Sandoval Lending Team, Nmls#1076097

I really dreaded this refinancing process based on previous experiences but while still tedious in places because of the documentation needed to be filed or uploaded the communication and support was excellent so overall it was a very pleasant experience.

Julio and his team are very helpful and professional. They are very diligent to have all your paperworks taken care and because of that he helped us get the best rate. He communicated with us very often to inform us the status of our loan. I want to thank Julio and his team for the assistance they extended us. They gave us an excellent service. We are lucky to come to him for our refinance needs.

Julio and his team are overal amazing, not only did they closed our transaction before expected but he also keep me and client informed through the transaction.

I have utilized Julio’s services for several years. He has always performed the due diligence necessary for me, as well as my clients, to obtain the best lending terms. He is an exceptionally skilled professional and great person!

Knowledge and expertise in how my whole transaction was handled. Awesome service! Thank you very much!

Julio is fabulous, he is most knowledgeable and professional loan officer I ever work. I can trust him as my eyes. The loan process with Julio was very smooth and quick.

All transaction went smoothly. His advice were great and presentation are easy to understand. He will offer options that will suit with what are you looking for and work from there. Angie, his assistant was very helpful and accommodating too. Both of them are approachable even after office hours which is very handy. Kudos to Julio and his team. perfectly splendid transaction, would definitely work With them Again in the future and recommend them to friends.

Morning sunrise mimosa’s for the new year.

The professionalism, manner in which the loan was handled, consistent communication, and speedy process were noteworthy. Julio went above and beyond to ensure I understood the process and received the best loan terms.

Good night 2020. Hello 2021!

The weekly information ,knowing that the process was working !

100% consistent great service

You and Angie were absolutely incredible. I couldn't be more happy that I decided to go with you guys and it was only because Denise spoken so highly of you and she was right! Thank you again! Happy holidays and God bless

Julio and his team were so great at communicating, always quick to respond to any questions or requests. We really felt in the loop during the entire transaction We look forward to working with Julio again soon

Very helpful and immediately responds to all your questions which is very convenient.

The Sandoval team was professional, approachable, accountable, and always there for my Buyer for questions. I would highly recommend them!

Julio is super communicative and explains everything in a way that makes it easy to understand. This is our third time working with Julio and the level of service and care never changes- he’s the best there is!

Julio, Angela and their team made it very easy to communicate and send over needed documents. It was very painless. From the minute we met Julio we knew we were with the right company. He made us feel like he cared about our future and our goals. I highly recommend their team for all your loan needs.

Great service and good communication. Process was really easy.

The level of professionalism was outstanding. We kept constant communication the entire time. Made our home purchase easy.

This is my husband & I’s second time working with Julio. The first time to initially purchase our home & now this time to refinance our home. We appreciate his thoroughness & professionalism. We will continue to work with him & his team for any potential needs we might have in the future!

He was always available to answer my questions and concerns. He was knowledgeable and easy to talk to.

I Absolutely loved working with Julio and his team, Made the transaction very smooth. S. Arthur

Oak Alley Southern plantation. How do I get these trees at my house???

City Park New Orleans. Ethan’s favorite park was Storyland! It lived up to the hype

The process was fast, easy and very smooth,

French Quarter in New Orleans was amazing! #cafedumonde

Julio Sandoval was very honest and professional.

The whole process of refinancing our home was relatively painless. Angie was amazing at keeping us informed during the entire process.

New Orleans here we come

Easy to work with

Julio and his team kept us up to date and answered every question we had. They had made the process very painless and quick.

Amazing!!! hands down!!!

The refi experience with Julio's team was excellent. I was promptly updated at every stage of the process, and each member of the team was a pleasure to work with. And the refi reduced my mortgage payment by $375 per month. I would highly recommend Julio's team.

Just can't say enough about Julio's professionalism! He is hands on every step of the loan process. My friends, family and clients absolutely rave about his service. Thank you so very much Julio!! Maggie de Alba Keller Williams Realty Realtor

Julio and his staff did a great handling our refinance and provided us with guidance and timelines along the way to help manage our expectations. I am so pleased with our outcome. Thanks Julio!

Julio provided the financial education required for me to make informed decisions about my real estate investment acquisitions. He is committed to providing his customers with the best lending options. Additionally, he has a dedicated team of professionals who consistently provide exceptional service.

What a good team always update my client and myself.

What made my experience great with Julio and his staff was the very clear and detailed numbers that all made sense. Nothing hidden as I've seen from other lenders. Quick responsive to emails and questions and again detailed on answers to my questions. Was able to offer me exactly what I was looking for and more. Highly recommended and will use this service in the future.

Julio is very transparent and informative more importantly patient which all helped with the process of refinancing tremendously.

I couldn’t of asked for a better experience. Everything was done quickly and professionally. All of my expectation were either met or exceeded. Thank you all again!

That was great experience working with Julio, this my second refinance and 2nd loan with Julio

The initial process of getting pre-approved was very quick. The breakdown of each program we were able to qualify for was very clear. Also, your transparency throughout the entire process. We appreciate you always being available to answer any questions we had about the loan.

I have done many mortgage transaction and this is by far the best and easiest experience I have had. The ease of uploading the required documents was incredible. The greatest thing that I appreciated was the outstanding communication and quick response time for any questions. Nothing was hidden and from me or came as a surprise. I had already recommended two friends. Thank you.

Julio & Angie perform as a team. They were always in sync and never created any duplication during the process. Angie, always followed up with email, text or phone call with information about the next step or information that was still needed. Julio provides a chart keeping the customer and his team abreast of the status of the process. The AMC app very well and you could log in any time to check status or information you submitted and the step was complete. Julio & Angie are the vanguard.

Julio and Angie were not only GREAT to work with but made a dream of purchasing a home a reality!

Julio is highly educated in his field. He is professional and is always available to answer questions when needed. I would definitely refer him to my clients, friends and family.

Julio is amazing! As first time home buyers, we had little understanding of the entire home buying process. Julio graciously shared his expertise and took the time to explain everything to us. He was quick to respond and efficient. We felt comfortable communicating with Julio and appreciated all his advice. I highly recommend Julio and his team to anyone!

Its easy and pleasant to work with julio

Julio and Angie are THE BEST in the business! They answered every question in depth and answered every text and phone call, no matter what time of day it was. They are the sweetest humans on earth and we are very blessed to have worked with them on buying our home AND our refinance! Highly recommend Julio and Angie for your mortgage needs.

Process have come a long way. The communication and partnership with me as the clients agent was excellent. His presentation and along with his assistant working with the clients made the process much better than most. I appreciate all their work, clarity, responsiveness and fluidity of the loan process.

Communication and understanding ste0 by step process.

Very professional, calm and collected. Pleasure doing business with you.

Angie and Julio are a great team!

Congratulations Leo and Jesse on a beautiful wedding. #leojeswed @ Palmdale, California

So after paying this baby off someone decides to forget how to drive and crashes into us. The car is totaled, all I can think is - God you have a plan and it is perfect, I thank you that the kids weren’t in the car with us and that Angie and we’re able to walk away from this. Amen. #hardestworkinglender #carpaymentssuck @ Bellflower, California

Julio made everything simple and easy any papers that was needed I was able to email or text them without any problems.

Julio answered all my questions thoroughly. I shopped around for refinance rates and Julio was able to provide the best deal overall. His team is very pleasant and easy to work with. The process was easy and seamless. Thank you Julio and team!!!

Julio answered our questions in a knowledgeable, frank, kind and patient manner. Our first approval limited our options, but we thought we couldn’t get approved for more or manage the payments if we did. Julio worked his magic and got a higher approval with manageable monthly payments. He helped lock in a good rate and helped close escrow in 21 days! Impressive timing amidst the COVID 19 crisis!! We never felt out of the loop, or uneasy about the process because we had a winner in our team!

Julio did an awesome job. This is the third time I have used Julio to assist me on purchasing/refinancing my home. He makes the journey a lot easier due to the knowledge he gives and communicates with me. Thanks Julio!

It’s a second time using Julio Sandoval for our mortgage services and each time he was very professional, caring and provided the best options to meet our needs.

We were very impressed with the entire loan process. Great communication by the entire team.

Excellent communication, and always advice with the right information, I'm very glad that i did this deal with julio Sandoval.

Thanks for everything you do for me and my family, God bless you.

5 star service! True professionals A pleasure to work with

Very fast and easy working with all staff. They will take the time to answer all your questions.

Julio and team were very responsive to my numerous questions as a first time home buyer. It was comforting to have him and his team basically hold my hand through the process. Response time to text and emails was excellent. The most appealing part is that I felt valued as a customer and not just another transaction. It also helped that Julio is well known and respected in the industry. I feel it gave us an advantage in our house search. ... I would definitely recommend Julio and team.

Service was great

Mortgage update #hardestworkinglender #marketuodate

Happy Monday market update. #hardestworkinglender #marketanalysis

Rates are nuts! #HardestWorkingLender #ComeSeeMe #MortgageExpress

Julio was patient, thoughtful, transparent, and knowledgeable about the entire process of applying and obtaining our home loan. He could be reached easily through email, text, or phone and readily available to answer questions. He helped use organize our loan documents to make sure we could quickly close on our forever home and the interest rate we wanted. Julio is definitely our first choice in the future, if we ever need a mortgage broker.

Early morning training at NRE Bixby. Come check out how to shorten your escrow and get an offer accepted in a competitive market. #hardestworkinglender #mortgageexpress