Peter Khoury Licensed Lending Officer NMLS #1527861
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General Information
Locality: Irvine, California
Phone: +1 310-801-9021
Address: Irvine 90266 Irvine, CA, US
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DID YOU KNOW? What exactly happens when a mortgage lender checks my credit? "You can shop around for a mortgage and it will not hurt your credit. Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry. This is because other creditors realize that you are only going to buy one home. You can shop around and get multiple preapprovals and official Loan Estimates. The impact on your credit is the same no matter h...ow many lenders you consult, as long as the last credit check is within 45 days of the first credit check. Even if a lender needs to check your credit after the 45-day window is over, shopping around is usually still worth it. The impact of an additional inquiry is small, while shopping around for the best deal can save you a lot of money in the long run. Note: the 45-day rule applies only to credit checks from mortgage lenders or brokers credit card and other inquiries are processed separately." https://www.consumerfinance.gov//what-exactly-happens-whe/
Contact me for a no cost no obligation mortgage benefit analysis! Peter Khoury 310-801-9021 [email protected]... NMLS #1527861 See more
loanDepot in Irvine, California
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