Geraci LLP

You have just over a month left to register! Join in on this fascinating webinar on May 20th, where CUBG and experience attorney, Anthony Geraci of Geraci LLP, discuss what you can do as credit unions to not have a run on your assets by the member, what to look for, and how to avoid common pitfalls. Register now: https://us02web.zoom.us//251615/WN_rGTeILyvQu-ehF_y2OoiPA #GeraciiLLP #guaranties #creditunions #CU #creditunion

Episode 9 of The Lender Lounge is LIVE! Listen now as Kevin Kim and Scott Rerucha talk about how he diversified his business model and how they became a dominant force of the Pacific Northwest. Listen & watch: https://geracilawfirm.com//the-lender-lounge-with-kevin-ki Listen on your favorite podcast player: https://linktr.ee/geracillp... #TheLenderLounge #newpodcast

#MondayMotivation: Keep reaching for your #dreams! #GeorgeEliot #success

On April 21st, join Melissa Martorella, Esq. and Kyle Niewoehner, Esq. for a webinar on Construction Loan Considerations for Private Lenders! During this webinar, you will learn: Best practices to approach title policies when making construction loans How to review and obtain assignments of third party contracts related to a construction project... Proper documentation to protect lenders when making construction loans of various complexity Register here: https://us02web.zoom.us//481616/WN_7hvzbx9UQbqIKjQuLIaAZQ #ConstructionLoan #privatelender #privatelending

We're excited to announce that the Geraci LLP Employee of the Month for March is Robert Archibald, Data Analyst! Robert was chosen for his constant dedication to the Geraci team and for always providing outstanding support. Thank you for all you do for the entire firm. We greatly appreciate you! #employeeappreciation #employeeofthemonth #GeraciLLP

In the commercial non-conventional lending space, two of the most misunderstood concepts are the crosses: cross-default and cross-collateralization loan provisions. Lending professionals often interchange the terms, intertwine their respective impact, and in some instances use them to describe something completely different altogether. Think you have them figured out? Find out if you're right in this article: https://geracilawfirm.com/making-sense-of-cross-default-a/ Article by Dennis Baranowski, Esq. #Geraci #CrossDefault #CrossCollateral #LoanProvisions #PrivateLending #PrivateLenders#Lender #Borrower

Geraci Partner Nema Daghbandan will be a panelist on California Mortgage Bankers Association's Legal Issues Committee Webinar on February 16th. Join as he and other subject matter experts discuss COVID-19, QM, HR/Employment Laws, and more. Register here: https://register.gotowebinar.com/regis/2496725237507720208 Mayer Brown | Klinedinst PC | Buchalter | Ballard Spahr LLP #CMBA #mortgagebankers #QM

In 2021 thus far, the cannabis industry is having a stimulating impact on the U.S. real estate marketa welcome change compared to the tumultuous past year. Read on: https://geracilawfirm.com/the-impact-of-cannabis-legaliza/ Article by Lindsay Anderson, Esq. #cannabis #cannabislending #privatelending

ATTN private lenders, brokers, and service providers! We're looking for the most innovative companies and employees to highlight in our April issue of #OriginateReport magazine. It will be available to our attendees at Innovate 2021. Think you got what it takes? Share your story with us! Email [email protected] to get started.... #privatelending #broker #mortgagelending #loanoriginator

#MondayMotivation: Nurture your #ideas for the best results. #SethGodin

Check out this clip from #TheLenderLounge to find out which 90s movie Greg Hebner equates to the beginnings of the COVID lockdown! Listen & watch the full episode: https://geracilawfirm.com//the-lender-lounge-with-kevin-ki Listen on your favorite podcast player: https://linktr.ee/geracillp... Episodes of The Lender Lounge with Kevin Kim release every 2 weeks. Follow us on all socials and your favorite podcast platform to never miss an episode! LinkedIn: https://linkedin.com/company/geracillp Facebook: https://facebook.com/geracillp?utm_campaign=coschedule&utm_source=facebook_page&utm_medium=Geraci%20LLP Instagram: https://instagram.com/geracillp Twitter: https://twitter.com/geracillp Youtube: https://www.youtube.com/geracillp #newpodcast #privatelender #realestatepodcast #privatelending Arixa Capital

Happy New Year! Let us help you start 2021 off in the know. Our biweekly newsletter is full of #privatelending tips, breaking legislation, webinars, and more. Sign up today: https://geracilawfirm.com/sign-up

What is the 2006 ALTA Loan Policy? How can you keep yourself covered in case of financial loss? Find out in 1 week at our upcoming webinar hosted by Melissa Martorella, Esq.! Register today: https://us02web.zoom.us//381611/WN_0Hn-37NcSVu43fbGV3AWNw #titleinsurance #alta #mortgagelenders

Happy New Year! Our offices will be closed Friday, 1/1/2021. Have a safe weekend with family and friends. Cheers to new opportunities in the coming year. #GeraciLLP #HappyNewYear #PrivateLending #NewYearSameUs

California lenders: Be prepared to face a dramatically different #foreclosure process for 1-to-4 family properties beginning January 1st: https://geracilawfirm.com/california-upends-foreclosure-p/ #SB1079 #privatelending #californialending #mortgagelender

#MondayMotivation: Don't let your #fear get in the way! #RobertKiyosaki #winning

Private lenders are in the business to build wealth. Nonetheless, the higher interest rates associated with private money lending mean lenders must be aware of the state’s usury laws in which they’re lending. Continue reading more to find out a few tips to avoid usury in the state of CA, written by Anthony Geraci, Esq.: https://geracilawfirm.com/8-tips-on-avoiding-usury-in-cal/ #PrivateLending #Usury #CALaw

It's #AskAnAttorneyWednesday! This week, Lindsay Anderson, Esq. discusses the notable differences between borrower vs. guarantor. Questions? Comment below or call us at 949-379-2600. #PrivateLending #Borrower #Lender #Guarantor #MortgageLending #Loans

Join us at CU Business Group's Virtual National Business Services Conference as our very own Nema Daghbandan and Melissa Martorella present on, "Workouts 101: Forbearances, Modifications, and Other Loss Mitigation Strategies in the New Normal!" This power-packed event will bring credit union professionals together for valuable commercial services education. Register now at http://cubusinessgroup.regfox.com/virtual2020...

Join us on October 27, 2020 at 11am PDT for an informative, co-hosted webinar on "Private Lenders Insight into the Marketplace," presented by Dean Quiambao of Armanino LLP, Kevin Kim of Geraci LLP, and Curt Altig from Builders Capital. Real estate organizations across the nation are being impacted by the pandemic. To help our communities, we want to share deeper insights into these impacts and where we think the industry is headed in 2021. Register today, free of charge: http...s://learn.armaninollp.com/geraci-private-lenders-insi/ In this live webinar we will: -Learn how our experts are leveraging technology -Provide insights into what is happening in the market place -Discuss how they are finding deals during this time ... and more! You won't want to miss it. Sign up today: https://learn.armaninollp.com/geraci-private-lenders-insi/

Join us for our co-hosted webinar with AAPL THIS THURSDAY, 10/22 on "AB 3088 & SB 1079: FUNDAMENTALLY MODIFIED FORECLOSURES IN CALIFORNIA- What Lenders Need To Know. Sign up today, free of charge: In 2013, California passed the Homeowner Bill of Rights ("HBOR") requiring lenders and servicers to notify borrowers about loss mitigation options prior to initiating a foreclosure. Until recently, HBOR only applied to consumer purpose loans. The California legislature recently ena...cted AB 3088, extending HBOR's consumer protections to most loans secured by residential property, even if they are for business purposes. Additionally, California recently passed SB 1079 which creates a quasi right of first refusal for third parties to buy a foreclosed property up to 45 days after the foreclosure auction. You will learn: The specific loans AB 3088 and SB 1079 apply to and which loans are exempt from the new foreclosure restrictions. Specific steps to comply with California's Homeowner Bill of Rights if your loan is covered. A step-by-step guide and timeline to foreclose in California now that AB 3088 and SB 1079 have been signed into law. See you there, 10/22 at 11am PDT.

Since the onset of the pandemic, non-conventional lenders have faced two primary hurdles to making new loans: (1) a decrease in originations due to pandemic restrictions, and (2) a reduction in available funds to make loans. Read on for a high-level overview of how to free up capital and fund new loans amid the uncertainty caused by the pandemic, written by Dennis Baranowski, Esq.: https://geracilawfirm.com/3-strategies-to-free-up-capital/... #PrivateLending #MortgageLoans

#MondayMotivation: Build your #legacy with integrity. #GaryVee #decisionmaking

We'd like to give a special #GeraciShoutOut to Deanna Voller, Executive Assistant, for her dedication, compassion, and hard work at Geraci LLP. Melissa Martorella, Esq., Department Head of the Banking & Finance team, nominated Deanna. She said, "Deanna is the core and heart of the Transactional Team. She cares about each person and goes out of her way to check in and help others in any way she can. She truly takes her role as unofficial Team Mom seriously, and makes all of us feel supported and taken care of. From scheduling meetings, to making sure everyone feels special on birthdays and anniversaries, Deanna is running our team behind the scenes and is an ultimate team player. Thank you for everything you do, Deanna, we would be lost without you!" #employeerecognition #privatelending #employeeengagement

Whether you are considering hypothecation, participation, a fund, or any other type of capital-raising activity, there are variety of exemptions that the sponsor or broker may rely on. This article discusses the securities exemptions related to these types of investments, and potential trade-offs, limitations, and legal implications among securities exemptions that managers and servicers should be aware of when facilitating these investments, written by Tae Kim, Esq.: https://geracilawfirm.com/hypothecations-and-participatio/ #Hypothecations #Securities #RealEstate

Selling participation interests in mortgage loans is a common practice in the real estate lending industryenabling the initial lender to improve liquidity and explore further funding opportunities while mitigating its risk profile. Participating lenders receive several benefits, including the ability to diversify their portfolios without the burden of underwriting and servicing the loans. Read on for an overview of upsides and risks to participation agreements, written by Kyle Niewoehner, Esq.: https://geracilawfirm.com/understanding-loan-participatio/ #PrivateLending

Commercial and multifamily mortgage debt continues to grow in the second quarter of 2020, even as originations plunge. Read more, written by Dennis Baranowski, Esq.: https://geracilawfirm.com/commercial-multifamily-mortgage/ #MortgageLending #Multifamily #PrivateLending #RealEstate

The American Association of Private Lenders and Geraci LLP will be hosting the Certified Private Lender Associate designation course (CPLA) at the annual AAPL event on 11/15/20 in Las Vegas. What is CPLA? The CPLA program provides a comprehensive overview of the principles of private lending. It also includes detailed information on the current federal laws and regulations surrounding the industry taught by Geraci LLP and the AAPL Education Committee Members. Register for th...e event and the designation course, today: https://aaplonline.com/conference/ **Please note that you MUST be a MEMBER of AAPL to attend the CPLA program** Questions? Reach out to AAPL today! [email protected]

Join us at CU Business Group's Virtual National Business Services Conference! This power-packed event will bring credit union professionals together for valuable commercial services education. Register now at http://cubusinessgroup.regfox.com/virtual2020

It's #AskAnAttorneyWednesday! This week, Tom Hajda, Esq. discusses common pitfalls for REIT investors. Questions? Comment below or call us at 949-379-2600. #PrivateLending #REITs #RealEstate