Opes Advisors

This is the view from our Vacaville office today. There are no fires here in the town but the air is still terrible. If anyone needs assistance due to the fires please message us so we can help you. Stay safe everyone and the biggest thank you to our fire fighters and all the officers helping to keep us all safe! #thankyoufirefighters #lending #fhaloans #valoans #homeloans #refinance #refinanceyourhome #dreamhouse #secondhome #firsttimehomebuyer

Throwback to one of my favorite clients, my daughter at just 23 purchased her first house. Definitely a proud dad moment! Let me help you purchase your first hope, upgrade to a new home, byu a rental home or even purchase that dream vacation home. There are a number of different finance options right now and rates are great! And we lend all over the country! #lending #escrow #fha #valoans #realestate #homeloans #dreamhome #secondhome #vacationrental #rental #lowrates

Make sure you know all your financial options! Contact me today to set up a time to meet with you! #lending #homeloans #homeownership #refinance #realestate #realtor #valoans #fhaloan

As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them." Former President John F. Kennedy #thankyouforyourservice #thankful #thankyou #veterans

When you're turning your clocks back an hour, why not take a couple of extra steps to keep your family and home safe? Changing the batteries in your smoke detectors and testing your carbon monoxide detectors will take only a few moments of the extra hour you're "getting back" this weekend! #fall #homeloans #homeownership #lending #refinance #realestate #dreamhome #fhaloan #valoans

Just closed escrow on a home in Oklahoma for my clients. Moving out of state? No problem! Give me a call to see how I can help you. #lending #homeloans #homeownership #valoans #fhaloan #dreamhome #realestate

Throwback to last week when Kiki came to visit and we made a quick trip to Mendocino! Family time is the best time! #lending #family #valoans #mendicino #refinance #dreamhome

Loving all the peaches we for this year! #lending #homeloans #homeownership #valoans #fhaloan

Thank you for the wonderful review. It was great working with you! #thankyou #fhaloan #valoans #jumboloans #lending #realestate #dreamhome

America without her soldiers would be like God without His angels. Claudia Pemberton #memorialday #remember #thankyouforyourservice #veterans #military #valoans #weloveveterans #dreamhome #lending #america #freedom #homeloans #homeownership

Fun weekend with these two! Always a great time when they come to visit! #family #blessed #fhaloan #valoans #lending #refinance #realestate

Happy birthday to my daughter Nicole!!! Love you so much!

Great clients + great really = another great experience! @platarealtygroup #newhome #homeloans #homeownership #lending #refinance #valoans #realestate

Enjoyed spending the 4th of July with the family! Grateful to live in the land of the free because of the brave #america #freedom #blessed #4thofjuly #usa #lending #homeloans #homeownership #refinance #realestate

@joebrasil always has the most unique properties. Really enjoyed touring this one this morning and talking with him. Great property and a great guy! #napa #realestate #dreamhome #forsale #lending #refinance #valoans #napavalley #napahomes

Everyone who remembers his own education remembers teachers, not methods and techniques. The teacher is the heart of the educational system. Sidney Hook Thank you to all the teachers who have touched our lives! #teacher #teacherappreciationweek #lending #dreamhome #fhaloan #valoans #refinance #realestate

I am proud to do business in the land of the free and home of the brave. Have a safe and happy #IndependenceDay. #lending #mortgage #homeloans #homeownership

Nurses encompasses an art, a humanistic orientation, a feeling for the value of the individual, and an intuitive sense of ethics, and of the appropriateness of action taken. Myrtle Aydelotte To my daughter and all the nurses everywhere, Thank you!

"We identify the flag with almost everything we hold dear on earth, peace, security, liberty, our family, our friends, our home... But when we look at our flag and behold it emblazoned with all our rights we must remember that it is equally a symbol of our duties. Every glory that we associate with it is the result of duty done. Calvin Coolidge #america #weloveveterans #veterans #remember #lending #usa #usaflag #homeloans #homeownership #dreamhome #realestate #buyahouse

Come check out this beautiful home at 1208 Tanglewood Dr, Fairfield, CA at the Open House this Saturday from 1:30 - 4. I’ll be there with Jackie Plata. #lending #refinance #valoans #fhaloan #dreamhome #fairfield #forsale #homeloans #homeownership @platarealtygroup

Happy May! #lending #dreamhome #valoans #fhaloan #remodel #refinance #realestate

I would love to help you find the best loan to fund your next home remodel. Contact me today to set up a time to help you meet your financial needs. #lending #refi #homeloan #remodel #fhaloan #va #valoans #dreamhome #dreamhome #fixerupper #homedecor

Had an amazing time in Spain last week visiting Barcelona, Madrid and the Alicante and Murcia regions. The highlight was taking my 81 year old father to Totana for the first time where our family is originally from before emigrating to Argentina and then to the United States. We found original family records from the 1800s and older in a small town parish - a real treasure - linking us to our heritage and forgotten generations. #mortgagebroker #lending #dreamhome #napa #homeloans #spain #madrid #totana #murcia #barcelona #fcbarcelona #messi #futbol

Congratulations to this young man! We are so excited and proud of him. He set a goal and achieved his dream of home ownership. Repost from Plata Realty Group #opes #lending #mortgagebroker #PlataRealtyGroup #FirstTimeHomebuyer #RealEstate #TravisAirForceBase #Goals #LivingYourBestLife #AmericanDream

Broker tour on Thursday’s are always fun. Check out this great listing by @joebrasil #napa #openhouse #dreamhome #lending

Thanks to everyone who stopped by this open house this weekend for this 3-bedroom, 2.5 bath, two-story home appx. 1854 sf of living space, located in a newer, adorably quaint neighborhood. Minutes away from the park, Travis Air Force Base, I-80, Hwy 12, & the Fairfield Amtrak Station. Freshly painted inside, granite kitchen countertops, lots of cabinet space, gas stove; an extended driveway leading to the 2-car garage. Seller is offering a pest clearance. Listed by @platarealtygroup

Quick tip on how to easily improve your credit score 20 - 30 points. Watch, like, and share.

The Ski lifts are open most of April, and the cabin is available! Message me today to get your friends and family discount!

https://www.facebook.com/138467576176461/posts/2189877741035424/

Looking forward to seeing everyone at this Open house with Jerry & Giselle Lampe tomorrow Saturday, February 2nd from 2-4 at 1659 Vicksburg Dr., Fairfield. Napa Valley Realtors Jerry Lampe & Giselle Lampe #lending #finance #openhouse #napa #forsale #homeloans #homeownership

Join us tomorrow 10:15-11:15am @NSCARealtors for an important Finance Forum - Disasters & Financial Prep for you and your clients. - NSCAR Finance Committee. #disasterpreparedness #lending #fhaloans #finance #financialadvice #financialpreparedness

Please help us support CASA, a wonderful organization that helps support kids in Foster Care, by ordering See’s chocolate from Jackie Plata. You can contact Jackie directly or contact us and we will get your order to her. Chocolate and helping kids; it’s a Win, win! #platarealty #lending #CASA #lending #refinance #helping #fostercare #thankyou #homeloans #dreamhome #fhaloans

Out hearts go out to our families and friend who have lost so much from the devastating fires in California. Please know when the time is right we are here to help you. #lending #refinance #dreamhome #fhaloans #loans #homeloans

From our family to yours, may you enjoy a wonderful Thanksgiving with new memories, love and laughter. Happy Thanksgiving! #lending #refinance #dreamhome #thankyou #thanksgiving #fhaloans #lending #realestate

Always vote for principle, though you may vote alone, and you may cherish the sweetest reflection that your vote is never lost. John Quincy Adams #vote

Our newly remodeled South Lake Tahoe Property is available to rent! Contact me today to get a friends and faMiley discount!

Thank you for the great reviews! It is always a privilege to do VA loans for my clients. I also am glad for the opportunity I have to help my clients by lending all over the country! #valoans #thanksforyourservice #veterans #lending #arizona #homeloans #homeownership #lending #refinance #realestate #dreamhome #thankyou #fhaloans #loans

Excited to have just closed our first loan in Arizona! Moving out of state? Let me help you! I enjoy the opportunity to lend all over the country. #home #lender #mortgage #homeloans #refinance #dreamhome #nationwide #homeloans #loans

Just closed a loan in Idaho! It's great to be able to lend all over the country. Moving out of state and need an experienced lender with lots of different loan programs? Contact me today!

Jerry and Giselle Lampe of Coldwell Banker Brokers of the Valley, thanks for allowing me to help out during the broker tour today. Check out their listing at 4455 Moffitt Dr., Napa. #naparealestate #napahome #napa #lampeandlampe #lender #home #homeloans #mortgage

It's not too late! Let me help you reach your financial goals. Contact me today! #realestate #refinance #homeownership #homeowners #homeloans #dreamhome

Great weekend taking my son to see Barcelona play! #futbol #soccer #fcbarcelona #prouddad #lender #mortgage #rosebowl

Time to refinance? Give me a call! At Opes we have many great programs to help you reach your financial goals. #home #lender #refinance #realestate #financialfreedom #financialadvice #homeloans #homeownership

Our Professional Loan Plan is a great program with low down payments for doctors, nurses, attorneys, CPAs, dentist, veterinarians, and pilots. Contact me today to let me know how I can help you buy your dream home! #doctors #pilots #nurses #attorney #CPA #dentist #homeloans #lending #home #realestate #firsthomebuyer #valoans #fhaloans #dreamhome

Beautiful Bride. Beautiful Day. Love these pictures and all the memories of this amazing day. #foreverthecoles #home #lender #prouddad #foreverfamily

We are proud to announce that 14 from Opes Advisors were named to "Meet the Best" Rankings by Ask a Lender. The rankings are presented by city and state and were produced and audited in collaboration with Scotsman Guide Media. Ask a Lender is a unique platform that enables online home-loan shoppers to find the top-performing mortgage. #home #lending #lender #broker #refinance #firsthomebuyer #dreamhome #valoans #fhaloans #realestate

Opes Advisors, a division of Flagstar Bank offers Professional Loans for doctors, dentists, accountants, attorneys, architects, and veterinarians! 100% LTV with No PMI to $850k in all 50 States! Contact me today to get more information on this and other great loan programs and to see if you qualify: www.local-lender.com NMLS 238745 | NMLS 41790 | Member FDIC | Equal Housing Lender. #realestate #...firsthomebuyer #dreamhome #refinance #loans #zerodown #100% #fhaloans #valoans #doctor #veterinarian #attorney #lawyers #accountant #architects See more

Inventory remains down while home prices continue to go up. But what about mortgage apps?

Will a big jump in the PCE index pressure rates upward?

Along with rates, rents have been rising as well, up nearly 3% year-over-year in the top 250 markets.

Here is the weekly update...

If you are a homeowner then this boot camp is a MUST for you! Join us for an important discussion on the current status of our local real estate market. Home prices have gone up and have substantially recovered from the lows of the Great Recession, but are we facing another bubble? It's important to be smart about your largest investment - your home - and protect and use your equity wisely. http://events.r20.constantcontact.com/register/event

Great information about the market this week.

Here is a weekly update!

Thanks to all my wonderful clients for the great support! https://www.zillow.com/lender-profile/nsolanoOpes/#reviews

Despite high builder confidence and consumer demand, both new home constructions and building permits fell in July.

Inflation remains flat which continues to be good news for mortgage rates.

Inventory relief on the way? New homes on the market up 1.1%, the highest level in 8 years.

http://www.dailyrepublic.com//is-the-mortgage-interest-ta/ Proud to be a sponsor of American Home Week! Here is a link to an article I wrote for the Daily Republic.

Job Growth Stead, Inflation Tame. http://www.mmgweekly.com/w/index.html

As a home buyer in today’s fast-paced real estate market, if you snoozeyou lose. To get the home you want, you need the agility to act fast. That’s why we developed a smart phone app that puts your financial future in the palm of your hand.

Home prices continue to RISE!

a little inspiration for the day, no excuses!

Productivity Pointers The Art of Dictator-free Delegating If you're too busy, there's good news and bad news. ... The bad news: It's probably your own fault for hanging on to too many activities. You may believe you're the only one who can do them properly. The good news: You can become a fearless delegator--even if you're afraid of coming off like a tyrant or losing touch with your business. When you trust your systems, delegating almost any task will free you up to focus on more opportunities. Follow these easy to remember guidelines for your next delegation project: If you want something done right, you have to do it yourself. Wrong. There are probably better innovators than you at many tasks. Common problems with delegating are usually attributed to lackluster training, faulty systems, an already time-sapped trainer, or all the above. Taking some time out to create systems that can be taught will cost a little time, but will save you untold hours, money, and headaches for years to come. Who's under the bus? Mistakes will be made but throwing someone under the bus--especially in public--will undermine your leadership and cause clients, employees, and everyone else to distrust you. Be open to innovation! Trust your team to do the job you hired them to do and be open to their ideas that could improve your systems even further. Give credit where credit is due. Taking all the credit when things go right not only deteriorates your leadership, it diminishes the effort of another person and makes further wins less likely. Let's do lunch. Don't just wave to each other across the hall on Monday and expect everything to come up roses by Friday. Getting regular updates and feedback from helpers is crucial to successful delegation. I-O-Thank-U. Always acknowledge the effort of your team. They deserve it and appreciate it (often more than monetary compensation). Consider it a bonus that costs you nothing but pays big dividends later on. People are excited to do more when they feel appreciated.