Carlile Realty & Lending

We are looking for seasoned Agents...Real Estate Agents and Loan Officers. Contact us today! #werehiring #realestate #carlilerealtyandlending

Is Homeownership Still Considered Part of the American Dream? Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many respects a collection of feudal societies. Old rich families, or the church, owned all the land and, with few exceptions,... everyone else was a tenant. The magic of America lay not only in its sense of opportunity, but also in the belief that life could in every way be shaped by the... Call CARLILE today.

How a Change in Mortgage Rate Impacts Your Homebuying Budget Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: Since January, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potent...ial homebuyers with less purchasing power. (See graph below): When buying a home, it’s important to determine a monthly budget so you can plan for and... Call CARLILE today.

We are volunteering out in our community once again this weekend at the North State BIA furniture sale. Come out and check out some great model home furniture! You may find that special piece you've been looking for. #CarlileRealtyandLending #CarlileSells #modelhomefurnituresale

This home will be a dream come true for someone. With a little bit of sweat they can earn themselves a good amount of equity. Blocks from parks, 50+ restaurants, Midtown, Land Park and more, this home is in one of the prime locations of Sacramento. Tucked away in a leafy park like setting, it is everything you could ask for in one of Sacramento's most desirable areas. Currently Being used as a 3 bed, 1.5 bath this home would be an amazing rental as well. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

Well kept home in desirable La Riviera community. 2nd Owner has completed many updates. Recently repainted, re-roofed, and new bedroom doors installed. Tucked away on a very large pool sized lot. Please review the Matterport photos as viewing only allowed upon approved offer. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

The strongest offers have pre-approvals from a credible Broker.

The Importance of Home Equity in Building Wealth Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equityBuilding equity through your monthly principal payments and appreciation is a ...critical part of homeownership that can help you create financial stability. Home equity is the difference between the current market value of your house and... Call CARLILE today.

Why Not to Wait Until Spring to Make a Move The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season. 1. Mortgage Rates Are Historically Low In 2020, mortgage rates hit... all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com notes: Given this means homes could cost... Call CARLILE today.

Why Pre-Approval Is Key in 2021 Today's housing market is highly competitive for homebuyers, so it's critical to gain every advantage in the process that you can. Let's connect to make sure pre-approval is one of the first steps you take toward homeownership this year. Call CARLILE today.

We are seeing the average home search period lengthening due to limited inventory. Why not start your search now?

This should be another turbulent year in Real Estate. That's not necessarily a bad thing, as when markets are in flux, those with the best Team find the inefficiencies. Make sure you are ready?

Why the 2021 Forecast Doesn’t Call for a Foreclosure Crisis As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality is, plans have been put in place through forbearance... Call CARLILE today.

Making a Home for the Brave Possible [INFOGRAPHIC] Some Highlights VA Home Loans provide unique opportunities for Veterans, active-duty personnel, and their families in recognition of their service to our Nation. For eligible individuals, options associated with VA Loans can help make the dream of homeownership a reality.... If you or... Call CARLILE today.

This extensively updated beauty is located in the heart of Historic Old Town Roseville. The long list of custom features includes a refreshing stock tank swimming pool, remodeled detached 2 car garage with ample storage compartments, epoxy finished half basketball court, gated dog run and more. The newly imagined backyard is the perfect place for quality family time or any social gatherings. The gourmet kitchen is fully equipped with new appliances. You will enjoy smart LED l...ighting in the living room, kitchen and entire upstairs. A remodeled guest bathroom, whole house fan, plantation shutters, new sewer system, new interior and exterior painting add to the value of this home. This home is conveniently located close to restaurants, schools, shopping centers and parks. Act fast! It won't last long. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting See more

This beautifully renovated corner property is walking distance to restaurants, a brewery, a gym and top rated public & private schools. Once you walk through the Tiffany Blue door, you'll notice the attention to detail. The owner spent many extra months renovating the house to perfection with a new roof, new floors, new windows, new kitchen & bathroom and newer HVAC. The house features a cozy library and a master bedroom suite with a spacious walk in closet. Schedule your showing today! #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

Nestled away in a private park like setting you will find a tranquil oasis. This Country French Mansion features over 7500sq' with a build quality unsurpassed in the area down to the finest detail. From 24' ceilings, $100,000 worth of gold leaf, 4'' mahogany garage doors, custom handmade carpets, slate roof and 44 individually hand carved interior doors every element of this house was designed by the best. Featuring such unique fittings as handmade railings, European carpets, crystal lighting, and more, must see to believe. Words cannot properly convey the grandeur of this private estate tucked away in its own paradise. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

This beautiful ranch style home is very cozy and centrally located. Great for first time home buyers or investors. Very close to Howe Community Park and Hwy 80. Walking distance to Howe Elementary school. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

This beauty is tucked away in the coveted Elk Grove School district and features a double master suite with an added loft which could be reconverted into a bedroom. Downstairs features an additional bathroom, a kitchen and dining room that flows graciously into a backyard. Evenings in the living room will be flanked by a wood burning fireplace, a peaceful environment, and a park like setting just blocks away. #CarlileSells #Californiadreaming #RealEstate #Realtor #Realty #Broker #ForSale #NewHome #HouseHunting

Experts Project Home Price Appreciation Into Next Year Experts agree the 2021 forecast is calling for continued home price appreciation. Let's connect to get your house ready to sell while home values are still rising in your favor... Call CARLILE today.

Real Estate Is a Driving Force in the Economy As the economy recovers from this year’s health crisis, the housing market is playing a leading role in the turnaround. It’s safe to say that what we call home is taking on a new meaning, causing many of us to consider buying or selling sooner rather than later. Housing, therefore... Call CARLILE today.

Rent vs. Buy: How to Decide What’s Best for You According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for...... Call CARLILE today.