The Fernandez Group

During uncertain times and financial hardship, understanding the options available to sustain homeownership is vital to making proactive, informed decisions. Learn about the resources and solutions available as well as their short and long-term impact on your finances. Help starts here...

Taking on a huge home renovation needs to be considered carefully as it is a huge financial and personal commitment. Families are rarely comfortable with contractors in the home or with areas of the home that they are prohibited from walking in. Writing out a list of pros and cons is important in regards to the renovation project.

While it's impossible to predict what happens in the near term, we believe that real estate investors will continue to outperform stock and bond investors far into the future. We base this opinion on three main factors...

One popular way to get money for home improvements is with a cash-out refinance. This involves refinancing your mortgage and taking cash out at closing. The money you get from a cash-out refinance comes from your home equity. You take out a new loan with a bigger balance than what you currently owe. Then you pocket the difference between the two.

It’s truly a ‘historical opportunity to cut your rate’ and potentially save hundreds of dollars, maybe thousands a month, in interest payments, Bach says. If you took that savings and applied it to pay down your new mortgage faster, you could be debt free five to 10 years sooner and retire sooner.

Whether you want just one property as an alternate income stream or are looking to build a serious rental income empire, the same basic tactics apply.

A mortgage loan originator plays an essential role in the loan process and is the initial point of contact when getting a loan. Learn what a mortgage loan originator is, what they do, and a few tips on working with a loan originator.

What do home improvements have to do with property taxes? While there are plenty of good reasons to embark on the various home improvement projects you have on your list, one thing you should know is that in the course of upgrading your space, you could wind up with a higher property tax bill on your hands. And that's an expense you'll need to plan for.

Below are some basic buy right guidelines to consider before your fix and flip sale.

If you believe your house is the biggest asset you own, taking good care of it should be among your first priorities. Luckily, making do with some improvements and repairs can go a long way in increasing the value over time. Whether you want to sell your home at a higher price or simply build equity, here are useful home remodeling tips you can put in practice.

This Design Mistake Could Lower The Resale Value Of Your Home

Real estate is still the best investment you can make today, millionaires sayhere’s why