WILDA WHITE Real Estate Agent

A credit score takes time to build, so starting young is important. College students can start by paying their student loans on time.

No. 1 Know your billing cycle start date.

INFOGRAPHIC: Creating shade and a few seating areas help make your rooftop garden more luxurious.

There are many factors to consider before refinancing.

You'll want to save enough to cover expenses should you have a health emergency or job loss.