Pacific Debt Inc.

Charles Dickens made it clear that neither money nor debt results in happiness. Happiness comes from being content.

Why You Need a Safety Deposit Box or Safe https://bit.ly/3ohh7wo

5 Star review from Pauline Review via @trustpilot

Personal Finance Tips To Consider In 2021 https://bit.ly/35zU7SD

As the saying goes, if you follow your dreams you won't work a day in your life.

Not sure why your savings isn't growing? We always say it however setting a budget can significantly impact your savings. By setting certain weekly limits you will be able to resist impulse purchases. Hit the follow button for more tips on saving money.

WHAT’S THE BEST FREE BUDGET PLANNER? Budgeting is a necessary part of good financial management. If you don’t know where your money is going, it is hard to get out of debt. Most people hate budgeting. Whether it is the constraints on money, the time invested, or the math, many people put off making or following a sound financial plan. There is help out there for the last two concerns! Free budget planners will simplify your budgeting and make it easier to follow a budget.... https://bit.ly/3nsONXu

5 Star review from Oscar Review via @trustpilot

Is It Good To Take On Debt For Home Improvements? https://bit.ly/2L484BD

How Much Tax Do You Need to pay? Use these steps to calculate your tax bill: Step 1 Add up all of your sources of income. This can include: Day job Business income... Interest on dividends Blog advertising revenue Rental income from investment properties Interest on savings account Sponsored posts Paid reviews Mystery shopping income Affiliate sales Step 2 Tally up all of your deductions such as; home ownership expenses, mortgage interest, moving expenses, property taxes, refinance expenses etc. Step 3 Work out your assessable income (your total income less allowable deductions) Step 4 Work out how much tax you need to pay based on your assessable income. Use the government's website to find a copy of tax rate income thresholds.

When Is The Best Time To Pay Off That Holiday Debt? The credit card statements are starting to roll in, you’ve realized just how much you spent during the holidays. In 2019, American’s racked up $1,496 in holiday debt. While in 2020, that number was down slightly to $1,381, but still a 400% increase from 2015. Now is the best time to deal with your holiday debt and plan for next year so that you don’t get into debt all over again.... Need to know how? Check out our blog! https://bit.ly/3qFI8ez

#TipsOnSaving Use MORE Coupons! Coupons are easier to find than you think, before you purchase from stores check online for promotions and search for coupons.

Happy customers at Pacific Debt, review from Trust Pilot www.trustpilot.com/review/www.pacificdebt.com

Should You Refinance Your Loan? What is refinancing, what are the pros and cons, and should you do it? Let’s take a look at loans and refinancing in more detail below. https://bit.ly/3jgXIZX

What To Expect With The Economy And Upcoming Election? This is a non-political blog, so let’s take a look at the economy and what each candidate’s position is, along with a non-partisan analysis. https://bit.ly/3oaks1t

#TipsOnDebt There are many services here in the US to help us get our tasks done, when low on funds try doing some of these yourself. Think of grooming the dog, changing the car oil or even sewing on a button. For more tips on saving money and debt hit that follow button.

What You Should Do If You Experience a Data Breach? Unfortunately thousands of Americans are attacked online. Be sure to have the correct steps in place in case the worse happens. https://bit.ly/2SVOwzy

Focus on paying down your debt. Having debt becomes expensive especially with high interest rates. We suggest to focus on paying debt down by cutting unnecessary spending.

5 Star review from Connie Burton

30 Days without spending money, do you think you could do it? According to a study conducted by OnePoll in 2019, most Americans spend $1,497 a month on nonessential items. The article below breaks down exactly how to minimize your spending over 30 days. https://bit.ly/372VtHn

What Is A Debt Validation Letter And Why You Would Need One? Understand the purpose of debt validations letters and when you should (or shouldn't) send them. https://bit.ly/3k0iH4w Disclaimer: Pacific Debt, Inc. is not a law firm and this article should not be construed as legal advice. Only a licensed attorney in your state can provide legal advice.

Just as we will #neverforget the lives lost, the First Responders, and all affected by the tragedy on 9/11, let us also not forget the courageous efforts of our local First Responders as they battle fires and save lives throughout our beautiful state of California, Oregon, and Washington. #911day, #neverforget, #honor911, #calfire, #oregonfire, #washingtonfire, #firefighters, #firstresponders

Which Credit Card Should You Get? There are literally hundreds of options when it comes to credit cards, find out which one is the best match for you from the link below. https://bit.ly/33o21No

Special thanks to BadCredit.org and their staff for writing this!

50 30 20... What do you know about it? How often do you apply it? No we're not talking how many tacos you eat in one sitting! Can you #budget? Can you save while #spending? Its easy when you follow #pacificdebtinc article check it out: https://bit.ly/2Fel849