Dan Cassel

Mortgage Relief for Homeowners If you are experiencing a hardship such as job loss, income reduction, or sickness due to COVID-19 and you are no longer able to make your mortgage payment, your mortgage servicer is available to help with mortgage relief options, including: Payment relief through a forbearance plan offers a reduction or suspension of your mortgage payments for up to 12 months, offered in increments of up to six months... Late fee relief during your forbearance plan period Repayment options following your forbearance. You are not required to repay missed payments all at once, but you have that option. You can also set up a repayment plan to catch up gradually or a loan modification to help keep payments affordable. Additionally, foreclosure and eviction relief may be available through the federal CARES Act signed into law on Friday, March 27, 2020. To learn more please visit these link and again, call your Loan Mortgage Servicer, even if you have to hold. https://www.fhfa.gov//Coronavirus-Assistance-Information.a https://www.knowyouroptions.com/covid19assistance

Rate's are low.....

New Real Estate Investor Loans Available Now - https://mailchi.mp//new-real-estate-investor-loans-availab

This past week the Federal Reserve cut the Fed Funds Rate for the second time this year, lowering the rate to 2.00%. Remember that the Fed Funds Rate is a short-term, overnight rate that has little effect on home loan rates. Home loan rates respond to the trading activity in Mortgage Bonds, which are influenced by the economic outlook and inflation expectations. Not all Fed members were on board with the .25% rate cut. A few preferred not to cut rates while another wanted a b...igger .50% cut. Along with the Fed rate cut, here are three important takeaways from Fed Chair Powell’s press conference and the Monetary Policy Statement: There is no recession in sight. One of the fears in recent months and cause for home loan rates to decline this summer was the fear of a recession. Powell debunked the recession myth, which is the reason why they suggested the possibility of no more rate cuts in 2019the U.S. economy is doing fine. The consumer is also alive and well. The main reason the U.S. economy won’t slip into recession is because the U.S. consumer has never been more willing and able to spend money. Consumer spending makes up nearly two-thirds of U.S. economic growth (Gross Domestic Product), so a recession will not occur while the consumer remains confident. Exports have slowed. This was a negative point from the Fed statement. There are a couple reasons one being the uncertainty surrounding the U.S./China trade dispute. But there is another reason they have slowed, and it is because our exports are too expensive for other countries, because our U.S. dollar has strengthened against other global currencies. This is why the Fed will likely cut rates again, despite suggesting otherwise, to soften the U.S. dollar and make our exports cheaper to other countries. After the Fed came and went, home loan rates actually ticked up slightly. Why? The U.S. economy is not slipping into a recession and the Fed will take measures, like cutting the overnight Fed Funds Rate, to prevent it from doing so. Think good news is bad news for home loan rates. Bottom line: If you have a family member, friend, or client considering a refinance or home purchase, there may never be a better opportunity to lock in a home loan rate, while they hover near three-year lows. Now is the time!

Are you looking for a Builder Loan Solution like a Ground up Investment Construction Loan in California or in the Western US, maybe with a Letter of Credit or LOC that can fund quickly, with aggressive financing terms? Do you seek to leverage your Construction liquidity in an entity to improve your game?? Are you an Experienced Builder or RE Investor?? Or more of a Less experienced Builder or RE Investor who wants to Ramp?Maybe even want to build your new home for the... family? We have solutions for both. You came to the right place! Since 2009, Dan Cassel and the Trinity Mortgage Broker team has been committed to helping our New Construction Borrower’s achieve their Real Estate Dreams, as we navigate the often confusing world of Construction Real Estate Loans. We have a strong focus in Builder Loan Solutions and Investment home products. We have benefited from long term Real Estate Lender relationships and use various loan products that save our borrowers both time and money. These factors allow us to deliver a full range of well priced Investor-Builder, and Family Loan products. Most loans typically ready to begin with up to the lesser of 75% of Loan to value or loan to construction/LTC and go upwards up to 95% of the Construction Budget, depending on the desired cost of money sought. They need to know your "skin in the game". To learn more please give Dan a call at 866-310-1112

RE: Debt Consolidation & Debt Restructure Loans Many Families and Business Owners today are contacting Dan Cassel and the Trinity Mortgage Loan team to take advantage of close to 18 month low interest rates on Mortgage Loans. Typically they are reviewing our Less Hassle 1st or 2nd Trust Deed Loan Solution niches.. These Real Estate Loan Solutions help make smart financing part of our clients Real Estate Strategy. Additionally, many of our Real Estate Loan Products offer ...financing solutions the typical Local Bank does not offer. These loans help Business Owners, Self Employed Borrowers, Families and Investors who seek proper proper Real Estate financing to not struggle with typical Bank paperwork that will clearly decline their loan. Our process is easy: A. Take a few minutes and gather your current loan statements and details. B. Review your current debt. What is your goal? C. Do not continue to use cards where possible during application. D. Do not take on new debt during the process. E. Try to get a free Credit report with credit score, as a guide. To reach a Independent Mortgage Expert directly please phone 866-310-1112 or if you seek to just start a new Real Estate Loan Application simply click here. We move FAST! NMLS #347918 CADRE# 01146347

PORTFOLIO RENTAL LOANS- With current equity positions possibly at their peak, now is a great time for Real Estate Investors to "improve their game" to retain wealth. Dan Cassel offer's many Investment Loan products on single or multiple rental properties. We can even use lite documentation and we understand the issues when you are slow at selling your RE and need to put one or two properties into a lease for 1 year or 2. Here are a few samples: Asset Types SFR, Condo, Town-ho...me, 2-4 Unit & 5-50 unit apartments (Larger Apartments on exception basis) Max LTV generally 75% Interest Rates- 5.50%-6.75% Minimum DSCR 1.20 x (1.25 x for loans under $1 m) Ask about our No "Debt Servicing Coverage Ratio" Loans too! Term Options- 5 year, 7 year 10 year Balloons Yield Maintenance Up to last 6 months of term Amortization Options- 20, 25 & 30 year terms Interest Only? Yes but it may affect the Loan to Value. Yes-Non-recourse Option? Yes- Foreign Nationals OK? Yes- Delaware SPE LLC? Yes- Required Expense Deposit? Yes-Reserves? Yes 2 months of Taxes, Insurance, Condo Types? Non-Warrantable & Condo Conversions likely OK We can Cross-Collateralize multi-family and single-family rental assets across all 50 states!!