TTD's Financial Solutions

The most important gift you can give your family is LIFE INSURANCE!!!

We need Life Insurance in every stage of life.

November is Long Term Care (LTC) Insurance Awareness Month. Who needs it? There's a good chance you do. * 70% of people over age 65 will require some LTC services. * 40% of those receiving LTC are between 18 and 64 (much younger than we expect).... The cost for LTC is expensive therefore plan ahead. Medicare doesn't pay for LTC so don't think once you turn 65 Medicare will cover for everything. In fact Medicare doesn't pay for many things (unless you're poor & have no assets). Please consider LTC as part of your future planning! Let me know if you had any questions. #planahead #longtermcare #longtermcareinsurance #LongTermCarePlanningMonth #longtermcareinsuranceawarenessmonth #getitwhileyoucan

Conversation with my childhood friend... She asked me about life insurance months ago then I didn't hear from her. Then yesterday she contacted me saying her husband doesn't want life insurance because he thinks if they done well with their investments then that's be enough to leave for their son. Also she said her husband is almost 60 so getting life insurance for him is expensive & they have many expenses, etc...I said: "I truly do understand what what you're sharing with... me & as I do both investment & insurance I do see things both sides so I just want to ask you a few things": 1) How long does it take for you & your husband to save up $1mil? 2) Is it guarantee that your investment is safe? 3) Are you aware that your son needs to pay taxes on the investments you leave him? 4) Are you concerned about Long Term Care for you later on & do you know how expensive it is? I shared with her life insurance is more affordable than we think & it isn't about death like it's used to be. It can serve many purposes like college savings, supplement to retirement, investment & especially Long Term Care is a great benefit adding on to life insurance...best of all life insurance proceeds are 100% Income Tax free. I really made her think so at the end of the conversation she said please help me look on the # & if it made sense I'd like to get policies for my husband, myself & my parents. #financialeducation #financialplanning #helpingfamilies #lifeinsurance #longtermcare #protectyourfamily #dowhatyoulovelovewhatyoudo

Just finalized an investment contract for our client. This client was referred to us by another client (who was also a referral). Initially she invested $150k with us. After 3 yrs she saw how much her portfolio has gained & with the market volatility recently she didn't lose a penny. Of course she's happy! Last month she called & said: "Teresa, my CD is mature & I have $100k. Do you have any good plan for me to invest this $100k." "Yes we sure do!" So I introduce...d her to Athene that gives 20% bonus upfront plus 175% annually on the income base. She liked it right away. I'm so grateful for all the referrals I've received during my career. I can't thank enough for the trust & support I received from all my awesome clients. If you or anyone you know wanted to know about this great plan please reach out to us. Thank you very much!