David Castillo Insurance

Still helping clients in Flood Zones, AE, AH, A & AO with their flood insurance. Remember that an elevation certificate with the proper datum can save clients hundreds of Dollar$.

Save money on your car, house & business insurance my opting for a higher deductible. And take the highest liability limits you can afford.

If you’re not thinking about life insurance to help replace income, address the gaps in retirement, or protect your family’s ability to make mortgage payments if something happens to you, Life Insurance Awareness Month may be a good time to start. Call me so you can make sure you have the coverage you want for the big changes in your life.

Don’t defrost your meat on the counter because bacteria doubles every 20 minutes at room temperature. The FDA recommends using the fridge instead. Let’s keep petri dishes in the lab and out of the kitchen. And as you wait on your meat to defrost, call me to chat through any upcoming policy needs.

What is the most important part of your auto policy? Undeniably, it has to be the liability. These are good policy limits: 100/300/100. Higher limits if you have a higher net worth. This protects you when you injure someone with your car or cause property damage. You never want to run the risk of being sued personally because the injuries/damages you caused, exceed your policy limits.

Sounds more like a pet peeve, I know, but leaving under-sink cabinets ajar can help warm air circulate to the pipes, and could help prevent them from freezing. Need more advice on how you can protect your home this winter? Give me a call and let’s chat.

You’ve got your emergency kit packed up in your car for those just in case scenarios, but what is your kit packed up in? Here’s a Pro Tip: Wrap all the essentials up inside a winter coat. It keeps all your materials together and provides an extra layer of warmth when you need it. Nifty, eh?

Want to save money on your insurance? Contact your agent and talk about raising your deductible. On my home policy I carry a $2500 deductible. Why, because I'm frugal and I also have reserves to pay for a higher deductible. If you match this profile & want to save money as well, go for a higher deductible. When was your last homeowner claim? Point being, Homeowner claims don't occur that often.

Tired of those blue walls? Want an open-concept floor plan? You're not alone. Experts predict home improvement spending will increase this spring. What projects are you going to tackle this year? http://jchs.harvard.edu/remodeling-spending-expected-accele

April showers bring May flowers, but in California they're already in bloom. Where do you go to see a variety of wildflowers?

We all know life can get a little messy. Here’s to the everyday heroes who don’t leave you to do it alone, even after a birthday party.

May is National Bike Month: Biking just 30 minutes a day may lower your risk of coronary heart disease by more than 50 percent, according to a 2011 Copenhagen City Heart Study. (Pictured is a Farmers team member who's a major bike-to-work enthusiast.) Why not find some activities in our community? http://bikeleague.org/content/bike-month-dates-events-0

Here’s to the heroes who know what it takes to keep you motivated. Which for most of us, is more coffee.

So excited to introduce our new Farmers app. You can now access your policy details, ID cards, and pay your bill all from your phone. Download it today! http://farme.rs/6189B8eid

California has a so many exciting and colorful Cinco De Mayo celebrations. Checking out any new ones this year?

Sometimes work takes you away at a moment’s notice. Here’s to the everyday heroes who babysit at the drop of a hat.

There’s nothing more personal than getting married, except maybe combining your finances. Let’s chat about your future, your goals and making smart investment decisions together.

A home is more than a roof and a few doors, it’s where your family grows. Come by my office and let’s make sure your investments are maturing alongside your needs.

All this talk about re-sealing air ducts to save on utility bills is not a bunch of hot air. Energy Star, farme.rs/AlwaysImprovingAirDucts

Without a clear succession plan, the business you’ve built could crumble quickly. If you’re a small business owner like me, let’s talk about how life insurance for your key people can help secure the financial future of your business. http://farme.rs/6186B5m4r

Your daughter's smile is priceless, unless of course you’re talking about the cost of raising her. That will set you back about $245,340 before college. Let’s find a Life Insurance policy today that can help you prepare for some of those expenses in the future.

Find out how to add Employee Practices Liability Insurance to your Farmers business liability policy so you are covered. http://farme.rs/6183iZvf

Turns out, one of the most overlooked home investments is a new fiberglass front door. Pros rank a new entryway at the top when it comes to increasing the value of your home. National Association of Realtors, Cost vs. Value Report, farme.rs/homeinvestmentstat

A large rodent with ninja-like stealthiness and an eye for bling? Yes, Farmers has seen it all.

Putting your savings into an IRA may help you reduce your taxes while saving for retirement. Head to my office and let's discuss your future-self and your success.

She means the world to you. And to show her, you tried to make her favorite dessert from that fancy restaurant all without a recipe. That's love. #InsureYourLove

Wow, Jack Jameson’s experience is powerful stuff. Losing someone you love is never easy, but protecting your family with Life Insurance is simple. Come by my office and let’s get you covered.

Because they'll rely on your love and support for a lifetime. Is Life Insurance part of your family’s future?

As a small business owner myself, I know you want to improve your small business every single day. Let's start with your Business Insurance policy- is it up to par? Come by my office and let's find out together.

Severe storms with heavy rain and damaging winds moved through Southern California on January 5th. These conditions resulted in damage to properties. Catastrophe adjusters have been deployed to the area to assist with claims and we will continue to monitor the situation closely. To file a claim go to www.farmers.com or call the Claims Contact Center at (800) 435-7764. If you have already filed a claim, you can check the status of it quickly by going to www.hpcs.com.... You can also follow Farmers’ response on Twitter at @FarmersResponse.

Happy Holidays everyone! Stay safe and warm.

Let me tell you...Family road trips can be stressful enough without towing and roadside assistance! Check your auto policy to see if this is included before the annual holiday voyage.

Hey, were you blessed this holiday season with a special gift? Let me know, because I'm here to help. #HappyHolidays

You may be thankful for good food and company, but is Life Insurance on the list? #Thanksgiving

Any of these sound like you? Let's grab a coffee and talk about the state of your savings.

Today I'm honoring those who have served our great country. At Farmers, we continue to be committed to hiring men and women of the military. Learn more: LINK #VeteransDay http://www.farmers.com/careers/veterans-resources/

Because your small business is part of the family, come see me to help protect it with Life Insurance.

Ah! Come see me to help you get the coverage you want for flooding and mudslides this season.

Is your home safe for a child? I'd suggest you check these off the list before you're too sure. LINK #ChildSafetyMonth http://www.babycenter.com/0_childproofing-checklist-before-

The number one reason people give for not buying Life Insurance is they think it's too expensive. But is it really? farme.rs/LifeCalculator

Your smartphone and a swimming pool? That's a no. But combining your auto and home policies? That's a go.

With enough As and Bs, your teen's report card could act like an Auto Insurance discount card for you.

Just as your daughter is starting to prepare for college early, so should you. farme.rs/CollegePrep

A diploma is the most valuable gift in the long run, even if she doesn't know it yet.

Hey, Hi, Hello. Sorry to bother you. But, have you met with your Farmers Agent recently?

After years of kids and minivans, maybe it's time to indulge a little bit.

Don't want to mix your dirty soles with your clothes? Try putting a shower cap over your shoes before you pack for your next road trip. #SmartHack

Give my office a call, so I can help clear up any misconceptions you may have about the expense of helping to protect your family's financial future. http://farme.rs/6181hjpL

Come by my office to chat about how you can prepare for your life-changing moment. http://farme.rs/6181BBMEz

Take note for your next road trip! In two easy steps, create a no-mess snack holder with a shower caddy. #SmartHacks

I can help you get properly insured before you make that big move.

Sometimes, choosing the most unexpected path leads to the most fulfilling journeys. Have a nice weekend everyone!

Reflect on a life well lived through the photos you've taken over the years.

So you can give a gift that keeps on giving. #WhyLifeInsurance http://www.farmers.com//how-to-use-life-insurance-to-make/

SMART: Using lemons to flavor your tea. SMARTER: Using lemons to naturally clean your microwave. NOW THAT IS LEMONADE

Kitchen remodels aren't cheap, but inadequate home coverage could be even more costly.

I can give you the tools to help you prepare yourself for the crossroads in life.

At least talking about Life Insurance isn't as uncomfortable as your big sister taking "smile wide" into her own hands.

You've worked too hard building a successful business to risk it on a shaky password.

I know you'd do anything for your little boy. Give your agent a call to see how you can help give him future financial security.

SMART: Using baking soda to bake. SMARTER: Using baking soda to keep your cabinets fingerprint-free.

SMART: Using dryer sheets to reduce static. SMARTER: Using dryer sheets to reduce soap scum.

Just a little water can damage your home or vehicle in a big way. Come by my office to learn how flood insurance can help you from getting soaked.

Let's work together to help make sure your Life Insurance fits together with the rest of your life.