Julie Grove Miller

Happy New Year! It’s been a pleasure serving you over the last year, and we’re looking forward to helping more families achieve homeownership in the year ahead!

Happy New Year! We're kicking off this new year with the same passion, commitment and integrity for helping families in our community achieve the dream of homeownership. Can't wait to see what's in store for 2021!

Tomorrow is the first blank page of a 365-page book. Be sure to write a good one. #NewYearsEve

May your holidays be filled with warmth and cheerful celebration.

In a year where we have been socially distanced, we want you to know that you have always remained close to our heart. Love and light from the Homebridge team.

'‘Tis the season for leftovers, stretchy pants and handwashing! Best wishes during this delicious and different time. Happy holidays!

Every year we make a resolution to change ourselves. This year, let's make a resolution to be our true selves. #MondayMotivation

Wishing you peace, love, and laughter now and into the new year.

This year, we've certainly have a lot to reminisce about. As we say goodbye to 2020, Share your favorite holiday photos from years before in the comments below!

Transitioning from your first home to something that reflects your current needs can be a big step! My team is here to help the loan process run smoothly. Let's catch up on your situation and discuss your new plans! Contact me today.

Wishing you a wonderful week ahead! #MondayMotivation

Since there's a lot to consider when financing a home, we've put together a helpful resource surrounding your options for the journey ahead. Check out our blog for more insight on your options when planning your home purchase for the new year.

This time of year we're all looking forward to fellowship, family and fun! Thank you for all of your support in 2020.

Just one positive thought can transform your day! #MondayMotivation

As we say goodbye to 2020, we can only be excited about the path ahead! We're giving out free advice on the Homebridge blog about preparing for the financial aspect of homebuying. Check it out today.

If Santa can’t slip down your chimney anymore, or you need to make some renovations in case of other unexpected guests, my team can help! From a little TLC to major upgrades, we can ensure you get the funding to make your current home your dream home. Contact us today to learn how!

#DidYouKnow: the average first-time homebuyer is 33 years old? As a larger group of millennials hit that age, there will be more individuals coming into the housing market than the previous year. No matter your age or your obstacles, my team and I can make homeownership a reality for you in 2021. Comment below with a question or issue and we’ll provide a solution!

Be sure to revel in the little things this holiday season. #MondayMotivation

Are you ready to be a homeowner in 2021? Let's brush up on mortgage basics to get you started on the right foot! Have questions? My team and I are here to help.

Heading into the new year, it's important to be prepared! If buying a home is on your to-do list, learn what time is the right time to make your move by reading our blog. Homebuying is big decision, but my team can help make the process easy, simple and affordable. Contact us today to get started!

Pending Home Sales, which measures signed contracts on existing homes, were down 1.1% in October. This was less than the 2% gain expected, but sales are still up 20.2% year over year. The month of month decline was not due to a lack of demand but a lack of supply. Remember that supply of existing homes is down 20% year over year. If there were more homes on the market, there would be more sales. It's still impressive that sales are up 20.2% year over year with inventory down almost 20%. #MarketTrends

Here's to a warm and cozy holiday season! Whether it's baking seasonal treats or putting up the perfect decorations, we’d love to read your favorite holiday home traditions in the comments below!

Take the scenic route to success, it'll be worth it! #MondayMotivation

If your house could use some updating, my team is here to help you through the process. From kitchen countertops to an extra guest room, we're talking about how a renovation loan can make the process seamless & easy on the Homebridge blog. #HomebridgefortheHolidays

Although this year may look and feel different, there's still a lot to be thankful for! #HappyThanksgiving from our Homebridge family to yours.

Don't stress about where to house your in-laws or wonder if your dining room can fit your guest list comfortably when you can be confident and proud of your newly renovated home! I'm here to answer your questions on how a renovation loan can transform your home. #HomebridgefortheHolidays

November is National Family Stories Month! Family traditions and stories hold a special place in our hearts. Holidays are generally a time for tradition, so share your favorite family tradition in the comments below! #HomebridgeForTheHolidays

What are you thankful for? Share in the comments below! . #MondayMotivation

Whether you're deciding between pumpkin, apple or sweet potato pie this holiday season, there are always options! The same goes for home financing for first-time buyers. Click to learn more about FHA loan programs & message me to find out which one would work best for you. #HomebridgefortheHolidays

We all know the holiday season can be busy. What are your favorite shortcuts, tips & tricks to make the most of your time & budget before the festivities begin? #HomebridgeforTheHolidays

Are you in need of more space & looking for something bigger to have enough room next holiday season? Homebridge will help you finance it! We offer a number of great home financing options to choose from. Comment below to get started today.

With all the chaos and craziness that 2020 has been, we're thankful for opportunity to help even more families achieve the dream of homeownership. To learn more about the qualifications and benefits of being a homeowner, visit our Homebridge site: http://bit.ly/HBLoanProcess2020

Take an optimistic approach to your week! There are new opportunities awaiting you! #MondayMotivation

Here's a list to consider when you're prepping for your holiday shopping! Visit to the Homebridge blog to read about 5 Reasons to Buy a Home. There's still time to get the conversation started before year's end.. Reach out to me today!

As we continue to celebrate Veterans Day, Homebridge is here to be the bridge between military families and their homeownership dreams. #DidYouKnow VA loans can benefit reserve members, active-duty personnel, National Guard members and even surviving spouses? Learn more about VA loan benefits here: https://bit.ly/36sCjZq

Today we honor those who served and dedicated their lives to protect our home. Thank you for your bravery and service. Tag your favorite vet to honor them below! Also, join us in giving back and send a virtual letter to our troops overseas! https://bit.ly/3pjy8rp #VeteransDay2020 #HomebridgeCares

This year, everything feels different but there's so much to be thankful for. In particular, we're grateful for the opportunity to help you refinance your home at a low rate. #DidYouKnow refinancing can save you money each month? Ask me how today!

Don't quit! Your shining moment is on the other side of your breaking point. Have a great week. #MondayMotivation

Whether you love it or want to list it, studies show that the aesthetic appeal of a home is one of the biggest deciding factors homebuyers look for. Check out these helpful tips to upgrade your holiday curb appeal. #HomebridgefortheHolidays

Happy Halloween! This year's celebrations may look slightly different, but the memories will still be monumental! However you choose to spook-out this year, we hope it's fun! #HalloweenatHome

If you've been contemplating refinancing but have questions about the advantages, let's talk! There's no better time to use the incredibly low interest rates for your best interests. My team is here to help you through the process. https://bit.ly/35CeOg5

To get where you're going, you can't go alone. Tag someone in the comments below who pushes you towards your goals! #MondayMotivation

We've all heard them before. So let's talk about them! What's a myth you've heard from first time buyers about homebuying? Let me know in the comments below!

Start your countdown now..There are only a few days left in 2020! Get a head start on making your homeownership dream come true before next year. My team and I are ready to answer any and all of your questions. Direct message me today!

We get it - investing in a home is a big step! It may seem scary & exciting all at the same time. Don't worry, my team is here to help. Check out the Homebridge blog to clear up the confusion on common myths about first-time homeownership.

Having a down payment plan that works for you isn't an outlandish dream! We're breaking down the different options on the Homebridge website. Click the link to learn more. http://bit.ly/HBHomebuyingMyths

How will you motivate others to succeed this week? Make it a great one. #MondayMotivation

Every family's home should fit their unique needs! My team and I take pride in helping families finance their dream home without the frills, chills & shrills. There's still time to own your home in 2020! Ask me how to get started today.

You're ready for your updated kitchen or bathroom, but apprehensive about the renovation process? Cast your fears away by connecting with my team today! Comment #RenovationReady below & visit the Homebridge blog to learn more.

The Case-Shiller Home Price Index, which is considered the gold standard for appreciation, showed that nationally there was a 4.8% annual gain in July, which was 0.5% higher than the gain we saw in June. The 20-city Index rose from 3.5% to 3.9% year over year, with almost all of the cities showing strong gains. Phoenix, Seattle and Charlotte reported the highest annual gains among the 19 cities. Phoenix prices rose 9.2%, followed by Seattle with a 7% increase and Charlotte ...with a 6% increase. The 4.8% national reading is very in line with our expectations of 5% appreciation. Case Shiller said that they expect this year over year figure to jump again in August. Make sure to quantify the opportunity in housing to your customers. Someone buying a $300,000 home, that gains 5% in appreciation, would benefit by $15,000 in just one year on appreciation alone. The equity gain with amortization would be even greater. #MarketTrends See more

If you're in the market for a new home, and haven't found the perfect fit -- consider renovating! A home renovation can make the difference between a house and a dream home. Ask me how the process works today.

Grit makes greatness! Say yes to the challenge this week! #MondayMotivation

Renting doesn't have to be a recurring nightmare! Let's walk through the first steps towards homeownership together. Direct message me today to get started.

Your credit score is an important factor in figuring out how much home you can afford. Don't worry, you don't have to figure it out alone. Send me a message to talk about your options and check out the Homebridge website for tips on improving your score.

Pending Home Sales, which measures signed contracts on existing homes, were up 8.8% in August after a 15.9% gain in July! The index is now at an all-time high. Year over year, sales are up 24.2%, which is a big improvement from 15.5% in the previous report. It’s incredible to see the index at a record high since they started tracking Pending Sales roughly 20 years agoall in the face of record-low inventory levels. #MarketTrends

Across the country, more and more families are choosing to take the leap towards homeownership for the very first time. If you're ready to be apart of the action, send me a direct message today to get started.

October is Positive Attitude Month! It's never too late to have a fresh start. Make it a great week. #MondayMotivation

From down payment doubts to financing fears, there are myths that come with the homebuying process. However, my team & I will be your trusted leaders through the journey ahead. Reach out today with your questions, we’re here to help.

All month long, we're demystifying the mortgage process & eliminating the spooky surprises you may fear when it comes to owning a home. If you're ready to learn more, ask me how in the comments below!

Does everything seem to feel smaller around your home as of late? Maybe it's time to transition to something new. Learn more about financing your forever home by using our mortgage calculator today.

New Home Sales, which measures signed contracts on new homes, were up 4.8% in August, which was much stronger than the small decline expected. Sales are now on a pace above 1M for the year and are now up 43% year over year. The median new home price decreased 3% year over year to $312,800but this is not home values and does not mean home prices went down. It means that half the homes sold above and below that figure, meaning that more lower priced homes sold, which makes sense. Builders have been trying to put up more affordable homes for first time home buyers.

Face challenges and fears head on this week! #MotivationMonday

At Homebridge, we know a thing or two about home renovations. After all, we're the number one 203k lender in the country. See if you can spot the difference between these homes. Tag someone in the comments below & challenge them to do the same!

As September is coming to a close, if couldn't find your perfect home this summer, don't fret! Add your perfect touches with a reno loan to make it your own. Visit our Homebridge blog to learn more about home renovations and message me to get started. https://bit.ly/2FF7ff9

When's the last time you've had a mortgage check-up? Let's get your appointment scheduled and talk more about the benefits of refinancing.

Since today is the #FirstDayofFall, it's the most opportune time to embrace change and have a fresh perspective. If you're ready to make your homeownership dreams a reality before the year's over, reach out to me today!

Don’t shy away from challenges. Embrace them. #MotivationMonday

Fall in love with the flow of a home. Your home. Your layout. So if you had to choose, what kind of kitchen are you? Country farmhouse, modern, traditional, or contemporary?! Vote 1,2,3 or 4 in the comments below!

From virtual back to school to Zoom meetings, this year, families are embracing change! As your needs change, your mortgage should too. Wondering where to start? Direct message me to learn more about our refinancing programs and click the link to get more info!