California's Mortgage Bank

Why are you not a homeowner? Tell us why and we can help!

Our Rates are good, is yours? Call today to see what we can offer you!

Looking to purchase or Refinance? Call us anytime! 833- CalBear

What seems to be the hardest part of trying to purchase a home? it cant be down payment, we have assistance with that! Is it your income is not W2? We have the program for that! Let us know what your hurdle is and we will see how to get over it.

What's stopping you from your dream of home ownership? Drop a comment below!

Have International Investors?

Hard Money is a thing of the past!

Have Assets? Self Employed?

Need down payment assistance? We are here to help!

HomeReady mortgage offers features like down payments as low as 3%, cancellable mortgage insurance and more!! First-time AND repeat homebuyers are eligible! Are you HomeReady? Ask me if HomeReady mortgage is right for you!!

Think BIG! Get your inventory up and MOVING! Let's work together to increase home purchase opportunities and help grow your business. Our jumbo loan options are BIG on selling benefits. Loan amounts up to $3 million with expanded options financing up to 80% LTV.

Gift Funds allowed on Investment Transactions! Ask me how!!