UWS Insurance Services

After a streak of steady declines, California’s uninsured rate bottomed out last year with some 2.7 million people still without health coverage.

Open Enrollment for 2019 is here! Give us a call today to discuss your health insurance options for next year.

We asked insurance workers where they'd live in the US to avoid future natural disasters... San Diego made the list, did yours?

"Nothing you will do in your lifetime, realistically, will waste more money than buying a new car," he tells CNBC Make It. "It's the single worst financial decision millennials will ever make."

Six-in-ten Americans say it is the federal government’s responsibility to make sure all Americans have health care coverage, including 31% who support a single payer approach to health insurance, according to a new national survey by Pew Research Center. https://pewrsr.ch/2IA9b6i

Halloween is a wonderful occasion for spooky fun and delicious treats, but some take the opportunity to cause havoc. Here's how insurance protects you during Halloween.

Every insurance policy is different, so you'll want to read yours carefully to make sure you understand what's covered. However, there are a few distinct types of policies that you can buy....

Actual cash value and replacement cost are two different ways of determining payout by your homeowners insurance policy. Knowing how insurers calculate those payouts can prepare you for what to expect if you file a claim. Read more: https://bit.ly/2POoEly

You can earn premium discounts and more on your life insurance policies by logging exercise activity on your Apple Watch or Fitbit. Reach out to UWS for more information!

Though Florence was downgraded to a Category 1 storm late Thursday as its wind speed slowed, that means the rain could linger for days, much like the rains of Hurricane Harvey in Texas last year that produced severe flooding. https://on.wsj.com/2xczAma

As Hurricane Florence continues steadily marching toward the U.S. East Coast, homeowners outside its projected path might feel relief. Not so fast. They should probably check their insurance coverage. https://cnb.cx/2x5jP0p

For homeowners in the path of Hurricane Florenceor even outside of itit’s likely too late to add appropriate storm insurance. Flood insurance policies require a 30-day waiting period, while wind insurance typically comes with a 15-day one. Either way, with Florence set to hit the Carolina coasts later this week, the window has closed.

How credit utilization affects your credit score "The main thing you need to know is that high credit utilization negatively impacts your credit score." Read more here: https://bit.ly/2wduS68