A-1 Community Housing Services

What is a Modification? Under this option, you reach an agreement between you and your mortgage company to change the original terms of your mortgagesuch as payment amount, length of loan, interest rate, etc. In most cases, when your mortgage is modified, you can reduce your monthly payment to a more affordable amount. A modification may be an option if: You are ineligible to refinance... You are facing a long-term hardship You are several months behind on your mortgage payments or likely to fall behind soon Reach out to a HUD Approved Housing Counselor to go over your options and receive further information.

With current SIP guidelines our client’s safety is always our priority. Our team is here to answer any questions you may have. Do you have a question or need to make an appointment? Schedule your virtual appointment today. 510.674.9227

Joins us for the upcoming First Time Homebuyer Certification Workshop. Register Today : www.a1chs.org/homeownership Mandatory Class if you are interested in applying for LIFT 25k Down Payment Assistance Grant

25K Grant to help you achieve homeownership. Don't miss the upcoming First Time Homebuyer Certification Workshop. Check it off your list... Register by visiting www.a1chs.org/homeownership

Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them? Don't ignore the letters from your lender Contact your lender immediately Contact a HUD-approved housing counseling agency... Toll FREE (800) 569-4287 TTY (800) 877-8339 See more

Mortgage forbearance allows homeowners to pause their mortgage payments for a period of time while they are facing a financial hardship. Before the forbearance period ends, homeowners need to make arrangements to repay the amount that was paused. If you would like to learn more, visit www.a1csh.org/fpp. #Homeowners #Mortgage #RealEstate #ForeclosurePrevention

Are you thinking of homeownership? We offer many different workshops or one-on-one counseling to help you achieve your goals.

There is still still time to register for TODAYS First Time Homebuyer Workshop! Join Us: https://conta.cc/3jrrbjU

Understand a forbearance before agreeing to it. Know your options. If you find yourself in a situation and need assistance give us a call . HUD Approved Housing Counseling Agencies provide FREE counseling assistance to anyone experiencing a financial hardship with a mortgage payment. Avoid fees and scams. 510-674-9227 or visit us online www.a1chs.org/fpp

Nuestro próximo taller de prevención de ejecuciones hipotecarias es el 21 de octubre. Esta es una gran oportunidad para los propietarios de viviendas que actualmente pueden estar en indulgencia y quieren aprender cómo prevenir la ejecución hipotecaria. Obtenga más información y regístrese en www.a1chs.org/fpp.

Did you know that more than 7% of homeowners in the U.S. are currently in a forbearance program to delay monthly payments? We have counselors available to answer questions about next steps and help homeowners create a plan to make sure they can keep their homes. If you would like to learn more, visit www.a1csh.org/fpp or give us a call at (510) 605-5892 and we'd be happy to help you! --- ¿Sabía que más del 7% de los propietarios de viviendas en los EE. UU. están actualmente en un programa de indulgencia para retrasar los pagos mensuales? Tenemos asesores disponibles para responder preguntas sobre los próximos pasos y ayudar a los propietarios a crear un plan para asegurarse de que puedan conservar sus casa. Si desea obtener más información, visite www.a1csh.org/fpp o llámenos al (510) 605-5892.

¡Nos complace anunciar una nueva línea directa dedicada para brindar asesoramiento rápido y gratuito por teléfono! No es necesario hacer cita. Si tiene preguntas sobre como comprar una casa, la modificación del préstamo, los pagos de la hipoteca y más, llámenos al (510) 605-5892.

Do you buy? Do you rent?

Homeownership is one of the biggest investments you will make in your life. Be sure to prepare before entering your homeownership journey. Join us at our next First Time Homebuyer Certitication course taking place 10/9 and 10/10 for more information visit us at www.a1chs.org/homeownership #mortgageready #homeownership #HUDApprovedHousingCounseling #a1chs #prepurchasecounseling #bayareahousing