Niche Home Loan Programs With Tom

Tom and his team were great. Was able to close on time even though we had many hurdles. Fantastic job.

Tom and his team were very responsive and helpful, always answering my questions and keeping me posted as the status and what step we were on. From my initial inquiry to the closing, it was all handled within a month. Would definitely use Tom again!

Tom and his team work hard and communicated with throughout the entire buying process. They were helpful, friendly and I would recommend them to anyone.

Tom is truly an exceptional lender. I absolutely love bringing potential buyers to him, who have struggled to get pre-approved, and are ready to give up. I say this, because he is amazing & will work so hard to turn the situation around! We just closed with a client that works on a base pay, commission and bonus's. His lender struggled to get him to the price-point he needed. I suggested he talk with Tom. 2 days ago we closed escrow on a $1,350,000 Dream Home! Tom's the BEST!!!

Tom has always been here for us when doing our loans. He is right on in giving up to dates and when I have questions, he responds immediately. I highly recommend him .

We are saving deals everyday Fluctuating income? Credit challenges? 1 day out of foreclosure or bankruptcy ... Qualify with asset depletion Qualify with bank statements, no tax returns Non-warrantable condos Owner-occupied, investment, or second homes As little as 10% down payment No outrageous points or costs Text/call with questions (949) 285-0660 Thanks, Tom Subject to borrower and property qualifications. Not all applicants will qualify. Terms and conditions are subject to change without notice. NMLS ID #6606. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. 3/2019 #mortgage #realestate #socal #realtor #lender #california #lending #homebuying #happy #refi #homeowner #wallstreetjournal #homeloans #luxuryhomes #luxury #million #business #homebuyers #family #cash #happiness #familyfirst #homebuyer #goals #dailyeffort #cashflow #property #selfemployed

Tom was very informative and gave great guidance during the process. He was always available for us when needed. I would highly recommend anyone that is looking into purchasing a home to Tom and his Associates.

Excellent communication and responsiveness.

Prompt follow up.

Tom is a very trustworthy individual, been with him since 2012 when we first bought our house, he has always looked out for our best interest, not the banks, a quality you don’t find in people much anymore, can’t thank Tom enough,

Tom and his team are top notch in every aspect! They always make the process easy from start to finish and are excellent at communicating updates.