Scott Ivey, Realtor

If you’re wondering what FICO is or even why you should care, then this article is definitely for you. In fact, FICO which stands for the Fair Isaac Corporation is the longtime firm that generates your FICO Score.

3 Big questions you may have about your credit score right now.

The opportunity to have the last lot in the fabulous Gated Rivers Community, Lighthouse subdivision directly adjoining the Riverbend Nature Area can now be yours. The entire back of this lot opens directly onto the Nature area providing an amazing view of the tranquil rolling hills, trees, and walk paths. You will enjoy, not just near but adjacent, 40 Acre Private Park with Ponds, Fountains, Fishing, Jogging Paths, Sand Volleyball, and Children Play Structures. You may enjoy a private community with Clubhouse, Swimming pools, private security and all the amenities you have come to expect from The Rivers. This is truly a rare opportunity. All Utilities available at the lot. https://www.zillow.com//975-Fountain-Dr-W/111439396_zpid/

Here's a bit of interesting news: As of today, April 8, 2021, mortgage applications to purchase a home were down 5% for the week, but even with that, they are up 51% over last year highlighting the housing markets rebound from the start of the pandemic.

Great article if you're a landlord considering selling your rental property.

Closing costs are sometimes overlooked when buyers figure out their budget -- but they can be significant! If you need some tips to help prepare for closing, let's talk! #thehelpfulagent #home #houseexpert #house #listreports #themoreyouknow #smartmoney #finances #investment #homeowners #homeowner #househunting #icanhelp #realestate #realestateagent

Let me help you shorten the search for your next home. Message me with what you're looking for so I can help you get started! #thehelpfulagent #home #houseexpert #house #listreports #househunting #icanhelp #themoreyouknow #realestate #realestateagent

If you have been wanting to buy a home but don't have the down payment. Did you know Down Payment Assistance (DPA) is available for up to 7% meaning you can get into a home with basically no money down. For Example: On a $300,000 Mortgage Loan, 7% in assistance = $21,000. ... Don't let not having a down payment stop you from getting a home. Call or text for more information. 916-899-4839 . . . . This is general program information, is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. For complete program guidelines, loan applications, interest rates and annual percentage rates (APRs), contact a GSFA Participating Lender

Credit Re-Aging Can Set Your Credit Score Back in Time but Here's The Fix

Amendment to Placer’s COVID-19 Health Order Outdoor activity is vital for well-being and has always been considered essential. Outdoor activity must be done safely, however. Last week’s local health order has now been amended to allow some outdoor businesses and activities to resume and outdoor spaces to reopen under specific safety criteria provided by Public Health. These criteria ensure that activity is conducted in a safe manner that minimizes opportunities to transmit c...oronavirus by preventing gathering and touching of shared surfaces. Read more at www.placer.ca.gov/coronavirus/guidance. The State of California and counties are beginning to consider what a path forward could look like in terms of thoughtfully and safely modifying stay-at-home policies. But for now, it’s important to keep in place the measures that have helped us flatten the curve. See more

Congratulations Matthew on your new home. It was a pleasure to work with you.

Getting our shop on Covid style. @ Walmart Supercenter Galt

Another Rental Available!!! 501 Gibson Dr APT 2013, Roseville, CA, $1,595/mo For rent: $1,595. This fabulous 1 bed 1 bath has an attached garage. Granite counter tops, oak cabinets. This one is beautiful and ready for someone to come enjoy it. There is no better place to have to shelter in Place. Imagine being quarantined here.

Rental Available!!! 2336 Zinfandel Dr, Rancho Cordova, CA, $1795/mo 3 bed 2 bath 1 car garage, with pool/hot tub and RV parking. This Rancho Charmer is directly across the street from elementary school. Easy access to shopping. Good sized bedrooms. Laundry in the over-sized 1 car garage. Great side RV/Boat access. Don't forget to check out the backyard oasis with built in pool and hot tub. Tenants pay for all utilities, pool service and landscaper.

Governor Gavin Newsom recently issued an executive order banning the enforcement of eviction orders for renters affected by COVID-19 through May 31, 2020. The order provides immediate relief to tenants for whom rent was due on April 1 and prohibits landlords from evicting tenants for nonpayment of rent and prohibits enforcement of evictions by law enforcement or courts. If you are a renter, you are required to declare in writing, no more than seven days after your rent comes ...due, that you cannot pay all or part of their rent due to COVID-19. This means, for rent due April 1, that you have until April 8 at the latest to notify your landlord of partial or non-payment due to COVID-19. As a tenant, you will be required to retain documentation but are not required to submit it to the landlord in advance. The tenant remains obligated to repay full rent in a timely manner and could still face eviction after the enforcement moratorium is lifted. If you'd like to read the Governor's Executive order, here is the link: https://lcmspubcontact.lc.ca.gov/PublicLC/LinkTracking.php

Still renting? Wanna see if buying will make more sense?? Follow the link below to find out.

fidelityagent.com

Coming Soon in Orangevale. PM if you might be interested or for more info.

16 stress-free moving hacks!

Last month, we cautioned you to be on the lookout for scammers taking advantage of fears surrounding the Coronavirus. Today, we have an update. Read more >

Your credit score affects whether you can get a loan and how much you’ll have to pay to borrow money. People with low credit scores often have to pay more. So when a company says they’ll help you pay your way to a higher credit score, you might be tempted to listen. But don’t waste your hard-earned money: effective credit repair takes time and effort. Read more >