Kouzmanoff Financial & Insurance Services

Ready to print or save: A handy page (with pictures!) to show your disability (or any other kind of) insurance clients: https://www.standard.com/sites/default/files/17721.pdf Remind them that it can happen to anyone! #insuranceagents #infographics #disabilityinsurance #insurance #insurancebrokers #themoreyouknow #disabilityhappens #itcouldhappentoyou #clientservices #thestandardinsurance

Good information. Get your #vaccine ASAP. #inthistogether

Only 48 percent of American adults indicate they have enough savings to cover three months of living expenses in the event they’re not earning any income. Could you, or your clients, afford to be out of work due to sickness or injury? Call us or visit for a quote now:... (800) 653-8003 www.kouzfinancial.com #di #disabilityinsurance #insurance #incomeprotection #paycheckprotection #insurancebrokers #ProtectYourPaycheck #JustInCase See more

Make sure your clients know how they can take care of themselves #healthcareheroes #insuranceagent #insurance #takecareofyourself #takecareofyourclients #insuranceagents #disabilityinsurance

Standard Insurance is always looking for ways to streamline the application process for income protection insurance. They will not require applicants age 18-50 to submit labs or physical measurements for the following products and amounts: Platinum Advantage: up to $10,000 in monthly benefits Business Overhead Protector: up to $25,000 in monthly benefits Business Equity Protector: up to $750,000 in aggregate benefit amounts (no requirements for all ages up to $250,000...) The new requirements apply to labs and exams scheduled on or after March 17, 2021. Applications dated on or before April 15, 2021 can still apply under the temporary COVID-19 guidelines, if more favorable to the applicant. Call us or visit for a quote now: (800) 653-8003 www.kouzfinancial.com #di #disabilityinsurance #insurance #incomeprotection #paycheckprotection #insurancebrokers #ProtectYourPaycheck #JustInCase #thestandard

Do you or your clients know what you would do if you couldn't work for months due to sickness or injury? It could happen to anyone. Any time. Be prepared. Call us or message for a disability insurance quote now: (800) 653-8003 ... www.kouzfinancial.com #disabilityinsurance #incomeprotection #di #insurance #insurancebrokers #justincase #paycheckprotection #insureyourpaycheck #helpushelpyou

If #disabilityinsurance isn't included in your end of the year financial review, it should be. How will you pay your bills if you're too sick or hurt to work?? #insurance #di #incomeprotection #protectyourincome #paychecheckprotection #disabilityinsurance #insurancebrokers #justincase #helpushelpyou

Insurance advisors can offer their clients income protection, and with it a feeling of security in this uncertain time. Make sure you know the benefits so that you can pass them on. https://www.digital.advisortoday.com//MobilePagedArticle.a #insurance #di #incomeprotection #protectyourincome #disabilityinsurance #insurancebrokers #justincase #helpushelpyou

If this year has taught us anything, it's that nothing is more important than protecting your family and the people that mean the most to you. Make sure you have #disabilityinsurance so that you don't lose everything if the worst happens. www.kouzfinancial.com #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #helpushelpyou

If you sell insurance, you should know the importance of individual disability insurance for your clients' peace of mind. Because if this year has taught us anything, it's that anything can happen. https://insurance-forums.com//communicating-the-value-of-/ #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #helpushelpyou #standard

It’s simple: if you have an income, you need to protect it. No one else will. We can help: www.kouzfinancial.com #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #helpushelpyou

In an effort to provide the best options for clients, carriers have been evaluating and changing their underwriting guidelines and timelines. The Standard will not require labs or exams for the following applications through Nov. 30, 2020: Product - Maximum Benefit... Platinum Advantage - $10,000 Business Overhead ProtectorSM - $25,000 Business Equity ProtectorSM - $1,000,000 Let us help you insure your clients with the DI they need. Call us or message for a disability insurance quote now: (800) 653-8003 #disabilityinsurance #incomeprotection #di #insurance #insurancebrokers #justincase #paycheckprotection #insureyourpaycheck #thestandard

Insurance brokers, Don’t Neglect Your Best Resources. (You know what they are!) https://www.piu.org/commun/dont-neglect-your-best-resources We can help: www.kouzfinancial.com ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #helpushelpyou See more

As the pandemic persists, insurance companies continue to reassess and update their grace periods and timelines. Click here for up-to-date COVID-19 disability insurance policies: http://www.kouzfinancial.com/covid19 We can help you conduct your clients through this. ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #covid19 #helpushelpyou

You should know why your clients need DI, and how to find it for them. Call us or visit www.kouzfinancial.com for a disability insurance quote now: (800) 653-8003 #disabilityinsurance #incomeprotection #di #disabilityinsurance #insurancebrokers #insurance #justincase #paycheckprotection #insureyourpaycheck #StandardInsurance

Who doesn't like the sound of being someone's hero? https://issuu.com/innm/docs/innm_0320/42 And get more info here: www.kouzfinancial.com ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #wecanhelp #beahero #standardinsurance

Ever think about what would happen if you couldn't work due to illness or injury? That's what disability insurance is for. Make it work for you: https://www.globenewswire.com//Make-Disability-Insurance-W We can help: www.kouzfinancial.com ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #wecanhelp

Working during a pandemic has required most of us to eliminate in-person meetings. In this new normal, it can be harder to identify and develop new prospects. One possible key to success during this time? Stick with the familiar. Make sure your current clients’ income protection is sufficient. ... We can help: www.kouzfinancial.com #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance

More than 1 in 4 American women workers today will experience a serious disability before reaching normal retirement age.* Be sure you and your clients are prepared for that possibility: www.kouzfinancial.com ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #beprepared * Social Security Administration

Among those who do not have disability coverage, women are more likely than men to say they don’t have it because they’ve never thought about it. Make sure your female clients think about it: www.kouzfinancial.com ... #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #insurance #cda -From the Council for Disability Awareness, 2019

Disability coverage is far and away the most important piece of insurance that every working American should own. https://www.piu.org//back-to-the-basics-disability-insuran Well said. Start protecting yourself here: www.kouzfinancial.com ... #disabilityinsurance #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #paycheckprotection #insureyourpaycheck #petersen #piu

Don't get caught without the right insurance when you need it most... Disability insurance will let you keep your paycheck coming in when you can't work. (Which is much more likely than most of us realize.) Call us or visit www.kouzfinancial.com for a disability insurance quote now: (800) 653-8003 #disabilityinsurance #incomeprotection #di #disabilityinsurance #insurancebrokers #insurance #justincase #paycheckprotection #insureyourpaycheck

Right now, with a serious virus still dominating the news, is a great time to ask yourself or your clients this question: are you prepared for the possibility of not being able to work for an extended period of time due to illness?... If not, we can help. Call us or visit www.kouzfinancial.com for a disability insurance quote now: (800) 653-8003 #disabilityinsurance #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #paycheckprotection #insurance #insureyourpaycheck

Now more than ever, you seriously need to protect your income in case you get sick or hurt. You make too much not to. More info at: www.kouzfinancial.com #protectyourincome #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #paycheckprotection #insureyourpaycheck

Are you protecting your biggest financial asset? If your future relies on your ability to earn enough income to reach your goals, #disabilityinsurance should be a top priority. Start protecting your future here: www.kouzfinancial.com #disabilityinsurance #incomeprotection #di #disabilityinsurance #insurancebrokers #justincase #paycheckprotection #insureyourpaycheck