Caliber Home Loans

Caliber Investment loans are designed to offer easier qualifying to borrowers who plan to purchase several rental/investment properties.

Fresh Start loans are designed to assist borrowers with purchasing or refinancing a home with non-traditional credit histories.

Homeowner’s Access loans are designed to assist borrowers who can prove their ability to repay a mortgage but may not qualify for traditional mortgage financing.

Caliber's Premier Access loan is designed to assist borrowers who are buying or refinancing a high-value property but may not qualify for other Jumbo products.

Elite Access provides borrowers up to $3 million with no mortgage insurance (MI) requirement. In addition to fixed- and adjustable-rate loans, interest-only ARMs are also available.

The Caliber Portfolio Lending Suite provides your home buyers with more loan products, more choices and more opportunities for home financing.

SELLER BUY DOWN STRATEGY With emerging higher interest rates and shifting housing market, we need to have a different strategy moving forward perhaps. Buyers feel they’re in the position to get a better deal, and thus are inclined to offer low on real estate property, which tends to leave sellers feeling they get the shorter end of the stick. However, there is a way to keep both home buyers and home sellers happy. This strategy is called the Seller Buy Down (SBD) or Seller ...-paid Buy Down. The whole idea for the SBD is to get money back from the seller to permanently buy down the interest rate. Most agents will try to negotiate to get money back from the seller in terms of recurring or non-recurring closing costs, but most don’t try to get the money to actually buy down the interest rate. In this video, I share with you how I explain to my buying client how a Good Deal might not always be a lower sales price.

No W2? No problem! With our Professional Elite mortgage, we eliminate the pains of verifying self-employed income. And, that is just one of the benefits. Call me to learn more.

Owning a business is hard enough. Getting a home loan shouldn't be. That is why Caliber now offers Professional Elite - exclusively for self-employed borrowers. Contact me.

Caliber is making it easier than ever for America's business owners to own their dream home. Ask me about Professional Elite.

Caliber Home Loans is proud to introduce Professional Elite a mortgage designed specifically for self-employed borrowers! Contact us today to learn more about how Professional Elite can expand your options. http://tinyurl.com/yyamz7sr/

The Caliber Portfolio Lending Suite is comprised of flexible loan solutions for borrowers whose background may not resemble the average home buyer, yet demonstrate the ability to repay.