Mike Hartunian, Vice President, Mortgage Loan Originator

Winter got you down? Make the most of what's left of the Winter season in LA with these activities. #winter #la #losangeles #lawinter #losangelesliving https://homebrid.ge/34r0LgB

Your home is a place of comfort and happiness but it’s also an investment. In fact, #Homeownership is one of the primary ways Americans have built wealth for years. Building equity is a major benefit to buying, but what happens when you want to take advantage of the equity you’ve built in your home without selling it? A cash-out refinance is a great method for achieving this goal. Here’s how it works: https://homebrid.ge/3IhJrZS

Refinancing your home should be simple and exciting, not a headache. My team and I are here to make sure the process is nothing but smooth sailing for you! Contact me for a free and quick mortgage checkup at 818-728-3702. #refinance #smoothsailing #mikehartunian #homebridge #CAlending #california #shermanoaks #losangeles #losangelesrealestate #losangelesliving

I have another #MortgageTip to share with you! Did you know you have options when it comes to paying closing costs of a loan? Yup, options! I always suggest to my clients that we evaluate each of these scenarios before making a decision. 1. What does it look like if seller pays? 2. What if we increase the purchase price to cover the closing costs? 3. Can you take a higher interest rate to cover the closing costs?... 4. What does it look like if you pay the costs up front out of pocket? 5. Is there a combination of these options that makes the most sense? When it comes time to discuss closing costs, I’ve got your back! Call me at 818-728-3702 to discuss applying for a home loan. #MortgageLoanOriginator #MortgageTips

Did you know that you don't necessarily have to have a regular full-time job to potentially qualify for a mortgage? There are other types of income that can help you qualify for a loan. One example is part-time or seasonal positions. What's important is to have at least two years of employment history. Have questions about qualifying with your income? DM me and we can discuss in more detail! #MortgageFacts

Like any big project, a successful homebuying experience is all about getting the details right from start to finish. These tips for first-time home buyers will help you navigate the process, save money and close the deal. #firsttimehomebuyer #homebuyingtips https://homebrid.ge/2L0nByQ

Calling all investors! If you're looking to purchase more properties this year, 2022 brings a lot of opportunities! If you didn't qualify in 2021, this year there are many changes to loan limits which may be the #GameChanger you were waiting for! Let's chat about your #InvestmentOpportunities! 818-728-3702

According to the 2019 State of Home Spending Report from HomeAdvisor, Americans spent an average $7,560 on home improvement in 2018, a 17% increase from the previous year. Here’s how to find the right home renovation project that fits your budget, makes you happy and would make a future buyer happy, too. #homerenovation #homeimprovement https://homebrid.ge/3GPIub4

If you pay attention to #HousingMarket headlines as I do, you likely already know that the Fed has announced the possibility of rate increases during 2022. What does this mean? It means that the cost associated with getting a mortgage may go up based on interest rates. If you want to buy a home this year I suggest you don't wait! Purchase before the rates go up to potentially save yourself some money! Contact me today at 818-728-3702 and we can get started!

There were a few things, well maybe more than a few things, we thought would happen in 2021 but didn't. Maybe 2022 will come through for us! Check out this list of things to look forward to in L.A. in 2022: https://homebrid.ge/3fzaVht #LA #2022 #losangeles #whatshappening

There's a myth out there that if you have an employment gap, you won't qualify for a home loan. However, if you have an employment gap that is less than six months, you may still qualify for a home loan. If you have questions about your specific circumstances, send me a message and I'm happy to talk to you about your options! #QualifyingIncome #BuyAHouse #HouseHunting #HomeLoan

January may be cold and dark, but it can also be a time for bold beginnings. Make the most of your month by clearing space in your home, boosting warmth and dreaming up plans for the year ahead. Here are 13 to-dos to give your home a little midwinter TLC. #january #houzz #TLC #winter #hometips https://homebrid.ge/3KcZ4Ue

#TaxSeason is around the corner! This is the best time for you to consult with your tax professional if you're #SelfEmployed and plan to purchase a home this year. There are specific loan programs that are intended for self-employed borrowers. Know your options ahead of time! If you're preparing to buy a home, let's discuss your home loan options. Give me a call at 818-728-3702!

Having an experienced and reliable lender at your side in the mortgage financing process makes all the difference. As an LA native with over 33 years in the mortgage industry, you can rest assured you are in great hands! I have a long history proudly serving Southern California residents and know LA like the back of my hand. Give me a call at 818-728-3702 to chat about your next mortgage, you won't regret it! #mikehartunian #homebridge #CAlending #california #shermanoaks #losangeles #losangelesrealestate #losangelesliving

Are you an investor looking to buy? Homebridge is proud to offer our Simple Access Investor Cash Flow product! You can use rental income to qualify for loan amounts up to $2.5 Million. Call me today if you have any questions or want to find out if you qualify! www.homebridge.com

Are you looking to buy a home but have more assets than income? Homebridge is here to help with our Simple Access Asset Qualifier program! You can make the most out of your liquid assets by using them to qualify for a home loan. Contact me today for details! www.Homebridge.com

Homebridge offers a suite of loan products to help those who are self-employed turn their dream of homeownership into a reality! If you are self-employed and looking for a home loan, call me for more information today! www.Homebridge.com

NONE! The answer is none! Every major financial transaction you make while applying for a mortgage can affect whether or not you qualify. Not sure about something? Message me- Better to be safe than sorry!

Happy Arbor Day! Be tree-mendous and gather your friends and family to plant a tree today. Did you know that planting trees around your home can increase your property value? #arborday https://homebrid.ge/32XafMq

With today's low interest rates, more and more people are buying homes to use as rentals. The loan requirements and (and even the interest rate) are different than primary home mortgages. If you're thinking of buying an investment property make sure you know all the details. Reach out today and we can walk through it together!

Closing costs are often a mystery to first-time buyers and even first-time sellers. Get the 411 on what they are and who pays them in this short, easy-to-understand video. https://homebrid.ge/2R32LEY

Guardsmen & women- we've got great news! Certain members of the Army National Guard and Air National Guard may now be eligible for the VA home loan benefit. This applies to both current and former national guard members! Reach out today to see if you qualify!

Nearly 2 million First Responders regularly put their lives at risk to protect us and keep our communities out of harm’s way. Don’t you feel safer just knowing that? We want First Responders to feel safe throughout their homebuying process, so we are thrilled to offer no lender fees (valued at around $1,200) and a $595 gift card after closing until 6/30/21*. Reach out today to take the first step on the path towards homeownership. https://homebrid.ge/2dhURQ0 * Frontline respo...nders Full-time only doctors, nurses, paramedics, police officers and firefighters: buy a new home with no lender fees (application, underwriting and processing fees) with a 1st lien, owner-occupied purchase home loan from Homebridge (subject to qualification, approval, and closing). You will also receive a $595 gift card after closing. This coupon must be mentioned at the time of application. Offer valid for applications received through 6/30/2021. Cannot be combined with any other offer. The credit will be applied at closing and will appear on your closing disclosure. This coupon has no cash value; the credit must be applied to the loan. Coupon is valid only for first mortgage purchase liens for Conventional, FHA, VA and USDA loan programs, and is not valid on bond loans or down payment assistance programs. The gift card and its use are subject to the terms and conditions that will be included in the mailing with the card. Gift card will be mailed 30-45 days after closing. You may also review the terms and conditions by going to https://homebrid.ge/3vN9t17. By participating in the Promotion, gift card recipients agree to release, discharge, and hold harmless Homebridge, their respective subsidiaries, affiliates, officers, directors, and employees, from any liability, claims, or damages arising out of the recipient’s acceptance, use, misuse or possession of any gift card. See more

Did you know that the World Health Organization designated 2020 as the Year of the Nurse and Midwife? We think nurses, doctors, paramedics, police officers and firefighters should be honored every day, so we are proud to offer no lender fees (valued at around $1,200) and a $595 gift card after closing to all Frontline Responders until 6/30/21*. Reach out today to take advantage of this opportunity! https://homebrid.ge/2dhURQ0 * Frontline responders Full-time only doctors,... nurses, paramedics, police officers and firefighters: buy a new home with no lender fees (application, underwriting and processing fees) with a 1st lien, owner-occupied purchase home loan from Homebridge (subject to qualification, approval, and closing). You will also receive a $595 gift card after closing. This coupon must be mentioned at the time of application. Offer valid for applications received through 6/30/2021. Cannot be combined with any other offer. The credit will be applied at closing and will appear on your closing disclosure. This coupon has no cash value; the credit must be applied to the loan. Coupon is valid only for first mortgage purchase liens for Conventional, FHA, VA and USDA loan programs, and is not valid on bond loans or down payment assistance programs. The gift card and its use are subject to the terms and conditions that will be included in the mailing with the card. Gift card will be mailed 30-45 days after closing. You may also review the terms and conditions by going to https://homebrid.ge/3vN9t17. By participating in the Promotion, gift card recipients agree to release, discharge, and hold harmless Homebridge, their respective subsidiaries, affiliates, officers, directors, and employees, from any liability, claims, or damages arising out of the recipient’s acceptance, use, misuse or possession of any gift card. See more