Insurance 101

See how Oscar did health insurance differently this year.

You can apply for Medicare at www.ssa.gov even if you haven’t started receiving your Social Security retirement benefits. If you don’t want to apply online, you... can make an appointment by calling Social Security at 800-772-1213 (TTY 800-325-0778) 7 a.m. to 7 p.m. weekdays. For more: https://bit.ly/2OIREhI See more

Some of the changes will affect all beneficiaries while others will apply just to individuals who select Medicare Advantage plans.

Covered California has set its next Open Enrollment (for 2019 benefit ) from 10/15/18 to 01/15/19. If you will qualify for the financial assistance depending on your household income compared with the Federal Poverty Level (FPL). Please see 2019 FPL table as follow: 2019 10/15/18 01/15/19 2019 : http://101insuranceservices.com//2019-fpl-table-%e8%81%af/

The Marketplace in California, Covered California, has announced its 2019 health plans Benefit Designs as the attached image. Please note Benefits in blue are NOT subject to a deductible, Benefits in blue with a white corner are subject to a deductible after the first three visits. 2019 . deductible deductible. http://101insuranceservices.com//2019-ca-health-benefit-d/

Wondering what "full retirement age" or "early retirement benefits" mean? AARP's Social Security glossary can help.

As you know, Trump’s administration has been trying to repeal/replace the Affordable Care Act but not succeed but do have had some changes. A most noticed one is that the individual mandate will no longer be enforced from 2019, meaning the mandate penalty will be $0 (if your states are not implementing their own penalties). At this time, the annual open enrollment for benefit year 2019 is just at the corner. [ 35 more words ] http://101insuranceservices.com/2018/07/24/1973/

To protect beneficiary's identity, Medicare already started mailing new Medicare cards to all people with Medicare now. Instead of using Social Security Number, the new card will have a new Medicare Number that's unique to each beneficiary. During the mailing process, Medicare reminds all beneficiaries: The new card will automatically mail to you and you don't need to do anything. Once you get your new Medicare card, destroy the old card and start using your new card right away. [ 28 more words ] http://101insuranceservices.com//new-medicare-card-%e7%b4/

U.S. News & World Report just released the 2017-18 Best Hospitals rankings on Aug. 08 . The rankings compare nearly 5000 medical centers nationwide in 16 adult specialties (Cancer, Cardiology) as well as their Survival rates, patient safety... It recognized 20 hospitals that outperform others with highest points as follow: 82017-1820...5000 http://101insuranceservices.com//2017-18-best-hospitals-%/

Anthem20183Region 1 (Redding/Far North), Region 7 (Santa Clara County), and Region 10 (Stockton/Modesto).2018

Fraud is more common than you may think.