched a GoFundMe campaign to cover the hard cost of publishing and distributing an "Open for Business Restaurant Directory" to thousands of homes in Laguna Niguel, Dana Point, and Laguna Beach. All excess funds will be shared equally among the restaurant...s as a "tip" from the community for out-of-work restaurant employees. Please donate whatever you can; and thank you for supporting our favorite local restaurants! Follow the link below or Text OCTAKEOUT to 555888 Thank you again! https://www.gofundme.com/f/c8ags-support-restaurants #LagunaNiguelStrong #communityunity #buylocal #supportlocalbusinesses

Community Update: We're all in this together! - https://mailchi.mp/gerardpropertygr/jan20newsletter-4647129

Know the facts before signing up

Did you know the average retirement lasts 18 years? Be ready financially with these tips.

If your 401(k) retirement plan isn't making you money, it may be time to switch things up.

Laguna Niguel LIfestyle, loves to empower communities. We all recognize that times are hard right now for our local businesses. Because of that, every person who participates in City Lifestyle’s #UnitedWeStandApart challenge will be entered to win $1,000 to use in their community. Here's the link to the challenge: https://bit.ly/39hyxkY Be sure to like @City Lifestyle to find out who the winner is on Monday, March 30th

Avoid becoming a victim of debt collection scams by paying attention to these red flags.

In these challenging times, it’s worthwhile to take a step back and reflect on how blessed we all are to be living here in South Orange County. It’s also a time to be grateful for our many selfless and caring neighbors. It’s wonderful to see so many coming together! And one group we can all be very proud of is our Laguna Niguel Rotary Club. . In the April Issue of Laguna Niguel Lifestyle (coming soon), you’ll read about how the Laguna Niguel Rotary Club is literally saving th...ousands of lives in Uganda, Africa, by digging clean water wells for villagers in need. . Here at home, we’re all consumed by the constant news updates on the coronavirus pandemic And, with the endless bombardment from the media, it’s easy to let FEAR distract from our FAITH and overall spirit of GRATITUDE. Yes, we all need to make life adjustments as this wave of infection inevitably builds and ultimately wanes. Meanwhile, according to the World Health Organization, a child dies every 21 seconds from a waterborne illness. While it’s great to see our community supporting itself internally, we’re so very blessed to have our neighbors making a difference around the world! @lagunaniguellifestyle @rotary_club_of_laguna_niguel #LagunaStrong. . . . #LagunaNiguelStrong #lagunaniguellifestyle #love #giveback #community #lagunaniguel #danapoint #lagunabeach #aprilissue #lifestylemagazine #cometogether #bettertogether See more

OC Health Department Order - Just Released... https://cms.ocgov.com/civicax/filebank/blobdload.aspx

Do you usually skip the fine print on credit card offers? Here's why that's a bad idea.

Thinking of introducing some financial lessons to your children? Here's some helpful information.

Overspending lately? Try freezing your credit cards (literally!) or one of these other clever tricks.

Although there are many challenges millennials face when building a credit history, here are a few solutions.

Hot Seller's Market!... and SNOW in Ocean Ranch! - https://mailchi.mp/gerardpropertygr/jan20newsletter-4146513

How smart is your home? Here are six tools that will take your house to the next level.

It goes beyond opening windows.

Here are some financial priorities newlyweds can keep in mind.