Steve Hill, Mortgage Broker

Ready to refinance? Our flex term program helps you manage your budget and your timeline. Make your loan work better for you! Call us today!

Your credit utilization is the amount of your available credit you use the less you use, the better it is for your score and your mortgage rate. Paying your balances in full each month may not always be an option, so be sure to take advantage when it is.

The mortgage you start with doesn’t have to be the mortgage you finish with. The right refinance could lower your monthly payment and shorten your loan term. Message me to learn more.

When was the last time you thought about the rate and terms you locked into with your current mortgage? Refinancing now could result in a smaller monthly payment, extra cash in your pocket, or even the ability to own your home outright faster. Call us to explore your options!

A 15-year mortgage offers a shorter term and typically a lower interest rate. A 30-year mortgage may lead to a lower monthly payment, but you’ll likely pay more interest. No matter which term you choose, we’ll find the best loan for your situation. Call today to get started!

Customize your loan to fit your budget and choose any term from 8-30 years with Flex Term! Call us now to learn how you can potentially save thousands of dollars in interest.

Think you need a 20% down payment? The reality is, 3-5% down is often plenty to keep your monthly mortgage payments low, leaving more money in your pocket. Call us to learn more!

Rent going up again? Don’t renew another lease! There’s a better way. We’ll shop multiple lenders to find the best home loans and rates for you to choose from. You may end up paying less to OWN than you do to RENT. DM us to find out how.

Want peace of mind knowing your low rate won’t change? We shop around with a variety of lenders to get you the best rate for your situation!

Saving up that 10% down payment for a home to call your own? You might not have to! Some loans require as little as 3% down. DM me today to learn more!

We're still closing purchases and refi's in record time....

When Private Mortgage Insurance (PMI) shrinks, buying power grows. By working with us, you’ll get access to discounted PMI rates you won’t get at banks, credit unions or online lenders. Call us to find your buyer’s best payment today!