SEG Insurance Service

I have not failed. I've just found 10,000 ways that won't work. Thomas A. Edison

Life Insurance Statistics: In 2020, 54% of Americans are insured, down from 57% in 2019, with 1 in 3 families remaining uninsured.

The Basics: Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person.

Social Security 101: You can start your retirement benefit at any point from age 62 up until age 70, and your benefit will be higher the longer you delay starting it.

Adults who own property together should have life insurance. Married or not, if the death of one adult would mean that the other could no longer afford loan payments, upkeep, and taxes on the property, life insurance may be a good idea. An example would be an engaged couple who took out a joint mortgage to buy their first house.