Patrick Cho, Financial Adviser with Eagle Strategies LLC

Do you know how your 401(k) is invested? Most people's 401k's are invested in Target-Date funds by default. These are "set it and forget it" funds that get more conservative as you get closer to retirement. But the question is are they appropriate for everyone? Some good thoughts in this article. Message me for a complimentary 401k/Retirement plan check up!... https://www.morningstar.com///are-target-date-funds-flawed

I oftentimes get messages from friends that just have basic questions about finances/investing. They know they want to do more but aren't sure where to start. These friends often ask me a bit timidly and say stuff like "I don't want to bother you but..." It's more than okay and you're not bothering me! I enjoy giving as much value as possible! Honestly I consider it a privilege. That's why I work so hard to improve myself. I have some time in mid-February. Message me and let's set a complimentary appointment.

Living is giving... If you spend your money on yourself, you are just surviving. But if you want your life to count, if you want to really live - give. Timothy Keller

It’s the New Year and so I wanted to take some time to reflect on the past few yearsSometimes I still wonder how did I get here? in relation to my career. Others have asked me the same question because of my career transition from pastor to financial adviser. It was in mid-2018 where I started looking for a career outside of Pastoral ministry. The process was humbling and even humiliating. I thought of myself as an accomplished leader with plenty of experience and good ed...Continue reading

If you haven't heard, the student loan repayment has been delayed once again..! https://www.cnbc.com//biden-administration-extends-payment