Your Realtor Kymberley Jackson
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Locality: Elk Grove, California
Address: 9381 E Stockton Blvd 95624 Elk Grove, CA, US
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Hometalk Newsletter Template 2018 Issue 2
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Did you know that you may have to pay off your pace loan before you refinance. GOVERNOR BROWN SIGNS C.A.R.’S PACE LOANS BILL Governor Brown has signed C.A.R.’s Property Assessed Clean Energy (PACE) loans bill. Existing law requires home loans to be accompanied by the Truth in Lending RESPA Integrated Disclosure (TRID), which is intended to allow an apples to apple comparison shopping of various loan products. However, PACE transactions are technically not loans and are n...ot required to be accompanied by a TRID disclosure. Current law gives delinquent PACE assessments super-priority status, as part of the tax bill, over other recorded obligations; lenders require these super liens to be paid off before any new financing can be obtained. This measure will required a TRID-like disclosure be provided to a property owner participating in a PACE program, a three-day right of rescission, and a notice that the property owner may not be able to refinance or sell without paying off the PACE loan. See more
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