Farmers Insurance: Luis Ramos

Uninsured motorist wasn't always an available coverage option. In 1957, Farmers co-founder Thomas Leavey had the idea to offer uninsured motorist liability coverage for those struck by an uninsured driver. Call me to double-check your automobile coverage.

If you've already started planning your home remodeling projects for 2021, don't forget: Renovations that add value to your home could shift your coverage needs. Feel free to call me if you're curious about how your policy could be affected.

Farmers received gold in customer service for Auto and Home Insurance. Reach out and experience it yourself.

The largest diamond is a whopping 1,109 carats. That's about the size of a tennis ball. You may not have any rocks that big to insure, but if you do have a new, blingy purchase you want to cover, shoot me an email and let's chat.

One available but sometimes forgotten coverage option with a homeowners policy: medical cost coverage. If a house guest takes an unexpected tumble over some stairs, at least you're more likely to remain friends. Interested? Call me.

You could be missing out on hundreds in savings. Let’s chat about how switching your auto insurance to Farmers could help you save.

You could be missing out on hundreds in savings. Let’s chat about how switching your home insurance to Farmers could help you save.

However you use vehicles to get your business moving, you'll probably want commercial auto insurance. Call me to get the wheels turning on a commercial car-insurance policy to help protect your business vehicles on the road.

If you're awaiting a sale or doing renovations, your vacant property could be susceptible to vandalism or other unique risks that some insurers won't cover. Call me and I can help you with coverage when no one's home.

A better auto rate may be waiting for you! Come visit my website for a personalized quote or just give me a call.

Looking to help the environment from the comfort of your home? Some homeowners policies offer Eco-Rebuild coverage, which helps pay for replacing materials or appliances with green alternatives. Call me to learn more.

As your business grows, your insurance should keep pace. Commercial property coverage can help with anything from damaged equipment to office repairs. Call me, so you can make sure your business has the coverage you want for your growing needs.

Afraid that natural disasters seem to be happening more frequently? Help protect yourself and learn how to prepare. Call me if you have questions about your insurance coverage for the unexpected.

When it rains, you can help stop it from pouring. If you have large assets you want to protect, an umbrella policy could limit their exposure to financial risks. Want to find out more? Let's chat.

What's better than a new-car smell? How about our new car pledge, where Farmers will replace your car with one of the same make and model in the event of an accident. Message me to learn more.

As more small businesses come online, so do the criminals. Cyber liability and data-breach response coverage may offer you and your customers credit monitoring in the event of a hack. Want to learn more? I'm only a message away.

Did you know that insurance claims for water damage are 7 times more frequent than claims related to theft or fire?* Drips and leaks can go unnoticed, causing mold and costly damage over time. Message me today to discuss how you can help protect your home.

Tomorrow is not promised, but investing in your future can help you build a solid financial strategy. Interested in learning more? Call me.

Help protect yourself against road trip-ups this holiday season. Keep an emergency kit in your trunk. And if your car breaks down, safely pull off the road as far as you can until assistance arrives. Stay safe this holiday!

Did you know your policy can cover money and securities theft committed by employees or third parties? As a small business owner, I understand the importance of protecting your company from harm, and I'm here to discuss your options any time.

I know from experience that home claims seem to happen at the worst times. That's why our award-winning Farmers Claim Department is available 24 hours, seven days a week. If you need help getting your home back on track, reach out anytime.

Smoking could cause hundreds of thousands of dollars in fire and smoke damage each year, which is why non-smokers may qualify for lower homeowners policy premiums. Give me a call for hot tips on other insurance discounts that may apply to you.