Henkens Insurance Agency

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Workers’ Compensation Insurance You choose employees for the value they add to your business whether a key member of your management team, a skilled technician or your executive assistant. If anyone suffers an on-the-job injury, you want to try to take care of them and minimize lost productivity. In a best-case scenario, you’re able to manage an injury so employees can get back to work as quickly as possible. And Farmers has highly specialized workers’ compensation service...s that can help. A workers’ compensation policy can address medical care and lost income for your employees, death benefits for survivors, and your potential liability for covered claims. Farmers works with you to reduce costs and improve recovery times by making quick contact with an injured employee and using excellent medical providers for a specific injury or illness. Here are some of the typical workers’ compensation challenges you might face, and how Farmers can help you address them: Challenge: You operate in multiple states, each of which administers workers’ compensation differently. Farmers response: Farmers’ highly experienced adjusting team can deliver injury management strategies that comply with the complex maze of state administrative laws. Challenge: Your office doesn’t have many obvious risks but you’re not sure if your employees have had enough safety training. Farmers response: From OSHA compliance to safety education, Farmers can help you improve safety practices and reduce risk. A stronger culture of safety helps you manage work conditions and your employees more effectively, which can help improve profitability. Challenge: You’re concerned about the negative impact of fraud on workers’ compensation costs. Farmers response: Farmers adjusters work with industry healthcare experts to review, identify and re-price questionably dishonest medical bills. Challenge: You want to know if employees recovering from injuries can perform their jobs with temporary modifications. Farmers response: By speaking with an employee’s treating physician and work supervisor, adjusters can help identify physical limitations and the availability of appropriate modified duty

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Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time. 310-424-8585 #HenkensInsuranceAgency #BusinessInsurance #NicoleHenkensAgency #farmersInsuranceAgent ... #YourSoCalInsuranceGal See more