David Martins, Loan Officer at Mortgage Grader

I've received a lot of calls asking if interest rates were now at zero. No interest rates are not a zero. The Fed cut affected your credit card interest rates and equity lines of credit, not the 30 year mortgages. 30 year fixed mortgages have actually moved higher in the last few days.

California prices hitting records! For $165 million, I can’t help you, but if you’re looking for a little more modest place and only need a loan up to $15 million, give me call!

Happy New Year! Peace, Health and Happiness to All!

Holiday Greetings to All!

California FHA loan limits for 2020. These are different than the conventional loan limits. These loan limits apply to FHA loans only.

It's important to make payments on time. It affects your credit and credit is important when you are applying for a loan.

New conventional loan limits were announced today. The rates shown are for one units. For limits on 2, 3 or 4 units please contact me directly. Yes, I have lenders who will honor these limits for loans that fund next month. #fanniemae #refinanceloans #purchaseloans #cashoutrefinanceloans

The median net worth of homeowners is $231,400 and the median net worth of renters is $5,200. A compelling reason to call me and get pre-qualified for a purchase.