Dana M. Smith, Mortgage Consultant
Category
General Information
Locality: Westlake Village, California
Phone: +1 818-707-8899
Address: 340 N Westlake Blvd, Ste 240 91362 Westlake Village, CA, US
Website: www.planatek.net/
Likes: 148
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What you need to know about the recent Fed rate drop: The Fed reducing the rate yesterday is the rate at which banks lend money to each other and is tied to short term rates (credit cards, lines of credit, etc.) but not long term fixed rates (like your mortgage rate). Sometimes they follow each other but we haven’t seen a reduction in rates as of yet. Last week the rates went up almost .75% so if they come back down I expect them to go back to what rates were the first week ...of March. It's a good idea to get the process started in the meantime so when they are there in the coming weeks like we're anticipating we are prepared. The banks have a HUGE amount of loans right now - they said they received about 3 months of normal origination in 3 DAYS so they are inundated with loans. That, along with people working from home with school and business closures is going to slow things down a bit. Be patient and stay in touch with your loan officer and processor along the way!
#humblebrag Our team is the best - from application to funding in 17 days on a purchase - 5% down condo. Unheard of in this market right now! Make you and your agents look goooood
If you are not currently in the process of refinancing, then call us today at 818-707-8899. Rates are at a record low! Don't miss this opportunity! #PlanatekFinancial
It's that time of year again!! I've locked in several clients this week for savings - even if we only closed 6 months ago. Let's take a look and see if it makes sense for you!
2020 Loan Limits announced today! Can submit now with these loan limits but can't close until January 2020. Across the board the conforming loan limit is increased to $510,400. Ventura County high balance limit stayed the same at $713,000.... LA/Orange County's $765,600 Riverside/San Bernardino County's $510,400 Santa Barbara County$625,500 San Luis Obispo County $690,000 San Diego County $690,000 Call us anytime to check on your specific County!
Homeownership has its benefits! What do you think is the most important benefit of homeownership? Comment down below! #PlanatekFinancial
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