Joseph Archer

Simply enter your monthly income, expenses and expected interest rate to get your estimate. Adjust the loan terms to see your estimated home price, loan amount, down payment and monthly payment change as well. Once you find the price you can afford, contact me to get started. https://bit.ly/3dHTjyu

One of the biggest advantages of an FHA loan is the ability to avoid large upfront costs. To avoid high closing costs that could derail your home purchase, consider some of these options. Learn more https://bit.ly/3fwIceu

Find out how your credit affects your borrowing power and learn about some of the best home loans you can get with a lower credit score. https://bit.ly/3srnzV2

Whether you added a little to your monthly mortgage payment or paid a large one-time lump sum, your required monthly payment amount has still stayed the same. Since you’ve paid extra principal payments, you have the option to lower your monthly payment instead of paying off early. This option is known as a recast. Contact me to see if your account qualifies. https://www.chase.com/personal/mortgage/recast

Refinancing your mortgage is a big step. At Chase, we can help you free up money in your budget by lowering your monthly payments or provide you a one-time cash payment during refinancing by tapping into your home's equity.

Feedback like this is why I love what I do. Whether you’re just thinking about buying or refinancing and have some questions, or you’re ready to apply, I can help! Contact me today to get started.

Rate locks for mortgages are a customer favorite. And the last tip in this article has some good insight into what we could see in the post-COVID era: https://bit.ly/3aDhwGj. I’m here to help you lock in a great rate when you’re ready to get started contact me anytime.

Think you know what you want in a new house? Many people are reconsidering their wishlists after COVID-19. I’ve been recommending the article Ways Coronavirus Will Change Buying a Home check it out at https://bit.ly/3aDhwGj for more info about the tip below. Then let’s talk!

When the economy is doing well, people feel good about putting their homes up for sale. But right now, things are a little different. There are some more good insights and tips at https://bit.ly/3aDhwGj so you know how COVID-19 is affecting the homebuying journey. Contact me for help, too!

Chase has the tools and resources to help you make the right decisions. Find out how much home you can afford, see current rates for the area where you want to buy, and more. Learn more: https://www.chase.com/personal/mortgage/tools-and-education

How do you plan to make a difference this year? Today we celebrate Dr. Martin Luther King Jr. for his devotion to help move America forward. His wisdom, strength of character and commitment to the progression of our country will not be forgotten.

Chase Home Lending today announced the expansion of its grant program to $5,000 to help more customers cover closing costs and down payment when buying a home in 6,700 minority neighborhoods nationwide. Learn more: https://media.chase.com/news/chase-homebuyer-grant

You may have found your dream home, saved up for a down payment and budgeted to ensure you can afford the mortgage payment. However, your credit is less than perfect. Learn about some of the best home loans you can get with a lower credit score. http://bit.ly/3srnzV2

Meet Byna Elliott, Managing Director and Head of Advancing Black pathways here at JPMorgan Chase. This #BlackHistoryMonth, we’re sharing the stories of our employees who are building on a resilient legacy.

If you're looking to purchase a house and you’re receiving a monetary gift, you might be able to use it for all or some of the down payment or closing costs on your home. http://bit.ly/39kAlvz

As we mentioned, interest rates are unpredictable. Sure, they can go down after you lock, but they can also go up. Locking a rate protects you from a rate increase which could impact your monthly payments and overall budget. Locking at a lower rate could also save you money over the life of your loan.

Making sure people can get to vaccination sites when they need to is mission-critical to beating this virus. That's why we're proud to partner with Lyft, Anthem, and United Way on a goal to provide access to 60 million rides to and from COVID-19 vaccination sites.

Affordability isn't just about mortgage payments. This tool will help to determine what commitment fits your lifestyle. http://bit.ly/3n7Lc0Q