Kimberly Meyer Realtor DRE# 01863670

Your Tax Refund and Stimulus Checks May Help You Reach Your Homeownership Goals If you're ready to buy your first home, your tax refund and stimulus savings may cover more of a down payment than you realize. Let's connect to discuss how these key savings could add up big for your homebuying goals this year. #downpayment #taxrefund #buyingahome

Americans Favor Homeownership as an Investment Given the option, most Americans would prefer to invest in homeownership than in stocks. Let's connect today if you're ready to enjoy the financial benefits of homeownership. #homeownership #bestinvestment #buyahome

Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. After creeping up, average mortgage rates have dropped more recently. With rates taking a slight dip over the past tw...o weeks at the same time the inventory of houses for sale is so low, homeowners today are sitting in the optimal seat to sell. What’s the advantage to selling your house now? Securing a low mortgage rate on your next home. Experts are encouraging homeowners to act now before interest rates climb. Danielle Hale, Chief Economist at realtor.com, explains, mortgage rates slid for a second week ... but we don’t expect rates to stay at... #expertanswers #stayinformed #staycurrent

If you are thinking of selling or buying a home and would like quick and professional results. Please call me and let me help make your Real Estate Dreams Come True. Keller Williams Real Estate Services. Kimberly Meyer 818 731-3782 ... DRE# 01863670 See more

How Much Time Do You Need To Save for a Down Payment? One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think. Using data from the U.S. Department of Housing and Urban Development (HUD) and Apartment List, we can estimate how long it might take someon...e earning the median income and paying the median rent to save up for a down payment on a median-priced home. Since saving for a down payment can be a great time to practice budgeting for housing costs, this estimate also uses the concept that a household should not pay more than 28% of their total income on monthly housing expenses. According to the data, the national average for the time it would take to save for a 10% down payment... #firsttimehomebuyer #downpayment #opportunity

93% of Americans Believe a Home Is a Better Investment Than Stocks A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes. Do Americans believe a home is a better investment than stocks? In a post on the Liberty Street Economics blog, the Federal Reserve Ba...nk of New York notes that 93.3% of Americans believe buying a home is definitely or probably a better investment than buying stocks. The survey also shows a wide range of reasons why Americans feel that way, with the top answers being that housing prices are less volatile, it provides stability in a desired living environment, and for tax reasons. The data show how strongly Americans believe in homeownership as an investment... #realestate #homeownership #homebuying #realestategoals

Some Buyers Prefer Smaller Homes Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one of the biggest things many of us are reevaluating. For some, this has spurred an interest in making a move to a home that better suits our changing needs. In a recent study on today’s homebuyer preferences, the National Association of Home Builders (NAHB) states, When asked more specifically how the p...andemic may have impacted their preference for home size21% or about 1 out of every 5 buyers, do want a larger home now as a direct result of the health crisis, while another segment 12% would prefer a smaller one instead. It’s interesting that a significant portion of homeowners actually want less space. For those who own larger homes right now and have a desire to move, today’s housing market is full of... #expertanswers #downsize #stayinformed #staycurrent

Multigenerational Housing Is Gaining Momentum [INFOGRAPHIC] If your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move-up into a multigenerational home that better suits your changing needs. With benefits that include a combined homebuying budget and shared caregiving duties, an increasing number of households are discovering the value of a multigenerational home. With such high demand for houses today, now is a great time to sell so you can upgrade to a multigenerational home that may better suit your evolving needs. #realestate #homeownership #homebuying #realestategoals

Home Is Where the Heart Is [INFOGRAPHIC] There’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year. The vast majority of homeowners say they’re emotionally attached to their home and that it has kept them safe during the COVID-19 pandemic. Owning a home provides a sense of safety, security, and accomplishment. DM me to move your homeownership goals forward today. #realestate #homeownership #homebuying #realestategoals

Top 4 Reasons to Own a Home Owning a home can have an incredible impact on your quality of life. Let's connect if you're ready to make your dream of homeownership a reality. #buyingahome #homeownership #realestategoals

Buyer Competition Is Good News for Sellers [INFOGRAPHIC] With so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in bidding wars, and homes are selling fast. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), on average, houses are receiving over four offers from buyers and they’re selling in less than three weeks. If you’re ready to make a move, let’s connect today so you can sell your house while the market is in your favor. #realestate #homeownership #homebuying #realestategoals

Don't Get Fooled into Selling Your House on Your Own Don't get fooled into selling your house without the help of an agent. Let's connect to ensure the process is smooth and successful. #FSBO #realestatepro #AprilFools

Just Sold! Multiple offers, over asking price in the Rossmoyne Area. Congratulations to my sellers & long-time neighborhood friends, Kurt, Scott & Eric! Howard Street Rules Kimberly Meyer Keller Williams Real Estate Services. ... DRE #01863670 See more

Is Homeownership Still Considered Part of the American Dream? Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many respects a collection of feudal societies. Old rich families, or the church, owned all the land and, with few exceptions, everyone else was a tenant. The magic of America lay not only in its sense of opportunity, but also in the belief that life could... #realestate #homeownership #homebuying #realestategoals

How a Change in Mortgage Rate Impacts Your Homebuying Budget Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares: Since January, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potent...ial homebuyers with less purchasing power. (See graph below): When buying a home, it’s important to determine a monthly budget so... #expertanswers #purchasingpower #buyingpower See more

Is This the Year to Sell My House? If one of the questions you’re asking yourself is, Should I sell my house this year? consumer sentiment about selling today should boost your confidence in the right direction. Even with the current health crisis that continues to challenge our nation, Americans still feel good about selling a house. Here’s why. According to the latest Home Purchase Sentiment Index from Fannie Mae, 57% of consumer respondents to their survey indicate now i...s a good time to buy a home, while 59% feel it’s a good time to sell one: The percentage of respondents who say it is a good... #Sellyourhouse #moveuphome #dreamhome #realestate See more

The Importance of Home Equity in Building Wealth Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue for building wealth over time. This ‘wealth’ is built, in large part, through the creation of equityBuilding equity through your monthly principal payments and appreciation is a ...critical part of homeownership that can help you create financial stability. Home equity is the difference between the current... #realestate #homeownership #equity #realestategoals See more

Why Not to Wait Until Spring to Make a Move The housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s economic pause is playing out extremely well for real estate, and the current market conditions are truly making this winter an ideal time to make a move. Here’s a dive into some of the biggest wins for homebuyers this season. 1. Mortgage Rates Are Historically Low In 2020, mortgage rates hit... all-time lows 16 times. Continued low rates have set buyers up for significant long-term gains. In fact, realtor.com... #realestate #homeownership #homebuying #realestategoals See more

Turning a House into a Happy Home We talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership. No matter the living space, the feeling of a home means different things to different people. Whether it’s a certain scent or a favorite chair, the feel-good connections to our own homes are typically more important to us than the financial ones. Here are some of the reasons why.... 1. Owning your home is an accomplishment worth celebrating You’ve likely worked very hard to achieve this dream, and whether it’s your first home or... #firsttimehomebuyer #opportunity #housingmarket See more

Why Selling Your House on Your Own Is a Mistake In today's market, selling your house without an agent's help can be a big mistake. Let's connect to talk about the ways a professional brings greater success to the process. #FSBO #sellyourhouse #realestatepro

3 Must-Do’s When Selling Your House This Year It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them. When it comes to the bottom line, homeowners need to know what it takes to avoid costly mistakes when it’s time to move. Being ...mindful and prepared for the process can help you stay on the right track when selling your house this year. 1. Price Your Home... #expertanswers #stayinformed #staycurrent See more

Here's to a Wonderful 2021! #HNY #HappyNewYear #2021 #realestateresolutions

The Difference a Year Makes for Homeownership Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them. 1. Move-up or Downsize: One option is to consider moving into a new home, putting the equity you’ve likely gained in your current house toward a down payment on a new one... that better meets your needs something that’s truly a perfect fit, especially if your lifestyle has changed this year. 2... #expertanswers #purchasingpower #buyingpower

The Do’s and Don’ts after Applying for a Mortgage Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You're undoubtedly excited about the opportunity to decorate your new place, but before you make any large purchases, move your money around, or make any major life changes, consult your lender someone who is qualified to tell you how your financial decisions may impact your home loan. Below is a list of t...hings you shouldn’t do after applying for a mortgage. They’re all important to know or simply just good reminders for the... #firsttimehomebuyer #opportunity #housingmarket See more

5 Steps to Take if You Need Forbearance Relief Forbearance programs are helping homeowners manage their monthly mortgage payments right now. Let's connect and follow-up with your lender to make sure you have the information you need to make a confident decision. #forbearance #homeownership #realestate