Wayne Ostrander NMLS 1459194 Senior Mortgage Lender Corporate NMLS 3029

The year ended strongly with an uptick in home sales, but the underlying story is the suppression of greater market growth by the ongoing lack of inventory. Prices rose yet again, continuing a trend that began in 2012. As we start the new decade, let’s look at other changes took place in the housing market in December. https://fcloans.com/wayneostrander/blog

Thank you, Dr. Martin Luther King Jr., for sharing your dream and giving us all a vision of how good our world can be when we live with equality, justice and peace. Happy Martin Luther King Day!

Unless you are a property investor or serial home flipper, you’re unlikely to take out many home loans in your lifetime. When you do, it will be a new adventure. Notice I said adventure and not nightmare. You won’t be doing this alone. You’ll have a loan team dedicated to making your loan experience a success. Let’s meet the players on a typical team. https://fcloans.com/wayneostrander/blog

You’ve heard the expression it takes a village to describe the way people need to work together to achieve a goal. In home lending, we have a similar concept: It takes a team. If you’re buying (or selling) a home, your team will be bigger than if you’re refinancing, and if you’re renovating, it expands further. Let’s stick to the basics and look at the professionals in your home buying team you’ll need for a successful purchase. https://fcloans.com/wayneostrander/blog

In 2020, remember to write the full year on any documents you sign/date. If you write 4/3/20, someone could change the 20 to 2018. Imagine the legal problems with a lease, a will, or a loan! Take a second and make it 2020.