Valerie Noguera, NMLS #1780788

While searching for a home is certainly more challenging in the colder months, there are quite a few advantages to buying one in the winter. Here are 5 reasons why the winter season can be a great time to purchase a home. For any mortgage-related questions or to explore your financing options, contact me today! #Homeownership - https://www.loandepot.com/Buying-a-Home-in-the-Winter-40679

May health and happiness follow you and yours during the year to come! #HappyNewYear - https://www.loandepot.com/vnoguera

There are ways to get ahead in your finances and eliminate high-interest debt entirely. Explore how you can use the equity in your home for debt consolidation or virtually any other expense. Contact me to get started today! - https://www.loandepot.com//home-refinance/consolidate-high

Take the guesswork out of your mortgage payments and crunch the numbers using our online mortgage calculators! - https://www.loandepot.com/mortgage-calculator

Winter may not be the most popular time to sell a home, but this doesn’t mean you have to wait until the weather warms up to list your property. With the right strategy and a bit of hard work, you can make your home stand out to potential buyers in a season where competition is less fierce. - https://www.loandepot.com/home-sale-406790p

Looking to buy a home but not sure where to start? You've come to the right place. I can help you understand how to prepare for a successful home buying experience. Contact me with any mortgage-related questions! - https://www.loandepot.com/vnoguera

FALSE! Many people falsely believe that renting is always less expensive than owning. While the upfront costs of buying a home may be greater, your monthly mortgage payments could be a lot less than rent in certain regions. Contact me to learn how you can qualify for our low down payment financing! - https://www.loandepot.com/vnoguera

A Down Payment Assistance Program could be the key to getting you into your own home. Contact me today to see how/if you can benefit from one of these programs. - https://www.loandepot.com/home-loans/fha-loan ?utm_source=TE&utm_medium=Social&utm_campaign=Down-Payment-Assistance-210339v2&ldec=Retail_TE_Social_Down-Payment-Assistance-210339v2&loid=vnoguera

As housing markets change across the country, you may be wondering whether now is a good time to buy a home. While there are many different factors to consider, speaking to a licensed Loan Consultant can help you narrow down your goals and understand whether a move can make financial sense. Contact me today to determine the best path toward your homeownership goals! - https://www.loandepot.com/vnoguera

Happy #NationalCookieDay! From a classic chocolate chip to cinnamon covered snickerdoodles, what is your favorite? If you have an award winning recipe, please share it below! - https://www.loandepot.com/national-cookie-day

If you are a first-time homebuyer, you may not yet be aware that even something unassumingly innocent can jeopardize your real estate transaction. Here are some common mistakes to avoid while your home is in escrow. - https://www.loandepot.com//what-not-to-do-once-your-home-i

Have you ever wondered how much home you can actually afford? While opinions may vary, this lending rule of thumb can help you properly budget for a new home based on your current income. Contact me for more details about choosing the right loan for you! - https://www.loandepot.com/vnoguera

Have you ever wondered what a mortgage payment is comprised of? Finding out where your money goes can help you better understand the status of your mortgage and options available to you. - https://www.loandepot.com/vnoguera

Looking for a way to eliminate credit card debt? I can help access whether you qualify to leverage the equity in your home to consolidate high-interest credit card debt. Contact me for your complimentary mortgage assessment today! - https://www.loandepot.com/vnoguera

Unless you're paying for a house in cash, you will need to authenticate your income and taxes to qualify for a mortgage. Compiling your documents ahead of time can help you ease stress and save time. Here are some of the documents to keep handy. - https://www.loandepot.com/vnoguera

Not a fan of your Private Mortgage Insurance premiums? Contact me to discuss if using your home’s equity or refinancing could help you eliminate PMI and potentially lower your monthly mortgage payment. - https://www.loandepot.com/vnoguera

Curious how much home you can afford? Whether your goal is to purchase a home or condo, our affordability loan calculator can run many different scenarios with just a few pieces of information. If you have any mortgage-related questions, contact me today! - https://www.loandepot.com/mortgage-calculator/affordability

While credit cards, mortgage and auto payments sit at the top of the credit hierarchy, other bills such as cable and utilities may not have much impact on your credit score if you pay them on time. To keep your credit profile in good standing, it’s best that you always pay all bills on time. If you have any mortgage-related questions, feel free to contact me anytime! - https://www.loandepot.com//factors-in-your-credit-score-an

Would you rather escape to a warm beach during summer or spend time mountainside during the colder months? Tag a friend you’d like to take a vacation with. - https://www.loandepot.com/vnoguera

When it comes to making a down payment on your mortgage, there’s no magic number. How much you pay ultimately depends on your own limits and needs as a home buyer. Allow me to assess your current situation and help you determine your ideal financing scenario. #Homeownership - https://www.loandepot.com/vnoguera

Curious what near-zero benchmark rates mean for homebuyers? Here’s what you should know about the relationship between the benchmark rate and your mortgage rate. #MarketUpdate - https://www.loandepot.com//what-near-zero-benchmark-rates-

There is no right formula when deciding how much to put down towards a home. While larger down payments will typically result in a more competitive rate, many become homeowners with as little as 3 percent down. If you would like to discuss your options, contact me today! loanDepot offers a variety of home loans to suit your goals and budget. - https://www.loandepot.com/vnoguera

Check out loanDepot's new commercial. We are all in this together. As the days look promising to return to what our lives once were we continue to support our clients and members of the community now and always. #Bettertogether

Check out loanDepot's new commercial! We are all in this together. Things are starting to look promising with our non-essential businesses opening up with restrictions by the end o the week. We are here for you now and will continue to support your mortgage needs. #Bettertogether