DebtWave Credit Counseling, Inc.

Are you ready to join our growing #debtfree community? Use our FREE debt payoff calculators to learn how much you could be saving: https://debtwave.org/get-help-with-credit-card-debt/ #personalfinance

As the topic of money becomes less taboo, partly due to the global health pandemic, conversations about the M-word are springing up all over the place. One place where we’re seeing more conversations about money take place? At home with our children. #personalfinance

Buy Now, Pay Later Online Shopping: Creating a New Generation of Debt? #personalfinance

We're LIVE - join us for a 20-minute presentation on how to have a #debtfree Valentine's Day!

9 Quarantine-Friendly and Affordable Thanksgiving Activities #personalfinance

"May we think of freedom, not as the right to do as we please, but as the opportunity to do what is right." -Peter Marshall To our Veterans, Thank You, for serving our country and protecting our freedoms! #VeteransDay

Looking for some delicious and #budget-friendly recipes? #personalfinance

During times of stress, we’re often encouraged to spend time and money on ourselves as a form of self-care. It’s even become synonymous in pop culture to treat yo self, a phrase popularized on Parks and Recreation. This attitude was all about splurging on luxury items, overindulging in everything you want, regardless if your budget allowed for it. But this perception of self-care is flawed. True self-care does not take a lot of money to do because true self-care includes co...nsidering your finances. https://debtwave.org/50-free-affordable-self-care-ideas/ #selfcare #personalfinance

Why Renting is Not Always a Waste of Money #personalfinance #podcast

DebtWave Credit Counseling, Inc. now offers a financial hardship ‘safety net’ program for clients enrolled in DebtWave’s debt management program. Known as the Extended Modification Solution or EMS program, DebtWave’s financial hardship plan allows for a further reduction in a consumer’s monthly payment to their participating creditors. While primarily designed for consumers financially affected by COVID-19, DebtWave’s EMS program is available for any active client experiencing financial hardship, including financial hardship not directly related to the coronavirus.

Let’s play a game. I’ll give you the start of a sentence and you fill in the missing word with the first thing that comes to mind. Money is the root of all ____. Earning money is _____. Money doesn’t grow on _____.... Rich people are ______. How many of you answered those statements similar to what’s below? Money is the root of all EVIL. Earning money is HARD. Money doesn’t grow on TREES. Rich people are BAD. How many of you answered those statements a little differently? Are your answers closer to these ones? Money is the root of all FREEDOM. Earning money is EASY. Money doesn’t grow on INACTION. Rich people are GIVING. If your answers for the missing words more closely resembled the first set chances are the story you are telling yourself subconsciously about money is a negative one. If your answers were closer to the second set, your money story is likely more positive. Whether your money story is positive or negative is important to know because it ultimately impacts the financial decisions you make.

Join us LIVE at 10 AM Pacific for a FREE presentation! We'll be discussing: Credit Score: Myths vs Reality ***We're breaking down what you need to know about your credit score.... ***What your credit score actually does. ***What your credit score means. ***And dispelling some popular myths. Presented by Felipe Arevalo, Community Outreach Coordinator for the San Diego Financial Literacy Center (SDFLC) and host of the personal-finance podcast Talk Wealth To Me. Hosted by Chase Peckham, Director of Community Outreach for the San Diego Financial Literacy Center and host of the personal-finance podcast Talk Wealth To Me. Register in advance to join us on Zoom or join our conversation LIVE on our Facebook page. #personalfinance #creditscore

When you take a vacation, what is the first thing that you do before you go on that vacation? You plan, right? You either book your flight or set the GPS in your phone or car if you are driving. Planning helps us maximize our vacation time so that we get to maximize the pleasure we get from the vacation. Why is it that we plan for leisure, but we tend to avoid planning our financial future?... A budget acts as a plan to help us achieve our financial goals which can be as or even more satisfying than even the best of vacations.

Credit card debt is stressful. Add a global pandemic, economic uncertainty, home-schooling, racial tension, and political chaos on top of that debt and it’s no wonder more Americans than ever report feelings of anxiety and depression. During times of stress, we’re often encouraged to spend time and money on ourselves as a form of self-care. It’s even become synonymous in pop culture to treat yo self, a phrase popularized on Parks and Recreation. This attitude was all about ...splurging on luxury items, overindulging in everything you want, regardless if your budget allowed for it. But this perception of self-care is flawed. True self-care does not take a lot of money to do because true self-care includes considering your finances. The whole concept of self-care has really strayed from the original intent, and become a meme unto itself, said Kathleen Dahlen deVos, a psychotherapist in San Francisco. When I talk with my clients about self-care, rarely am I encouraging practices and habits that cost money. In fact, spending excessive money or funds we don’t have In the name of ‘self-care’ can actually be distressing, destructive and work against our mental and emotional wellbeing. #MentalHealth #SelfCare

Join us on Wed. for a FREE 20-minute presentation on Credit Score Myths vs Reality! #personalfinance

Mom & Dad: We Need to Talk Money Financial journalist Cameron Huddleston knows firsthand what it’s like to be financially sandwiched between your children and your aging parents, and even wrote a guidebook on the very topic: Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. During an interview on DebtWave’s personal finance podcast Talk Wealth To Me, Huddleston shared she was inspired to write this book based on her own experience dealing with her parents’ finances.

Happy Halloween!