Pacific Shore Capital

When you think about how to save money, don’t forget that your time is valuable! If you self-manage your first investment property, you might not save as much as you think. If you spend all your time in property management, you won’t be able to expand your portfolio. Leave opportunities open for yourself, and hire a professional property manager! #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #propertymanagement

Would you like to save $14k a year? Your dollar will go WAY further when you partner with an insurance agent who specializes in investment properties. Big-name insurance agents won’t tell you about blanket coverage, and we’ve seen it save some investors $14k a year! Have you talked to an investment property insurance agent? ... #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #moneyhacks

If you self-manage your investment property, you may not save money. Property management is a full-time job, and tenants will call at ANY time of day. If you have another job, this can be tricky to manage. You’ll also limit the number of units you can own since you have to manage them. A professional management company will give you peace of mind, and the time to build your portfolio! ... #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #propertymanagement

A good loan officer can make all the difference when it comes to your first multifamily loan. Don’t stress about the loan process when you buy your first multifamily property, and make sure to work with a great officer! #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #passiveincome

There’s always an opportunity to maximize cash flow. If you inherited a property, chances are that the property was bought at a low price many years ago, and the way it’s run isn’t concerned with maximizing your profits. There are so many opportunities to learn how to manage the assets you inherit. Get a great team around you, and start maximizing your cash flow! #realestateinvestor #investmentproperty #psc #generationalwealth #multifamilyinvesting #cashflow #pacificshorecapital

If you already have an accessory dwelling unit, but haven’t realized the equity of that space, new laws help you gain that equity! Through 6 new laws, California is encouraging property owners to make their unpermitted space legal. Maximize the equity of your investment property: you can’t afford not to. Check out Kenny and Krystle’s conversation with Chris Dulnikowski, with Ruland Design Group, as they answer all your questions on ADUs. ... #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #accessorydwellingunit

If you own multiple investment properties, this tip is for you! Property insurance is expensive, so when you have multiple properties in your portfolio, your insurance will be astronomical. Listen to this piece of advice and you’ll save a ton of cash. Do you feel like you pay too much for property insurance? Let us know in the comments ... #psc #sdrealestate #realestateinvestor #cashflow #multifamilyinvesting #PacificShoreCapital #moneyhacks

Hands up if you’ve thought real estate investments would bring instant cash flow Anyone who’s bought investment properties knows that this isn’t true. To create cash flow and build generational wealth, you need to INVEST in your properties: both time and money. Real estate is a reliable investment, but it’s appreciating, and it’ll take time to generate the cash flow you’re looking for.... What’s your mindset around investments? #realestateinvestor #investmentproperty #psc #generationalwealth #multifamilyinvesting #cashflow #pacificshorecapital Pacific Shore Capital

It takes discipline to spend extra cash on the right things. When your first investment property starts making money, you need to re-invest straight back into your property to build that cash flow into passive income. Getting your mindset right is the first step in real estate investing. What are your strategies to stay disciplined? Let us know in the comments ... #realestateinvestor #investmentproperty #psc #generationalwealth #multifamilyinvesting #cashflow #pacificshorecapital Pacific Shore Capital

How many of us expect to see instantaneous results? In a world where anything, from answers to food, is at your fingertips, it’s rare to take the long road. Savings and investments take a long time to build, but they’re worth the journey. What’s your money mindset? ... #psc #sdrealestate #investmentproperty #multifamilyinvestment #realestateinvestor #cashflow #PacificShoreCapital

When you worry, you’re wasting two of your most valuable resources: time and energy. In a conversation with David Meltzer, we talked about what you should do instead of worrying, and how to turn a situation around instead. What’s your mindset trick to beat worry? Let us know in the comments ... #psc #sdrealestate #investmentproperty #mindsetshift #mindsetmatters #healthfirst #PacificShoreCapital

When you invest in real estate, mindset is everything. Real estate is an appreciating asset that’s safe and reliable, not a way to instantly generate cash flow. To build generational wealth, you need to create an investment that has monthly returns and can be passed down to your children. What is your mindset around real estate investments? ... #realestateinvestor #valueaddkk #passiveincome #generationalwealth #investmentproperty #investmentproperty #multifamilyinvesting

How confident would you be if you knew that you could handle anything that comes your way? You already have that innate ability if you follow David Meltzer’s 2 step process to overcome problems. Check out this snippet of our conversation with David Meltzer to hear the one thing you need to tackle any adversity!... #psc #sdrealestate #investmentproperty #mindsetshift #mindsetmatters #healthfirst #PacificShoreCapital

Merry Christmas!

We don’t know about you guys, but saving on taxes and getting a bigger return on your taxes always gets us excited! Join us tomorrow for a free webinar on how you can save on taxes using cost segregation methods. Link in bio #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #reaelestatetips #realestatememes #realestateinvestor

Leave a if this has happened to you. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #reaelestatetips #realestatememes #realestateinvestor #biden #trump #funny

Well that's an entanglement we were not expecting... #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #reaelestatetips #realestatememes #realestateinvestor #funny #entanglement

If you missed last weeks video on "5 Resons Investors Sell Their Property," worry not...here are the TOP 5 raesons why. Check out the video on our feed to go more in depth on reasons why investors may sell their property. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #reaelestatetips #realestatememes #realestateinvestor

Conditions: The conditions of the loan, such as its interest rate and amount of principal, influence the lender's desire to finance the borrower. Conditions can refer to how a borrower intends to use the money. Additionally, lenders may consider conditions that are outside of the borrower's control, such as the state of the economy, industry trends, or pending legislative changes.... #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices

We will never forget...

Capital: Lenders also consider any capital the borrower puts toward a potential investment. A large contribution by the borrower decreases the chance of default. Borrowers who can place a down payment on a home, for example, typically find it easier to receive a mortgage. Down payment size can also affect the rates and terms of a borrower's loan. Generally speaking, larger down payments result in better rates and terms.... #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices

Collateral: Can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can get something back by repossessing the collateral. Collateral-backed loans are sometimes referred to as secured loans or secured debt. They are generally considered to be less risky for lenders to issue. As a result, loans that are secured by some form of collateral are commonly offered with lower interest rates and better terms compared to... other unsecured forms of financing. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices

The collateral is the lenders security in the event you can't repay the loan. Lender's will consider factors such as the property condition, location, age, type of construction, property-use, zoning requirements, etc for qualifying. This is why a lender may give a lower interest rate to a property in a better location or at a lower loan to value. Lenders are always evaluating risk. Have you looked at your credit report lately? If you want to start working to improve your cre...dit, the first thing you need to do is learn what factors effect your credit and how to use this to your advantage. Check out or podcast with @mycreditguy_ on @valueaddkk to learn about credit and how to improve your score. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices

Happy Labor Day! #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices #laborday #beach

Capacity: Measures the borrower's ability to repay a loan by comparing income against recurring debts and assessing the borrower's debt-to-income (DTI) ratio. Lenders calculate DTI by adding together a borrower's total monthly debt payments and dividing that by the borrower's gross monthly income. The lower an applicant's DTI, the better the chance of qualifying for a new loan. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices

For commercial and multifamily financing, the lender determines the loan they are willing to give you based on the cashflow of the property they are using as collateral. Essentially, the property should be able service the debt. That said, lenders are also concerned with your personal cash flow. They evaluate your personal income against your recurring expenses to ensure that you have enough global cashflow to service all debts. Have you looked at your credit report lately? I...f you want to start working to improve your credit, the first thing you need to do is learn what factors effect your credit and how to use this to your advantage. Check out or podcast with @mycreditguy_ on @valueaddkk to learn about credit and how to improve your score. #PacificShoreCapital #psc #sdrealestate #sandiegorealestate #multifamilyinvesting #multifamily #multifamilyfinancing #apartmentloans #sandiegomultifamily #sandiego #california #hustle #entrepreneur #realestate #property #apartmentinvesting #business #realtor #broker #justclosed #investment #cashflow #commercialrealestate #credit #5csofcredit #credithistory #creditrepair #creditrepairservices