Tim Stewart

What if there were a way to buy a house before it's officially on the market? Well, there isand it can help you snag your dream house long before your competition even knows it exists.

Homeownership is expected to rise for the young by 55% within the next 7 years. Studies show that borrowers who come in with a lower down payment now might get a head start in building their homeownership equity. Let's talk today!

The supply of homes for sale in the last quarter rose at three times the rate of the same period in 2017. The inventory jump was the largest quarterly improvement in three years and could be signaling a slight thaw in today’s very hot housing market.

The Millennial generation is vastly different than previous generations, and it has affected many aspects of our society. Let’s see how Millennials are shaking up the housing market:

A couple was making a move across the country and planned to use an FHA loan to purchase a new home. They wanted to leave the husband off the mortgage due to his low credit score and commission-based income, which would be difficult to verify. Still, because it was a community property state, we were required to measure his debts against his wife’s income, which ended up putting her over the ratio limit and threatened to disqualify her for the loan. Thankfully, due to the qui...ck thinking of our team, we found a solution. We lowered the couple’s down payment from 12% to the FHA minimum of 3.5%, freeing up a considerable amount of cash that they then used to pay off their car loan. This not only bettered their debt-to-income ratio, but lowered their monthly expenses. We got the deal closed and the couple is now enjoying life in their new home and community. See more

We lowered the couple’s down payment from 12% to the FHA minimum of 3.5%, freeing up a considerable amount of cash. This not only bettered their debt-to-income ratio, but lowered their monthly expenses. We got the deal closed and the couple is now enjoying life in their new home!

Sellers hoping to get the highest prices for their homes this summer should forget about opening up their kitchen or installing a free-standing bathtub. Instead, they should amp up their home for summer with some of these most popular outdoor features!

If you're debating whether it's better to buy or rent, ask yourself these 8 questions! Via @usatoday

Whether you are looking for clues to restore your home to its original glory, curious about previous owners, or just trying to determine property boundaries, discovering your home’s history may be easier than you think!

The Federal Reserve on Wednesday lifted its benchmark rate by a quarter of a percentage point, the second hike this year.