Tom Garland Appraisals

An appraisal does not affect your property taxes, unless you use the information for this purpose. Our findings are private and confidential, and we only release them to you and to whomever you designate.

When it comes to appraisals, location does matter. Be sure to document for your appraiser any positive changes to the neighborhood, such as a new school or playground.

We counsel clients that their homes have two ages, the real age, and the effective age. A home that is shabby around the edges will have an older effective age, and may be compared to older homes in the area, which can lower its value.

Many home buyers believe they own the appraisal because they are charged for it. In fact, the appraisal is owned by the lender unless that company releases its interest in the document - a formal process - to the consumer.

Did you know that if you can't locate your appraisal from when you bought your home, you still have the right to it under federal law? You can simply request a copy of that appraisal from your lender.

If you are in the market for buying or selling property, the services of a licensed real estate appraiser are vital. Our appraisals give you the information you need to assure that the purchase or sale amount is appropriate for the property.

Does a home's presentation really affect an appraisal? Yes. Interior and exterior factors including clutter and landscaping can help to improve an appraisal evaluation or may negatively affect the home's evaluation depending on the condition of these factors.

If a comparable structure in your area is not posted on the MLS listing, it can result in a delay in your appraisal. Although we do gather the comparisons, any comparative information a client can supply, especially involving non-realtor sales, will hasten the process.

Prior to your appraisal, be sure to prepare an itemized home update list for your appraiser. This should include anything done within the past 15 years, with the date the work was done and approximate cost.