California Home Loans, Fresno

Looking to buy a new home? We can lend you a hand, identifying your best mortgage options to get you into a bigger house for less money. Let's talk!

Loans above the conforming loan limit are known as Jumbo loans. If you have a high credit score and the income to match, a jumbo loan can help you live large. Jumbo loan limits can vary, but we'll help you find out exactly how much you can spend. Call today!

More often than not, homebuyers are reporting bidding wars in today's seller's market. You can improve the odds of winning the bid with a mortgage pre-approval, which will prove you can close the deal. It also helps to understand you can usually go thousands higher in your price with only a small difference in your monthly payment. We have more tips for winning bidding wars, too. Please reach out if we can help!

On the hunt for a new home? You don’t have to go it alone. We’re mortgage experts who act as your personal shopper, comparing hundreds of mortgage options to find what’s best for you. Reach out now to get started.

Think you have to wait until Spring to continue your search for a new home? Think again. Winter brings potentially faster turn times, less competition from other buyers, and sellers that are more motivated to strike a deal. Call today to learn more.

Home is where the heart is. Thank you for letting us help you find your perfect match. #HappyValentinesDay from us to you.

The door to homeownership just opened for Dreamers! DACA recipients can now apply for the FHA's full range of mortgage loan programs, including those with low down payment options. If you or anyone you know may benefit, please comment below or reach out over your preferred channel. I'll be happy to answer questions or get you started.

Turn those wedding bells into door bells! We could get you into your home in as little as 15 days. Call us today!

Before you start your home search, it's helpful to determine a price range. Here's a simple calculator to help you see how much you may be able to borrow based on your income and recurring debts. Of course, some costs will vary based on your scenario, so please reach out if you'd like to talk about it. Let's make sure you find a home that you love and that meets your financial needs.

Real Estate Agents keep your competitors at bay by knowing when your past clients start shopping for a new home! Partner with us and we’ll help you build your business by retaining your clients. Reach out now to learn more!

Find out what's making a late 2020 comeback in this week's #MIAM!

Out with the old and in with the new! From your team at California Home Loans, Happy New Year!

Dreaming of bringing back dinner parties and neighborhood gatherings in 2021? With interest rates this low, you could afford that bigger place with the space for all that and more.

Give the spankin’ new homeowners in your life a housewarming gift they’ll use from day one. To get the ideas flowing, here’s quick list of our top ten: 1. Gift cards to home improvement stores or local take-out spots (and a stack of paper plates to go with!) 2. A personalized welcome mat. 3. Custom items such as stationery, address labels, wall plaque, zip code pillow, or an engraved cutting board.... 4. A pizza baking stone (bonus if you present it with a pipin' hot pizza!). 5. A painting of their new home. 6. A wifi password display sign. 7. A wine caddy (with a bottle of wine, of course!). 8. State-themed gifts (perfect for new-to-the-area friends). 9. Hand wash and lotion set (a must with corona + flu + house guests). 10. A new home holiday ornament. New homeowners, we celebrate youenjoy your first holiday in your new home! Have you ever received an unforgettable housewarming gift? Share in the comments below! See more

A seal dressed as a reindeer is not your typical Christmas greeting. And I sincerely hope this won't be your typical Christmas. Instead, I hope it will be your best one ever, filled with all the love and happiness a day can possibly hold.

A low interest rate mortgage means more than just a better payment. You can build equity more quickly, qualify more easily and get into the home you want faster. Plus, you can lock in a low rate that won't change for 30 years. See how your payment can change if prices and rates increase while you wait to purchase.

Freddie Mac is reporting 2.98% as the average rate on a 30-year fixed-rate loan. It's the lowest average rate in the 49-year history of their weekly industry survey, and the first time the average has dropped below 3%. Of course, actual rates depend on a variety of factors. If you want to see what may be available for you for a purchase or refinance, please comment below or reach out over your preferred channel. We'll be glad to help you take advantage of the rates of a lifetime.

At this time of year, when we're counting our blessings, we would like to offer a simple "Thank You." We appreciate the opportunity to provide home financing education and industry updates here throughout the year and your willingness to read, like and comment. We hope you find the information we provide helpful and informative. Thank you! And may you have a wonderful season of thanksgiving and remembrance.

Looking for straight answers on mortgage payments if your finances are taking a hit from the coronavirus? There are options, and we're here to help. Comment below or reach out to us directly if you’d like to discuss further. And feel free to share! Lots of people need help right now. #coronavirusmortgagerelief #COVID19mortgagerelief

If you're in need of mortgage assistance, it pays to know your options. Most people are talking about forbearance right now, and there may be other sources of help too. Please reach out or comment below if you'd like to discuss.

Strong home sales are something to be thankful for in this week's #MIAM.

You may be able to delay some mortgage payments if you've lost income due to the coronavirus pandemic, but remember this isn't actually a skipped payment. As part of your forbearance plan, you'll set a time to make up the payments later. If you need the help, reach out using the contact info on your loan statement. There may be other options for you too. If you want to discuss, please comment below or reach out. Stay well!

You’ve seen the empty shelves that once displayed anti-bacterial soap and hand sanitizer, right? The rush on mortgage loans is just as dramatic for the home financing industry. If you're one of the millions in the refinance process, please be patient and aware. We have entire teams doing our best to serve you! And remember, proper documentation for your refinance is like hand washing for the coronavirusit's the best way to avoid delays. Please reach out if we can help!

COVID-19 is still impacting markets. Plus, find out what's hot in home listings!

Wonderful Home for Sale! Open House today 1-4pm. https://openhouse.propertypath.com/properties/117804

Are you ready to make the best investment of your life? Message us so we can invest in your future together. #investment #HouseExpert #RealEstate #homeloans #ListReports #LoanOfficer #HomeOwner #smart

Teamwork is the difference between winning and losing. Be sure you pick the team that gets the job done. #californiahomeloansteam #fresnohomeloans #clovishomeloans

https://openhouse.propertypath.com/properties/109426 Great home for sale off of Avenue 12! Spread the word :)

https://openhouse.propertypath.com/properties/108267

On the birthday of Martin Luther King, Jr., we're thinking about the courage it takes to change the world. Let's do it. Will you start with a single, simple act of kindness today? Comment below what you choose to do.