TOR Insurance

Any business that leases or owns office space, manufacturers products, manages inventory, leases equipment, maintains the property of others should consider commercial property insurance Call us today!

Let us help you make sure you're adequately covered for workers comp. We have access to programs many other brokers in California do not. High experience modification programs, loss sensitive programs, staffing /leasing, and PEO’s that help business owners with solutions to financing their risk. Don’t wait any longer call us at (855) 867-0002 to start saving now!

Are you worried about data breaches or hacking? In today’s digital world, this has become a very real threat, but Cyber Liability Insurance can help cover your financial losses due to cyberattacks or other tech-related risks, as well as private investigations or lawsuits following an attack.. Contact us today to learn more.

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Loyal Employees are Assets - Not Liabilities!

Budgeting has become more important than ever, and with so much time at home, it's easy to impulse shop online. If you're trying to cut back on expenses, take a moment to decide what purchases can wait until later.

As your largest investment, it's important to make sure your home has the proper insurance coverage. We'll protect your home and everything in it for the lowest possible price. Call us and get an immediate quote now. See how much you can save today!

On September 17th the governor of the State of California signed Senate Bill 1159 into law, requiring employers to report any instance of an employee testing positive for COVID-19 regardless of the employee making a claim for workers’ compensation benefits. Atlas’s workers’ compensation claims administrator, Sedgwick, has implemented a solution to streamline Atlas policyholder’s compliance with these mandated reporting requirements. Employers may report instances of positiv...e COVID-19 tests online at: https://agis.atlas.us.com//u-outbreak-posi/26m76/58474965. This requires a unique access code, which Sedgwick has communicated to each Atlas policyholder via email. Policyholders may also retrieve their access code by contacting the Atlas service team at Sedgwick at [email protected] or (866) 738-9201. The Atlas Team at Sedgwick is also available to policyholders with questions regarding the reporting process or requirements. This reporting collects the following information: Name of the employer contact submitting the record Email address of the employer contact submitting the record Date employer had knowledge of the reported positive test Date this record was reported to Sedgwick Date the positive COVID-19 test occurred Each specific employment location the COVID19-positive employee worked in the 14 days prior to the positive test date: o Location name o Location address o Highest employee attendance in the 45 days prior to the positive COVID-19 test For employees that test positive for COVID-19 between 7/6/20 9/17/20, employers are required to report this information by 10/29/20. For employees that test positive for COVID-19 subsequent to 9/17/20, employers are required to report this information within three (3) business days of knowledge of the positive test. For the purpose of this reporting, no personally identifiable information regarding the COVID19-positive employee shall be reported or collected. This reporting is entirely separate and distinct from reporting of a workers' compensation claim to Sedgwick. If an employee indicates or alleges that COVID-19 was contracted in the course of their employment, the employer must provide a DWC-1 claim form to the employee and report this claim to Sedgwick via one of the following reporting channels: Phone: (855) 728-5277 Email: [email protected] Fax: (866) 383-3296 See more

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Keep your eyes on the stars, and your feet on the ground. Theodore Roosevelt

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Tell me and I forget. Teach me and I remember. Involve me and I learn. Benjamin Franklin

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RENTER'S INSURANCE COULD BE WORTH THE INVESTMENT