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Did You Know? Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as you swim. #Liability #PersonalInsurance #SwimmingPool

Beginning in 2020, California imposes a state individual mandate that requires individuals in California to maintain acceptable health coverage or pay a penalty. The California law largely mirrors the federal individual mandate requirement under the Affordable Care Act (ACA) that was effectively eliminated, beginning in 2019. #ACA #AffordableCareAct #Health&Benefits

With all the possible OSHA violations and potential fines, ensuring OSHA compliance within your company can seem like a daunting taskbut it doesn’t have to feel that way. Start with Recordkeeping Do you have an employee who is responsible for recording all cases of injury or illness? If you don’t, this is a good place to start on your road to OSHA compliance. #OSHA #RiskManagement

The top priority of the Occupational Safety and Health Administration (OSHA) is keeping workers safe. While workplace fatalities have been decreasing in recent years, motor vehicle crashes continue to be one of the leading causes of death among American workers. #DistractedDriving #OSHA #RiskManagement

COVID-19 Reporting Laws for Businesses with 5 or more employees: CA Employers must report all known (or reasonably known) Employee positive tests for COVID to their WC Carrier. This obligation applies even if the employee is not making an allegation of workplace exposure. Download the PDF version... Positive Tests between 7/6/2020 to 9/17/2020 1. #COVID19 #RiskManagement

Learn about the dangers of Uber and other ride-sharing apps. Click on the link to read about it on our blog. https://www.mytpg.com//know-your-auto-insurance-the-dange/

Electrical panel clearances: Electrical panels can be found in just about every business. However, because they are not typically out in the open or inspected daily, it’s easy to overlook electrical panels and the potential risks associated with them. Download the PDF version This Risk Insights is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. #OSHA #RiskManagement

Beginning July 1, 2019, eligible employers may start participating in California’s state-sponsored retirement program the CalSavers Retirement Savings Program (CalSavers). CalSavers offers a Roth Individual Retirement Arrangement (IRA) to eligible employees in California who do not have access to a tax-qualified retirement plan through work. #CalSavers #Payroll #Retirement

As the COVID-19 pandemic continues on, employee health and safety remains a top priority. Specifically, a key topic of concern has been whether those workers who filed a whistleblower complaint (potential violations, for example a lack of social distancing or inadequate personal protective equipment) are being properly protected from employer retaliation. #Coronavirus #COVID19 #OSHA #RiskManagement

According to a report by the U.S. House of Representatives’ Committee on Education and Labor, a staggering 69 percent of all workplace injuries and illnesses may not be represented in the Bureau of Labor and Statistics Survey of Occupational Injuries and Illnesses, which many trust as a gauge of the safety of American workplaces. #RiskManagement #WorkplaceInjuries

What Protection Does It Offer? Many people do not realize this, but most homeowner’s policies do not include earthquake coverage. You will need to purchase either a supplemental policy to your current homeowner’s policy, or a separate earthquake insurance policy. Read this article to better understand this type of coverage. #EarthquakeInsurance #PersonalLinesInsurance

The Occupational Safety and Health Act (OSH Act) requires covered employers to prepare and maintain records of certain occupational injuries and illnesses. The Occupational Safety and Health Administration (OSHA) is responsible for administering the recordkeeping forms and the system established by the OSH Act. #OSHA #RiskManagement

In 2016, the Occupational Safety and Health Administration (OSHA) issued a final rule regarding OSHA electronic reporting, requiring certain employers to electronically submit data from their work-related injury records to OSHA. The final rule also solidified employee anti-retaliation protections for reporting work-related injuries and illnesses. #ElectronicReporting #OSHA #RiskManagement