Casey Sullivan, Mortgage Consultant at Summit Funding

When a homeowner is preparing to sell a home, it can be beneficial to determine the target audience that is most likely to be interested in the property as an important initial step. In some cases, it is advantageous for a homeowner to position a home as a great rental property or investment property, but this requires the right strategy. By adopting a few niche marketing steps, homeowners can work with their trusted real estate agent to market a property appropriately.... https://caseysullivan.wordpress.com//how-to-market-your-h/

With COVID and social distancing keeping people apart, buying a home in person has become a real challenge. Digital tools and online presentations of homes for sale have ramped up in response, making it possible to see properties with both static images/photos and with 360 degree views or interactive walkthroughs. However, these are not real-time images of the home itself. They are professionally-developed representations of a property, and a lot of software work goes into making those images marketing ready.... https://caseysullivan.wordpress.com//photography-tricks-t/

There are millions of homeowners that are parents waiting for their advance child tax credits to arrive; however, they might not be sure exactly how much money they are going to get. This makes it difficult to set a budget. Some parents could expect to receive $300 per month between now and December. The rest of the credit should arrive after filing their tax returns next year.... https://caseysullivan.wordpress.com//how-much-will-your-c/

Strong communication made our loan process very easy! Casey and the rest of his team were more than willing to call at anytime to help explain any step of the process.

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if your home has been appraised at less than you envisioned, here are some options you may want to consider.... https://caseysullivan.wordpress.com//understanding-apprai/

Last week’s economic reporting included readings on construction spending and public and private-sector employment data. Weekly reports on mortgage rates and jobless claims were also released. Census Bureau Reports Construction Sending Up by 9.8 Percent Year-Over-Year Construction spending rose by nearly 10 percent year-over-year in April. Overall construction spending rose by $1.542 billion on a seasonally-adjusted annual basis. Construction spending rose by 0.20 percent in April, which fell short of the expected 0.50 percent reading, and was lower than the March reading of 1.0 percent growth in construction spending.... https://caseysullivan.wordpress.com//whats-ahead-for-mort/

Moving into your first home is an exciting experience, but it can also be overwhelming. To manage the move properly, you need a wide variety of tools you may never have considered before. You may not realize you should have purchased a certain item until you need it. To prepare for the move into your new home, make sure you have all of the items listed below.... https://caseysullivan.wordpress.com//top-8-things-new-hom/

When spring arrives, many people want to spend more time outdoors enjoying the fresh air and warmer temperatures. While you could lounge in a chair with a good book, you may find it more enjoyable to plant your own vegetable garden. This is an on-going project that will require you to spend time outdoors regularly, and it can be quite enjoyable to watch the fruits of your labor spring to life.... https://caseysullivan.wordpress.com//looking-for-a-fun-di/

Your team was quick and responsive. I had started a process with an other lender in October and it still was not done 6 months later. With your team follow up was thorough and everyone was very professional

Becoming a homeowner for the first time is exciting. However, for many potential buyers, the process can also be confusing. Below is an overview of the steps you need to complete in order to buy your first home. Work Out The Finances The first step in buying a home is deciding on a price range. This price range will be determined by your income, as well as your own comfort level with home prices and monthly payments.... https://caseysullivan.wordpress.com//how-to-become-a-home/

S & P Case-Shiller Home Price Indices reported the fastest pace of U.S home price growth in seven years. National home prices grew by 10.40 percent year-over-year in December as compared to November’s reading of 9.50 percent home price growth on a year-over-year basis. The S&P Case-Shiller 20-City Home Price Index reported home price growth in 18 of 20 cities included in the index.... https://caseysullivan.wordpress.com//case-shiller-reports/

Casey's responsiveness and Jill and Nicole's patience throughout the whole process. All members of the team were willing to educate me as well as this loan process was new to me.

Spring is aproaching fast and it is usually the busiest time of the year for home buying. After a long and cold winter, many people are ready to enjoy the nicer weather and begin to shop for a new home. Spring is also the perfect time for home buying for families with children because it allows them to move during the summer without interrupting school.... https://caseysullivan.wordpress.com//three-tips-for-reduc/

Last week’s economic reporting included readings from the National Association of Home Builders Housing Market Index, Commerce Department readings on housing starts and building permits issued along with data on sales of previously-owned homes. Weekly readings on mortgage rates and jobless claims were also released. NAHB: Home Builders Index Rises One Point in February Homebuilder confidence rose by one index point to 84 according to the National Association of Home Builders Housing Market Index.... https://caseysullivan.wordpress.com//whats-ahead-for-mort/

I want to thank Casey and everyone on the Sullivan Team for the excellent service they provided to our client. Your attention to detail, great communication skills and mostly your prompt response to questions made it possible for the client to get the home of their dreams. In today's fast paced real estate market if you have to wait until Monday to talk to your lender before you can write the offer, you will have lost the deal. Casey will respond always - any time, any day of the week! Thank you

It doesn't matter if you heat your home with electricity, natural gas or some other energy source; prices continue to rise and that means increased heating costs for most of us. In today's blog post we'll share three easy ways that you can save money on your home energy costs this winter. Install and Use Programmable Thermostats Now that Nest and other companies have brought Wi-Fi enabled, programmable thermostats on the market there's very few excuses to avoid using them. [ 308 more words ] https://caseysullivan.wordpress.com//save-money-on-your-h/

The responsiveness was good...addressing all my questions and concerns.

Try To Keep Housing Costs Low First, it is important for everyone to try to keep their housing costs as low as possible. Housing is one of the major sources of death of people have when they retire. This could come in the form of a mortgage that has been stressed out for a longer period of time in order to send kids to college. [ 227 more words ] https://caseysullivan.wordpress.com//the-ultimate-payoff-/

When people end up taking out a mortgage, there is a lot they need to consider. This includes the size of the down payment, the term of the loan, and the interest rate. At the same time, there are a few issues that could complicate the way a mortgage is paid off. Nobody enters into a marriage planning on divorce; however, if this does take place, it is critical to think about how a marriage settlement agreement is going to impact the mortgage. [ 285 more words ] https://caseysullivan.wordpress.com//a-guide-to-understan/

For those who are thinking about buying a house in the near future, they want to make sure that they get the best mortgage rate possible. At the same time, if people who want to reduce the interest rate on their mortgage, then they need to do everything you can to make yourself as attractive as possible to lenders. When they are negotiating for a better rate on your mortgage, they need to keep a few important points in mind. [ 296 more words ] https://caseysullivan.wordpress.com//how-to-negotiate-a-b/

I represented the buyer and we closed a day early. The entire process on the loan side was smooth.

Last week’s economic reporting included home price data from Case-Shiller Home Price Indices along with readings on pending home sales, new home sales, and consumer sentiment. Weekly reports on mortgage rates and jobless claims were also released. Case-Shiller: August Home Prices Rise at Fastest Pace in Two Years Home prices rose at a seasonally-adjusted annual pace of 5.70 percent in August according to Case-Shiller’s National Home Price Index. [ 425 more words ] https://caseysullivan.wordpress.com//whats-ahead-for-mort/

Watch my video to learn how Purchases are my Priority! The real estate and mortgage industries have experienced some major fluctuations this year, but that hasn’t stopped my priority on purchases! I am a purchase driven lender! When you need a lender that provides trusted advice, stellar service, and fast contingency & COE date, call or text me at 925-395-4212.

Casey and his team were so great throughout this process. We are first time homebuyers and they happily answered our questions every step of the way. From our first meeting with Casey to learn about the lending process, to working with Nicole and Katie to get all our paperwork in order, the entire process was smooth and easy, which helped so much with our stress. We are so glad we chose to work with Casey and his wonderful team!

When people are looking for a home, this is an exciting process. There is always something fun about looking at potential homes and envisioning a future there. This is a big decision. At the same time, it is just as important for people to think about how much of their money they should be spending on their mortgage. There are a few rules of thumb that people should keep in mind. [ 300 more words ] https://caseysullivan.wordpress.com//how-much-income-shou/

There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly. Therefore, there are a few steps that everyone has to follow to make sure they are able to handle the mortgage refinancing process in a smooth manner that leads to the best rate possible. [ 296 more words ] https://caseysullivan.wordpress.com//the-required-steps-f/

Casey and team enabled us to close on a house even with short timelines but with deligent documentation. Casey and team also made sure that we were aware of the status of the loan and overall provided great suggestions and opinions which helped us swim through the tedious documentation process it is. Overall I would recommend Casey as a very trustworthy loan officer with impeccable team support to help enable smooth and faster loan approvals. ## Please don't my Full name in social media ##

Process was smooth from beginning to end. Felt comfortable that our refinance was being handled properly.