Sierra Pacific Mortgage Company, Inc. NMLS #1788

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Because sometimes you need a baby/puppy/kitten break!

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Wishing you a wonderful Thanksgiving!

Before you start renovating, check out this guide!

#AskSierra Should my mortgage payment be exactly 28% of my income? When considering how much you can afford for a monthly mortgage payment, take a look at your regular monthly expenses, debt, and goals you have set for your savings. A simple percentage is not always what is right for every one of us. We all have unique circumstances and priorities, so don’t be discouraged if your calculations aren’t measuring up to 28%.... If you feel like you could use some guidance on this, We'd be more than happy to discuss this with you! For more frequently asked questions, click here: www.sierrapacificmortgage.com/ask-sierra See more

Looking for recommendations? We can help!

Have you done your fall maintenance tasks?

Looking to get away for Thanksgiving? Check out these spots!

Private Mortgage Insurance Do you know this term? When the Loan-to-Value (LTV) ratio is higher than 80%, we will generally require borrowers to purchase private mortgage insurance (PMI). This guarantees that until the borrower reaches an 80% LTV, they are covered from default. To get this protection, borrowers pay a monthly PMI premium, like many other types of insurance. Want to know more? We’re available for any of your questions on the mortgage process, contact us today! For more mortgage terms explained, click here: http://ow.ly/uvw730m9qab

Agents, can you relate?