Jonathan Espinoza

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

Taxes may be at historically low rates now, but there’s no telling where they’ll be in the future and how they’ll impact your retirement. You’re invited to a complimentary seminar on Wednesday, April 28th at 6:00PM PDT that will provide ideas on how to help reduce the effect taxes may have on your retirement income. Register for the seminar here.

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

It's no jokelife insurance can help protect those you love the most. If you haven't heard that one before, take a look at these tips and then give me a call. I can help you get started.

Understanding the ins and outs of the generational wealth gap can help us keep working towards closing it.

Juvenile life insurance offers more than just protection, it can also help your child get a head start on their financial future. See what else it can do:

It's tax time again. If you're feeling intimidated, remember you're not alone. These tips can help.

This #PresidentsDay, be the commander-in-chief of your family’s future. Reach out to me, and let's put together a strategy for your financial goals.

Honoring Martin Luther King Jr.'s message on #MLKDay.

Throughout life, women's financial needs can differ from their partner's. That's why New York Life is dedicated to providing guidance that caters to your specific goals, lifestyle, and circumstances. Let's talk about how I can help.

Saving for your child’s education is likely one of your financial goals. But how much is enough? Reach out to me today! Together, we can work on a strategy to help you manage educational expenses to set your child up for success.

These days preparing for the future may seem more challenging than ever. At New York Life, we’ve been preparing for unexpected life events for 175 years so we have a lot of experience to leverage. As a New York Life agent, I am uniquely qualified to help you reach your financial goals and prepare for you future.

New York Life has 175 years of experience helping people achieve their financial goals. In fact, you might be surprised at everything we have to offer. Contact me to see how I can help guide you and your family to financial security.