Thomas Carroll

Housing Wealth: The Missing Piece of the Affordability Equation Skyrocketing prices are causing some to start questioning affordability in the current housing market. Many are quick to emphasize the fact that homes today are less affordable than they were last year. Black Knight, a leading provider of data and analytics across the homeownership life cycle, just reported on the issue. Right now, housing payments are slightly less affordable than the five-year average but onl...y by less than a percentage point. However, they’re significantly more affordable than the 25-year average. Put another way, a buyer will likely make a slightly greater financial sacrifice to afford a home right now than if they purchased a home within the last five years. On the other hand, it also means the potential financial sacrifice is not nearly as great as what it was over the last 25... #expertanswers #purchasingpower #buyingpower Message me for more information!

Working with a trusted agent ensures you have a strategic and experienced guide to help you navigate today’s market. DM me today so we can talk about your #realestate goals and build a plan that will help you achieve them. #realestateagent #expertanswers #stayinformed #staycurrent Message me for more information!

Even though mortgage rates remain near record lows, they are gradually rising just enough that experts see a light on the horizon for buyers who have struggled with fierce competition in today’s housing market. If you’ve been planning to buy a home, DM me today so we can start planning your next move as the market changes. #buyingahome #biddingwars #mortgagerates #NAR Message me for more information!

Why This Is Not Like 2008 Again Why is there a drastic difference between 2008 and now? In a post from RealtyTrac, they explain, We changed the rules. We told banks they needed more reserves and that they could no longer underwrite toxic mortgages. It turns out that regulation properly done can help us navigate financial minefields. What was different this time? The post mentioned above explains, In 2008 the government saw the foreclosure meltdown as a top-down problem... and set aside $700 billion for banks under the Troubled Asset Relief Program (TARP). Not all of the $700 billion was used, but the important point is that the government did not act with equal fervor to help flailing homeowners, millions of whom lost their homes to foreclosures and short sales. This time around the government forcefully moved to help ordinary citizens. Working from the... #realestate #homeownership #homebuying #realestategoals Message me for more information!

Thank You for All Your Support #thanks #thankful #holidays #givingthanks #realestate Message me for more information!

The housing market has been one of the greatest strengths in our economy this year. That strength is founded on the dreams and ambitions of everyday people achieving homeownership right now, thanks in part to record-low interest rates. If you’re ready to take advantage of what the market has to offer right now and become a homeowner as well, DM me to learn the necessary steps. #firsttimehomebuyer #americandream #interestrates Message me for more information!

As home values continue to appreciate, today’s homeowners have seen incredible gains in their equity over the past year. If you’re considering upgrading to your next home, today’s low interest rates paired with rising equity make this winter one of the best times to make a move. DM me to learn how to balance selling your house and buying your dream home right now. #homeequity #expertanswers #corelogic #stayinformed Message me for more information!

2021 Housing Forecast [INFOGRAPHIC] Some Highlights Experts project an optimistic year for the 2021 housing market.... With mortgage rates forecasted to remain low, high buyer demand is expected to fuel more home sales and continue to increase home prices. Let’s connect today to determine how to make your best move in the new year. #realestate #homeownership #homebuying #realestategoals Message me for more information!

Two Important Impacts of Home Equity Equity continues to rise, helping American homeowners secure a much more stable financial future. According to the most recent data from CoreLogic, the average homeowner gained $9,800 in equity over the past year. In addition, experts project 2020 home prices to continue rising. With prices... #Equity #homeequity #realestate #homeownership #homebuying Message me for more information!

You may have heard that today’s housing market is plagued by an inventory shortage, and it’s giving sellers a strong advantage. However, this doesn’t mean the battle is lost for buyers. Real estate professionals are leading the charge to make sure homebuyers have what they need too. Don’t let the homebuying process feel medieval. DM me for the most current information and advice about how to win in our local market. #buyingahome #winning #firsttimehomebuyer #opportunity Message me for more information!

Selling Your House Is the Right Move, Right Now [INFOGRAPHIC] Some Highlights Demand from homebuyers has skyrocketed this year, which means today’s sellers are poised to win big. This ideal moment in time to sell your house won’t last forever, though. With more sellers coming to the market in the spring, waiting until next year means buyers...... #Sellyourhouse #moveuphome #dreamhome #realestate Message me for more information!

The average home sale today is getting multiple offers. If you’re a homebuyer searching for your dream home, this means you have to have everything in line to be able to make your best offer. Now more than ever, you need a pro in your corner who can advise you on the best ways to stay agile... #homebuyer #biddingwars #expertanswers #stayinformed Message me for more information!

Buyers are still a strong force driving the market this fall, and they’re looking for homes that can fit their changing needs. Could your home be one that provides that extra space? DM me if you’re ready to sell your house and take advantage of today’s opportunities. #timetosell #realestate #homeownership #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateadvice #realestatemarket #realestateexperts #instarealestate #instarealtor #keepingcurrentmatters

Real Estate Continues to Show Unprecedented Strength This Year The 2020 housing market has surpassed all expectations and continues to drive the nation’s economic recovery. The question is, will this positive trend continue throughout the rest of the year, especially given the uncertainty around the current health crisis, the upcoming election, and... #expertanswers #stayinformed #staycurrent Message me for more information!

About 3 in 4 millennials have hopes of buying a home within the next year, and with good reason homeownership continues to be a top investment choice, and homes are more affordable today than they have been in years. Are you one of them? If so, it’s normal to feel uncertain about how to navigate the housing market right now. Low inventory and confusion about down payment requirements are a couple of obstacles you may be facing, but knowledge is the greatest way to get aroun...d them. If you’re hoping to buy a home soon, DM me so I can give you the information you need to move through the homebuying process with power and confidence. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homebuying #realestategoals #realestatetips #realestatelife #realestateagent #realestateexpert #realestateexperts #realestatetipsandadvice #keepingcurrentmatters

A single-story home can be easier to maintain, more energy efficient to heat and cool, accessible to everyone, and even easier to resell down the road. DM me if a single-story home may better suit your needs. #singlestoryhome #buyingahome #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #keepingcurrentmatters

It's always important to consider these factors whether you're upgrading or downsizing!

September Blog Post, Move Up OR Second Home? Be sure to weigh the pros and Cons before you decide! Contact me today to discuss! http://thomascarroll.myagent.site/move-up-vs-second-home-w/

First sale under my belt! Even better prepared to serve my clients! http://thomascarroll.myagent.site/listings/417-tyler-pl-j/

There has (almost) never been a better time to buy! According to the National Association of Realtors the current mortgage rates have lead to increased affordability! Contact me today to find out more.

There is down payment assistance for Educators up to 5% of purchase price! Call me today to get started on your journey to home ownership!

Some things I've added on my own to do list as well, hope you enjoy! http://thomascarroll.myagent.site/add-value-to-your-home-w/